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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,221 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,311 reviews

4.9
Healthy Paws

10,744 reviews

4.9
Fetch

27,422 reviews

4.9
Trupanion

62,926 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

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September 09, 2010

ASPCA is the best

When I adopted my first dog (Shamos)as a puppy, I asked my friends for some solid pet owners advice. What would they do over if they could do it again from the start as a pet owner? One friend told me - get pet insurance! Sure enough this has paid off, not only when poor Shamos ate rat poison from my building in NYC, but also when my second puppy, Belle, fractured her elbow joint. ASPCA has quickly and efficiently managed every claim and covered basic puppy exams and maintenance checkups as well as injury claims. They have a variety of plans based on your coverage needs and have a great online management system so you can easily submit and track your claims. You also get a discount for multiple pet coverage. Not to mention, this is an animal organization, not an insurance organization. They have a sincere interest in helping our pet community. I could not have afforded the vet costs to maintain my pups' health without them. Don't be fooled, you can't afford not to invest in pet insurance. Just do it! You'll thank me like I thank my friend every day!

Insurer: ASPCA

By: Shamos

Useful
September 09, 2010

Great!

I have nothing but good things to say about Embrace Pet Insurance. I have filed several claims and always received prompt, professional responses from the customer service representatives. They provide such an easy process for claims and of course if at any time I have a question, just a quick e-mail to them and I have a response usually within 24 hrs. I feel much more secure knowing that Chance (my Golden Retriever) is insured because he is just like my child. I want to be able to provide him with the best medical care, regardless of cost. Embrace provides a low monthly premium that does just that for me.

Insurer: Embrace

By: Betty

Useful
September 09, 2010

Life saver

This insurance was founded by a veterinarian. It is the best 37 dollars a month I have ever spent. So far it has covered 80% of emergency care due to seizures, surgery due to injury, monthly medications all costing into the thousands. Each seperate incident has a $100 deductible. This company has never taken very long to reinburse. Never longer than a month, usually within a few weeks. I find them very fair and consistent.

Insurer: Pets Best

By: Richard

Useful
September 08, 2010

True Professionals and Caring People

It was Cloudys first Wellness Exam and they handled the claim in 3 business days and I had my money back in 5 business days. Embrace is a company full of the best professionals I have ever seen. They care about your pet as if it were their own. This is the best most outstanding compay I have ever dealt with. Embrace is the best insurance provided in the United States by far! I like them so much I sent them pictures of Cloudy! They Care that much!

Insurer: Embrace

By: David

Useful
September 08, 2010

Glad I have ASPCA PET INS.

Our 3 cats are now 11 and 12. I decided that now is the time to get health insurance for them. Many plans will not accept "older pets". ASPCA did! My Jeter vomited blood and I rushed him to the vet. ASPCA paid my claim promptly. I was very glad I had them

Insurer: ASPCA

By: Joan

Useful
September 08, 2010

Fantastic Service - quick and responsive

My bulldgog required emergency surgery for an obstruction in her digestive tract. Embrace processed the claim quickly and professionally. As promised, they paid the claim in full less the deductible and my co-pay. I would highly recommend them to anyone who wants peace of mind when it comes to pet insurane.

Insurer: Embrace

By: Mike

Useful
September 07, 2010

After 8 Dobermans: Insurance

My wife and I have been the happy owners of nine Dobermans over the forty years we've been married. They've all been wonderful, "low maintenance" dogs, until our last two. The first is a handsome fellow who has been healthy. Then after 5 years, we adopted his sister. She'd been with us a month and we discovered she had cancer. Needless to say,between the surgery and the chemotherapy, we were set back quite a pretty figure.She's OK now and we consider the money well spent. The experience prompted us to obtain pet insurance for her brother, if for anything it would bring us some peace of mind. Fortunately, he has remained healthy, but developed several minor problems over the past half year. One involved a vitamin B12 deficiency which an internist found and treated successfully, the other problem was an pustular interdigital infection of his right front paw, also treated quickly and successfully. The veterinary bills from both instances were submitted, our deductible met and a portion of our bills reimbursed. This was done in short order and without any difficulty. It really didn't amount to much compared to the expenses put out for the female with cancer, but it reassured us to know that when and if the big fellow ever suffers anything like his sister, the ASPCA insurance will be there to ease our financial burden.

Insurer: ASPCA

By: C.M.

Useful
September 07, 2010

Unexpected payment!

Maggie the Dog stepped on a huge, long wasp. I took her to her to her vet to get the stinger removed and an antihistamine injection. I didn't know how much if any amount Embrace insurance would reimburse. It was a nice surprise to hear immediately that the claim was being looked into and someone would let me know the status. I received the reimbursement in less than 10 days. While it was a small amount, I appreciated the attention Embrace gave me in responding to the claim. This kind of quick response, keeping me in the loop as far as claim status as it moves along, and the caring expressed by the staff is what makes me recommend Embrace Pet Insurance to other pet owners. I had a bigger claim two years ago, and I was satisfied with the reimbursement, too. Additionally, what is special about Embrace is the caring and concern for their clients--certainly unlike any response I've experienced from insurance companies for humans!!

Insurer: Embrace

By: Emily

Useful
September 07, 2010

ASPCA Pet Insurance

Our dog, Cody, had ACL surgery to his rear leg approx 3 months ago. He is no longer in pain and is recovering quite nicely thanks to ASPCA Pet Insurance. For once, we were able make a healthcare decision for our pet based on his medical needs and not based on our wallet! My wife and I are happy and, more importantly, Cody is happy! Thanks ASPCA!

Insurer: ASPCA

By: Tom

Useful
September 07, 2010

Embrace pet insurance ROCKS!!

Our 6th rescue, a healthy & very active 16 mo. old coated GSD Skyler, tore her ACL in her left hind leg. This happened less than 24 hours after we accepted our 7th rescue (foster to own) GSD, River! We had recently moved to a new home and incurred unexpected costs related to it and to recent automotive repairs. We had tried VPI years ago, but it was such a hassle we never purchased pet insurance again. That is, until I saw the Embrace flyer in our Veterinarian's office. Since we rescued Sky as a pup, we decided to give Embrace a try, based on testimonials and our own research. We immediately added River to our policy and words fall short to express our gratefulness to all the "Embracers" we have corresponded with. Their outstanding communication, professionalism and attention to detail is unsurpassed, especially regarding a time sensitive situation with Skyler's need for surgery. Embrace has confirmed coverage of $2736.92 of our surgical estimate of $3508.15 with possible additional coverage if the post-op total increases. What more could you ask for?? How about Embrace offering to direct deposit funds due you, into your bank account! This has been the worst possible timing for such an injury and the BEST possible outcome thanks to Embrace!

Insurer: Embrace

By: Teddy

Useful

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