154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 15, 2025

Rate increases more and more

I have not had any issues with a claim being denied, or a delay in reimbursement. My biggest issue with Fetch is how much my monthly rate has increased over 5 years. From when I first enrolled to the new annual premium I've just received, I am paying 78 dollars a month more and $1000 more annually. It's becoming unsustainable and I feel that I am penalized for making any claims because you get a 10% penalty for reimbursement over $250.

Insurer: Fetch Canada

By: SM

January 15, 2025

Rate increases more and more

I have not had any issues with a claim being denied, or a delay in reimbursement. My biggest issue with Fetch is how much my monthly rate has increased over 5 years. From when I first enrolled to the new annual premium I've just received, I am paying 78 dollars a month more and $1000 more annually. It's becoming unsustainable and I feel that I am penalized for making any claims because you get a 10% penalty for reimbursement over $250.

Insurer: Fetch Canada

By: SM

Verified January 15, 2025

Was so easy to submit a claim

Was so easy to submit a claim, and customer service is great if needed. So nice to speak to a person

Insurer: Embrace

By: Kimberly Pyfrom

January 15, 2025

Renewal cost

I was surprised how much Chief's policy went up upon renewal. It was more than expected. I'm on a fixed income so I need to watch how monies are spent. I've been happy with the coverage.

Insurer: Fetch

By: Barbara McGuire

January 15, 2025

Renewal cost

I was surprised how much Chief's policy went up upon renewal. It was more than expected. I'm on a fixed income so I need to watch how monies are spent. I've been happy with the coverage.

Insurer: Fetch

By: Barbara McGuire

January 15, 2025

Renewal cost

I was surprised how much Chief's policy went up upon renewal. It was more than expected. I'm on a fixed income so I need to watch how monies are spent. I've been happy with the coverage.

Insurer: Fetch

By: Barbara McGuire

Verified January 15, 2025

A Must Have for Pet Owners

I am so pleased with Embrace Pet Insurance. I have filed two claims that were addressed promptly and fairly. My dog could not have had the care he received without this policy- worth every penny! I will never have a pet without Embrace.

Insurer: Embrace

By: R Taylor

Verified January 15, 2025

Quick, Easy, and Convenient!

Embrace filled my claim very quickly and the pet hotline was life saving! The entire process was simple and straightforward

Insurer: Embrace

By: Theodore Longlois

Verified January 15, 2025

Very dissatisfied with the claims…

I’m extremely disappointed with the claims process. It took far too long to resolve in my opinion. They don’t tell you that the first claim can take a couple months because they don’t include any weekends or holidays in the amount of time they say they need for reviewing. The lack of communication was unacceptable. I had to take it upon myself to figure out that they needed additional information because no one reached out to inform me. There was no clear guidance, no follow-up, and no sense of urgency from their team. It felt like they didn’t care about my time or the stress the delay caused. A simple call or email would have resolved things much sooner. This experience has been frustrating, and I expected better service. I hope they improve their communication and efficiency for future customers. I am very satisfied with each customer service rep that I have encountered as they were polite and kind with each call I made.

Insurer: Embrace

By: Danielle Oppedisano

Verified January 15, 2025

Filing a claim was easy

Filing a claim was easy. Review and reimbursement was fast and efficient.

Insurer: Embrace

By: Elizabeth Baumgarten

Compare top pet insurance providers plans.