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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 22, 2025

Fetch are the most deceitful and…

Fetch are the most deceitful and scammiest pet insurance provider that is out there. Avoid them. They gave me a day where I would be able to submit claims and they changed the date by one day to avoid paying for my claim. They advertised one thing and then changed it by one day after the 15 day waiting period. They are liars. I have provided feedback but they really could care less. They will probably respond here and say oh please let us know what has happened. I will email them and get in contact and they will not give a darn. Stay away from Fetch they are an absolute scam.

Insurer: Fetch Canada

By: Emma Charlotte

Verified January 22, 2025

My claim was processed right away

My claim was processed right away. I am very happy with Spot Pet Insurance.

Insurer: Spot

By: Satisfied

January 21, 2025

It's been 4 months

It's been 4 months, and there has been no payment of the claims submitted. All paperwork from the vet's office was submitted 3 separate times. They denied the claim, without notifying me, and stated when I reached out 3 times that they needed further documents PRIOR to the claim. I explained, repeatedly, that there are NO other records since she was a rescue from a family getting rid of the kitten. She has no other paperwork, and she was flown in from another state to save her. They said they'd note that and that would be fine. No, they denied it again and claimed they needed a year's worth of documents prior to the submitted claim. Again, I explained - there are NO other documents as she had never been seen previously. Still...nothing. They are clearly just reading from a script, as I hear the exact same wording again and again when I deal with the incompetent call center who has no power to effect change at all. This company is fraudulent. Do not be fooled by the cute website and such. They are not in the healthcare business at all, and it's a real shame that the ASPCA would tarnish its name with these BUSINESS dealings. Stick to rescuing animals, and stay out of the business side of dealing with animals, because this service is not about helping animals at all.

Insurer: ASPCA

By: Tom Spalla

January 21, 2025

I have submitted my receipt several…

I have submitted my receipt several times. I have 2 dogs that were both seen the same day. Each dog has totals on the receipt followed by tax and total. Each time you send it back saying the receipt is not readable. This is total BS. The receipt is CLEAR, your just not wanting to honor your part!

Insurer: Embrace

By: Andrea

January 21, 2025

Try hard to get out of paying for emergencies

Have had this insurance for almost 10 years, but as usual when you really need them they what to classify an accident as a medical condition to get out of paying emergency vet bills.

Insurer: Pets Best

By: David Beckwith

January 21, 2025

You make it so easy to submit a claim…

You make it so easy to submit a claim and are very quick with a response. Thank you!!

Insurer: Embrace

By: Linda Leach

Verified January 21, 2025

Recent Claims

I submitted two claims in two weeks. While I didn't receive a full reimbursement on the first claim, Embrace really did a good job explaining the reason why. Also, I do like the app/webpage...very intuitive.

Insurer: Embrace

By: Rod A

January 21, 2025

Switch to Petsbest

Just started with Petsbest I have had gone through 2 other insurances before was not happy Sent a claim in to be processed by PB it was done quickly have spoken to Customer Service also to ask a question very helpful pleasant.So far I am so happy I switched to Petsbest 👍👍👍👍👍

Insurer: Pets Best

By: Lisa

January 21, 2025

Great experience great customer…

Great experience great customer service. Great prices. Fast claim submission love Fetch!!!!

Insurer: Fetch

By: Niesha Ingram

January 21, 2025

Carla was very nice and gave me a lot…

Carla was very nice and gave me a lot in the information I needed to start with my new pet. I really appreciate it. She’s a very nice

Insurer: Fetch Canada

By: andrew mcgrady

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