208,360+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,360 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,360 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,704 reviews

4.9
Healthy Paws

10,965 reviews

4.9
Fetch

5,209 reviews

4.9
Trupanion

58,979 reviews

4.9
Pets Best

14,630 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 17, 2026

I found it easy to file claims and…

I found it easy to file claims and receive reimbursement for payments I made

Insurer: Pumpkin

By: Elida

Verified February 17, 2026

I Do Not Recommend Healthy Paws

I insured both our dogs when they were puppies: one in 2014 and the other in 2016. The premiums began at a reasonable amount--our first dog started with a $31.96 monthly premium and that was with a $250 annual deductible and 90% reimbursement level. Our second dog started with a $39.03 monthly premium, a $100 annual deductible, and a 90% reimbursement level. I was happy to pay those amounts for the peace of mind and the fantastic coverage. We've had steady, but manageable rate increases every year. Fast forward to the last several years. For the policy period beginning in December, 2024, I had to increase both the dogs' deductibles to $500 in order to keep the monthly premiums at a somewhat manageable level. For the policy period beginning December, 2025, we were notified that our reimbursement level would be automatically reduced to 70% from the previous 90%. Apparently Healthy Paws implemented this age-based change last year. Our monthly premiums for this greatly reduced coverage are now $238.59 for our first dog and $200.28 for our second dog. Ouch. Just to put this in perspective, we have to pay out $500 for covered services for each dog before the policy begins to cover anything at all, and then that is only reimbursed at 70%. Will Healthy Paws drop our reimbursement percentage even further when future renewal anniversaries roll around? Who knows? The current monthly premium represents a whopping 646.527% increase from the original premium for our first dog and a 413.144% increase from the original premium for my second dog! During 2025, I had to appeal two denied claims that were for covered services. The denials were eventually reversed, but it was a lot of hassle to go through and a long delay for claims that should have been initially approved. I should add that I am grateful for coverage we've received for some expensive health issues through the years. For example, a splenectomy and several days in the vet hospital for one dog resulted in a bill that was over $9000. Last year, that same dog had surgery to remove some liver masses. But, I may no longer be able to afford the insurance after this year--especially considering the higher deductibles and lower reimbursement levels. Since my dogs at this stage in their lives both have what would be considered preexisting conditions by another insurer, shopping for a more affordable policy elsewhere isn't an option. We're between a rock and a hard place. To sum up: when we signed up for Healthy Paws, it offered great coverage at an affordable price. In the last few years, our rates have skyrocketed and our coverage has been reduced. I can no longer recommend Healthy Paws.

Insurer: Healthy Paws

By: Susan T.

Verified February 17, 2026

Easy steps to apply

easy application

Insurer: MetLife

By: TINA KEMP

February 17, 2026

We have been with this company for 13…

We have been with this company for 13 years, every 3-4 years we have been hit with higher prices and have had to call and negotiate down. Now I’m getting hit with a 50% increase after already having the highest price policy compared to other companies. We have two younger dogs on another company because I refuse to allow these corporations to scam us for having long living dogs. The BOARD SHOULD BE ASHAMED OF THEMSELVES. This is how people struggling end up homeless or turning their dogs into already overcrowded shelters. Corporate greed will be the death of this country.

Insurer: Fetch

By: adrielle maxwell

Verified February 17, 2026

Excellent services

Excellent services , quick and easy

Insurer: Trupanion

By: Tessie

February 17, 2026

Fabrice was very helpful and quick to…

Fabrice was very helpful and quick to respond

Insurer: Fetch

By: Erin Ryan

Verified February 17, 2026

Claims were paid quickly

Claims were paid quickly

Insurer: Figo

By: Donna

Verified February 17, 2026

Customer service was great and…

Customer service was great and knowledgeable of products and services.

Insurer: Nationwide

By: Customer Belinda

Verified February 17, 2026

Submitting claims is easy

Submitting claims is easy, quick and can be done from your smart phone just by installing and using the app. The review process is done quickly and you have the choice of receiving reimbursements by check, direct deposit, and a few other options.

Insurer: MetLife

By: Kendra

Verified February 17, 2026

This was the easiest policy ever…

This was the easiest policy ever purchased. Thank you.

Insurer: MetLife

By: Dennis Jolley

Compare top pet insurance providers plans.