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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 17, 2025

BE AWARE of hidden costs and exclusions!…

While ASPCA has created a very sleek and user-friendly interface for submitting and tracking a claim, I have found a NUMBER of deficiencies in their up front information and back-end service. While having a rep answer the phone quickly and having access to a kind veterinary nurse on the end of a telehealth line are all very helpful as a consumer - I was pretty floored to find that neutering and spaying aren't covered under their basic preventative care plan...the hard way. If you hope to be reimbursed for this VERY COMMON procedure, you MUST select their PRIME care package, in order to have any reimbursement for those costs. Since ASPCA did a poor job of making this information clear up front, I'm hoping this review saves someone else the trouble I've gone through. You have to read through all of the itemized treatments/procedures to see that it's not covered, which wasn't apparent, nor that there was even an upgraded insurance package available.

Insurer: ASPCA

By: Jme Bug

January 17, 2025

Trouble with paying out for prescription cat food

Trouble getting reimbursed for my cat's prescription food.

Insurer: Embrace

By: David Vaught-Alexander

Verified January 17, 2025

Easy and fast claim processing

Easy and fast claim processing. Back in my account in 2-3 days.

Insurer: Spot

By: scipper

January 17, 2025

Vet Visit Review: The "Do Whatever It Takes" Edition

Walking into the vet with pet insurance is like strolling into a fancy restaurant with a gift card that covers the whole menu. Suddenly, every option is on the table, and you're not sweating over the cost of the "premium filet." Normally, vet visits with Lola would include a pre-visit pep talk: *“Okay, Lola, no extra tests today, just the essentials. Be cool.”* But with pet insurance? Oh, it’s game time. The conversation changes from *“What’s the cheapest option?”* to *“Do whatever you need to, doc!”* Lola, of course, eats it up. Extra tests? Sure. Extra belly rubs from techs? Absolutely. She even gets her own little VIP treatment, trotting out of the exam room with her tail wagging like she's just returned from a spa day. Meanwhile, I’m grinning ear to ear knowing my wallet isn’t taking the hit. The best part? That peace of mind. No calculating what I can afford to skip; no guilty *"maybe next time"* for something important. Just the simple relief of knowing Lola is taken care of, top to tail (or in her case, wiggly butt). Pet insurance is the ultimate "treat yourself" for responsible pet parenting. Lola approves, I approve, and the vet probably approves too, given my new-found enthusiasm for diagnostics. Would recommend. 10/10.

Insurer: Trupanion

By: Courtney Peters

January 17, 2025

Fast processing of claim

Fast processing of claim! Very happy with Pets Best.

Insurer: Pets Best

By: Kristin

January 17, 2025

Complete ease of use for making claims

Complete ease of use for making claims, and prompt completion

Insurer: Embrace

By: Peter Farrow

Verified January 17, 2025

They will deny all your claims

They will deny all your claims

Insurer: Embrace

By: Narendra Dyal

Verified January 17, 2025

Aspen

Event very easy, no complications. Thank you

Insurer: Spot

By: Don R.

January 17, 2025

I'm canceling this insurance

I'm canceling this insurance. I spend $95 per month and visit the vet yearly. This years' vet visit with shots and ear issue cost was almost $500. Pets Best gave me $0 reimbursement.

Insurer: Pets Best

By: Nicole Valentino

January 17, 2025

Josh Review

Josh was friendly and informative.

Insurer: Fetch

By: Michael Christian

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