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So far great service
So far great service, summiting a claim is easy and simple.
Insurer: Embrace
By: nevin jenkins
Customer service
My rep Rebecca was very thorough explaining coverage for my pets. She was very considerate, nice and made this a really easy selection for my pets health.
Insurer: Prudent Pet
By: missjuyahoo.com
Quick and easy
Quick and easy, painless submission. Great to just upload the receipt and diagnoses.
Insurer: Embrace
By: BJ
Healthy Paws Pet Insurance: Trusted, Reliable, and Life-Saving Coverage for Your Furry Family Members
I wholeheartedly recommend Healthy Paws Pet Insurance for anyone seeking exceptional coverage and peace of mind for their beloved pets. My wife and I experienced their outstanding service firsthand when our eight-year-old English Springer Spaniel faced a life-threatening medical emergency. He was rushed to the animal hospital and diagnosed with diabetic ketoacidosis. Thanks to the swift action of the veterinary team, his life was saved, but the care required to nurse him back to health came with significant costs. Thankfully, Healthy Paws Pet Insurance was there for us every step of the way. They covered a substantial portion of the expenses, alleviating the financial stress during an already difficult time. The claims process was incredibly easy—completely online, intuitive, and efficient. The reimbursement was processed quickly and deposited directly into our account without any hassle. As a lifelong advocate for pet health insurance, I can confidently say Healthy Paws goes above and beyond to support pet families. Their service is reliable, their coverage is comprehensive, and their commitment to customer care is evident in every interaction. For anyone considering pet insurance, I highly recommend Healthy Paws as a trustworthy partner in ensuring the health and happiness of your furry family members.
Insurer: Healthy Paws
By: Rob Skomorucha
The claim process
The claim process is always easy and help is always available. If I need customer service it is always top-rate with advice and the next steps to help my pet.
Insurer: Embrace
By: Tammy
Dishonest and Misleading—Avoid Trupanion
We recently got a puppy, and the first owners had a one-month insurance policy with Trupanion, which we were encouraged to renew. During a routine vet visit for vaccinations, our vet noticed that our 14-week-old puppy had lower canines growing into the upper inner gums—a teething issue that had just started. When we called Trupanion, we spoke with Amanda from Sales, who assured us that this issue would be covered under the policy if we renewed. Trusting her word, we renewed the policy. However, after our vet submitted a pre-approval for the extraction procedure, Trupanion denied the claim, stating it was a pre-existing condition. This was never raised as an issue during renewal. When we called back to contest the decision, they continued to make excuses, eventually claiming the issue was reported within 30 days of renewal and therefore ineligible. Why are we paying such high premiums for a company that denies valid claims using vague and shifting excuses? They misled us into renewing the policy with assurances of coverage, only to leave us with no support when we needed it most. This is especially infuriating as it concerns a young, 14-week-old puppy just starting to teethe—something no one could predict. It feels like Trupanion is exploiting pet owners, offering false assurances while denying legitimate claims under the guise of "pre-existing conditions." New pet owners are already anxious and adjusting, and this kind of dishonesty only adds to the stress. Trupanion has shown zero care or compassion and seems more focused on collecting premiums than supporting pets or their owners. Avoid Trupanion. They are nothing more than scammers preying on vulnerable pet owners.
Insurer: Trupanion Canada
By: Jeevan Menezes
Submitting claims is fairly easy…
Submitting claims is fairly easy through the website, and I like that it is always easy to connect with a person, if needed. We've been with Embrace for years and are quite happy!
Insurer: Embrace
By: Maureen Kitchenman-Smith
Go with Spot or AKC. ASPCA just wants your money
Paid into ASPCA pet insurance for 10 months for four cats to the tune of $2,500+ with virtually no claims other than a few preventative reimbursements, and when I actually did have a claim, for a congenital issue with one of my new kittens - literally added him to my policy and took him to the vet that day, he was diagnosed that day and I submitted a claim a few months later for his first round of treatment- they refused to cover the defect. Because he was born with this, and because he was seen before the waiting period had expired, they will not cover it. Had I known that even though ASPCA advertises 0 waiting periods everywhere, apparently the advertisements don't apply in my state, I would've gone with another insurance that does not have waiting periods, or I would've signed up for AKC insurance where they will cover pre-existing conditions after 365 days. Now I'm in a pickle, 7 months into my kittens coverage with this insurance, which could've been 7 months with AKC who would cover this congenital issue, or I could've worked with another insurance to get him coverage for this issue at the beginning. It's kind of a shame how they handled this situation. ASPCA doesn't care about your animals unless they can make money off of them.
Insurer: ASPCA
By: Shannon