220,795+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 220,795 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

220,795 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,892 reviews

4.9
Healthy Paws

11,235 reviews

4.9
Fetch

5,658 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,092 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified May 08, 2026

It is easy to submit claims

It is easy to submit claims. The only issue I had was having a claim denied that shouldn't have been, but it was easily resolved by a phone call and a form for the Dr. to fill out to verify the injury was not related to a preexisting injury. Great coverage options and affordable monthly pricing.

Insurer: MetLife

By: customer

Verified May 08, 2026

Happy new client!

I’m new to Fetch pet insurance and recently moved to Florida so I had to get a new vet too. After submitting invoice & medical records, I was reimbursed promptly. Fetch truly makes vet visit far less stressful concerning the expense! Thank you!

Insurer: Fetch

By: Vitale, Cindy

Verified May 08, 2026

You have been the best everytime i have…

You have been the best everytime i have needed you

Insurer: Trupanion

By: Shirley

May 08, 2026

Spot denied my claim and lied about it

Spot is a a horrible health insurance company. Writing I am extremely disappointed with my experience with Spot Pet Insurance. I submitted a legitimate $389 illness claim for my 5-month-old puppy (Claim #8022893), and instead of processing it fairly, the claim was denied without any clear or accurate explanation. What is especially frustrating is that Spot claimed they requested medical records and did not receive them. That is completely inaccurate. I personally emailed the requested medical records directly to them, yet they still acted as though the documentation was never provided. As a paying customer, I expected honesty, transparency, and fair communication during the claims process. Instead, I feel like I was given misleading information and forced to fight for a claim that should have been handled properly from the beginning. Pet insurance is supposed to provide peace of mind during stressful situations with your pet, not add more frustration. Based on my experience, I cannot recommend Spot Pet Insurance

Insurer: Spot

By: Joshua Kunish

Verified May 08, 2026

It was easy and quick!!

It was easy and quick!!! Claim was easy and refund was quick

Insurer: MetLife

By: customer

Verified May 08, 2026

Pumpkin insurance is easy to use the…

Pumpkin insurance is easy to use the website

Insurer: Pumpkin

By: Deb

Verified May 08, 2026

Prompt processing of claim and payment…

Prompt processing of claim and payment of benefits

Insurer: MetLife

By: Sheroll Carby

Verified May 08, 2026

MetLife is the Worst Pet Insurance

MetLife is the worst pet insurance company that I have ever dealt with. SOAP Notes are requested for every claim. This includes claims that have always been covered. The app is broken and will not let you upload documents so you need to email them, and will be spammed with emails about missing information for days. Everything is automated and poorly run, and you are better off putting money to the side to care for your pet because MetLife is not going to reimburse you for any request and you also have to deal with their absolutely terrible claim system.

Insurer: MetLife

By: customer

Verified May 08, 2026

Fast and simple

Fast and simple. Insurance allows me to be more thorough in diagnosis and treatment for my dog. That keeps me happier and my dog healthier.

Insurer: Fetch

By: Constance

Verified May 08, 2026

Great customer service

Great customer service, friendly, professional, fast processing claims.

Insurer: Trupanion

By: Georgia

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