154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

May 12, 2011

40% rate increase

I subscribed to Trupanion a year ago and after the first claim that was approved, all of a sudden I received a notice that my rate is being increased 40%. Their website specifically states that they do not penalize their clients as a result of claims but that this is an increase due to increase in pet care costs for my area. I checked with 3 local vets and they all stated that if they have increased their rates, it has never been more than 3%.

Insurer: Trupanion Canada

By: Christine

Useful
May 12, 2011

embrace really cares about your pet

I am the proud mom of an 8 month yorkie. Having never been a dog owner I had no idea of the many health issues a dog could experience. After lengthy research I found that Embrace provides your pet with the best coverage, also the company itself has been in business may years and is known to be a highly rated company. The customer service is exceptional claims are processed promptly. I feel as a pet owner it is our responsibility to provide the best possible health care for our pets. Embrace has been a great partner helping to keep my pet healthy. I encourage pet owners to us Embrace for the best health care coverage for their loved ones.

Insurer: Embrace

By: joann

Useful
May 12, 2011

Best is what they are...

No hassle claims processing and quick reimbursement. Customer service is excellent. Rates are reasonable. I have referred them to several friends.

Insurer: Pets Best

By: Loly

Useful
May 12, 2011

AWESOME customer service

This was our 1st time submitting a claim and I'm very please with the quick reimbursement service. The staff was very fast in responding back to my inquiries. I love that they care about ALL animals so dearly. I'm so glad Kelly Jo is a member with Embrace Pet Insurance. Thank you

Insurer: Embrace

By: Josie

Useful
May 11, 2011

Very happy customer

Embrace pays out claims quickly and explains benefits clearly. I'm very happy with the service. I wish they had lower prices, but I'm happy with the service I receive.

Insurer: Embrace

By: MJB

Useful
May 11, 2011

liers

Took my lab in for tests with specialist,bill was over 2100. trupanion paid .And now I get email raising monthly rates from 85.00 for 2 dogs to 123.00 .Called and was told they are raising rates for everbody with large dogs. My labs in only 53 pds and golden 43 pds. When I signed up told rates will not increase with age and will only increase if area where i live is more expensive. Haven't moved, but told its a rate increase for all pet owners. then why haven't they raised rates for people I referred to trupanion

Insurer: Trupanion

By: Mary

Useful
May 11, 2011

liers

Took my lab in for tests with specialist,bill was over 2100. trupanion paid .And now I get email raising monthly rates from 85.00 for 2 dogs to 123.00 .Called and was told they are raising rates for everbody with large dogs. My labs in only 53 pds and golden 43 pds. When I signed up told rates will not increase with age and will only increase if area where i live is more expensive. Haven't moved, but told its a rate increase for all pet owners. then why haven't they raised rates for people I referred to trupanion

Insurer: Trupanion Canada

By: Mary

Useful
May 11, 2011

sketchy service

Called several times--needed to file first claim. Always and only get voicemail. No human! Callback was within 2 days, but still a hassle. Filed 2 claims--one for my dog that died of cancer. That claim was paid. Other claim for bacterial infection which caused diarrhea and required meds and blood tests--nothing was paid on the claim. Very unhappy. Customer service told me didn't need any info from the vet when submitting my claims, but then both times they requested info directly from my vet, thereby delaying my claim. Really, if you are going to insist on vet records, why not insist on them at the time the claim gets filed? So much unnecessary work for everyone, and then to deny the very basics of claims--infection! I had three dogs enrolled on this plan, but now I think I am wasting my time and money.

Insurer: Pets Best

By: concerned

Useful
May 11, 2011

Great customer service and support

We switched to Embrace because we were tired of chasing our other pet insurance source. What a difference. The people are terriffic and when our four year old German shepherd was diagnosed with Cancer, and the bills started coming in, Embrace reviewed and paid them quickly. Can't ask for more than that.

Insurer: Embrace

By: Don

Useful
May 10, 2011

Very satisfied customer :)

This was my first time to reimburse and it was a good experience. Everything went smoothly and nothing got delayed. Really glad I was able to get this insurance for my dog.

Insurer: Embrace

By: Cindy

Useful

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