154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 13, 2025

Communication is great

Communication is great. Claims are processed in a timely manner. All questions I’ve asked have been answered promptly.

Insurer: Fetch

By: Susan Barnes

Verified January 13, 2025

Communication is great

Communication is great. Claims are processed in a timely manner. All questions I’ve asked have been answered promptly.

Insurer: Fetch

By: Susan Barnes

Verified January 13, 2025

Communication is great

Communication is great. Claims are processed in a timely manner. All questions I’ve asked have been answered promptly.

Insurer: Fetch

By: Susan Barnes

Verified January 13, 2025

Communication is great

Communication is great. Claims are processed in a timely manner. All questions I’ve asked have been answered promptly.

Insurer: Fetch

By: Susan Barnes

Verified January 13, 2025

Communication is great

Communication is great. Claims are processed in a timely manner. All questions I’ve asked have been answered promptly.

Insurer: Fetch

By: Susan Barnes

Verified January 13, 2025

Quick and Easy

Quick to process all claims

Insurer: Spot

By: Jessica Sainz

January 13, 2025

NOW I UNDERSTAND THE 1 STAR REVIEWS.

I was told that an invoice I sent for preventative care would take two to four weeks to process...for yearly checkup and shots. They have no problem debiting my credit card on time each month. I got this insurance in July and this is my first claim. DO BETTER.

Insurer: ASPCA

By: rem atwork

January 13, 2025

Spot insurance is a fraud

Spot insurance is a fraud! Totally a waste of money! Processing time, even if you include all the correct documents takes up to 10 business days! They try not to pay for things that you are covered by and you have to fight with them about it and threaten to sue. I DO NOT RECOMMEND THIS INSURANCE.

Insurer: Spot

By: Rhiannon Martina

Verified January 13, 2025

Quick and easy enrollment and claim processes

Enrolling multiple pets is easy and the discounts offered per additional pet are good. Submitting claims is also intuitive and quick, and the reimbursement process through direct deposit is very convenient.

Insurer: Spot

By: Karla T.

January 13, 2025

I have a two year old Ragdoll cat

I have a two year old Ragdoll cat. I got Trupanion insurance for her when she was three months old thinking it was very good. At her six month physical she was diagnosed with gingivitis and would need a $1500 cleaning. I thought no problem, I have pet insurance so it will be covered since dental problems are covered. To my surprise cleanings aren’t covered even for medical reasons. I had to pay for the cleaning out-of-pocket and now since this is a pre-existing condition if I switch insurance companies no dental procedures will be covered. When I had originally called to get information on Trupanion, they said they covered dental extraction and dental problems. Foolishly, I didn’t ask if dental cleanings were covered for medical reasons. I have a 12 year-old cat who I got pet insurance for through FIGO at 11 years old. His premium is $35 a month. The medical insurance I have through Trupanion started out at $25 a month went to $28 a month and now it’s $35 a month for a 2 1/2 year-old cat with no problems other than gingivitis. I am so disappointed in Trupanion. Buyer beware.

Insurer: Trupanion

By: Janet

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