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Prevention of Cruelty to Animals Insurance
Honestly, I have nothing to compare this insurance to. I have only had ASPCA insurance, and selected it because of its affiliation to the Society for the Prevention of Cruelty to Animals, assuming the insurance benefitted the cause and it facilitates taking care of a pet with its health needs. It is what it is and with over 45 exclusions, I can only guess what portion of my claim will be paid. My purebreds have been more expensive than my mixed-breeds and the insurance has probably paid for itself over the years. The policy also excludes euthanasia fees which I feel is inconsitent with the prevention of cruelty.
Insurer: ASPCA
By: John
It's been a pleasure doing business with you!
I am extremely pleased with everything about your company. Questions are quickly answered. Claims are quickly processed. Payments are delivered promptly. If you sold health insurance for people I'd buy it!
Insurer: Pets Best
By: Richard
Excellent service. Claims paid promptly.
This is our second experience with a pet insurance company. We are more than pleased with the service, the level of reimbursement, and the prompt attention to the claims.
Insurer: Trupanion
By: CB
Excellent service. Claims paid promptly.
This is our second experience with a pet insurance company. We are more than pleased with the service, the level of reimbursement, and the prompt attention to the claims.
Insurer: Trupanion Canada
By: CB
Never Thought I'd Ever Like an Insurance Company
The experience I've had with Embrace has been nothing short of excellent. My wire haired dachshund Mabel developed a heart condition this past summer. I have submitted numerous claims on her behalf and Embrace has reimbursed everything (less our $500 deductible and 10% co-pay) to the penny including the bills from specialists. They pay the amount the vets actually charge and not an amount that some other insurers do, what they consider to be "reasonable." The only mistake I made was not getting coverage for meds as this is now running over $100 a month. I have amended my policy to include drug coverage for my other dog for only an additional $5 a month. I can't recommend Embrace highly enough.
Insurer: Embrace
By: Alan
Good Insurance!
I adopted a very crazy, active, untrained rescue (Dog) when she was one year old. I immediately got Trupanion Insurance for her, knowing from my old dog how expensive treatment (especially water therapy!) can be. After a year, my new dog was diagnosed with Colitis and Heartworms (she had been on preventative). Trupanion has quickly reimbursed me 90% for covered expenses, a huge help! They continue to reimburse me for the prescription medication that will likely be needed for the rest of my dog's life. Trupanion even reimbursed the cost of Veterinary prescription diet. (Which unfortunately did not work.) The only reason I didn't give a rating of 10 is because Vet visits are not a covered expense, and my dog had MANY of those prior to the correct diagnosis and treatment. My dog is now healthy, and I have peace of mind that I can keep her that way with Trupanion's support.
Insurer: Trupanion
By: Bonnie
Good Insurance!
I adopted a very crazy, active, untrained rescue (Dog) when she was one year old. I immediately got Trupanion Insurance for her, knowing from my old dog how expensive treatment (especially water therapy!) can be. After a year, my new dog was diagnosed with Colitis and Heartworms (she had been on preventative). Trupanion has quickly reimbursed me 90% for covered expenses, a huge help! They continue to reimburse me for the prescription medication that will likely be needed for the rest of my dog's life. Trupanion even reimbursed the cost of Veterinary prescription diet. (Which unfortunately did not work.) The only reason I didn't give a rating of 10 is because Vet visits are not a covered expense, and my dog had MANY of those prior to the correct diagnosis and treatment. My dog is now healthy, and I have peace of mind that I can keep her that way with Trupanion's support.
Insurer: Trupanion Canada
By: Bonnie
1/13 - 2 dogs, 2 claims
It continues to amaze me that the turnaround time for a claim with Embrace only takes 10 days or so. Your company is most efficient and communicates when they receive a claim - when they process a claim - and confirms that I have received the reimbursements. This is a good Company and I have referred you to all my friends with pets.
Insurer: Embrace
By: Beth
Claim Reimbursement
This is my first claim although I have had the insurance for about 4 1/2 yrs. The service was very fast, reimbursement in a week.The paperwork was handled very professional, but some how I missed the fact that I had to pay the $500.00 deductible plus 35% co-pay, but all in all I am satisfied.
Insurer: Embrace
By: Geri
Never Let Me Down
I have been with Trupanion since my dog was 3 months old. They have always processed my claim promptly and have stuck to their word.
Insurer: Trupanion Canada
By: Maria