154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

February 20, 2013

AMAZING.

I was blindsided by my poor pup's illness. Just one morning she was acting so lethargic and unlike her normal puppy self. I rushed her to the vet and then it was just an avalanche of expenses. X-Rays, Sonograms, Meds, Nebulizer treatments, etc. etc. In the moment, you don't care. You just want your puppy to be OK. When the bill was generated after a 2 night hospital stay, it was daunting to say the least. Embrace's terms are simple and easy to understand. My calculation of what I would be reimbursed matched their payment to the penny. No surprises. I'm so glad I did my research when choosing the best insurance company for my sweet pup.

Insurer: Embrace

By: Heather

Useful
February 20, 2013

Great Experience

I have a sweet Cavalier King Charles Spaniel who was born with bad knees. Long before we knew she had a knee problem, we took out Healthy Paws Insurance to cover the unknown (I'd only had cats before). Thankfully, it covered her problem and we were able to get her taken care of without worry of money. I did have all the vet records send ahead of time and called to make sure everything was in order. When it came time to file the claim, I had a check for almost $2000 without question and in about a week. They also wrote to check up and make sure she was doing good.

Insurer: Healthy Paws

By: Lauren

Useful
February 20, 2013

Westie very ill-dx Addisons

I have received good servicefromEmbrace for going on three years for my three Westies. The latest one is for my Westie with recently diagnosed Addison's.

Insurer: Embrace

By: VSigler

Useful
February 19, 2013

Excellent service!

Trupanion provided excellent customer service since the moment I signed up. They were very helpful and efficient with updating me on the process of my claim. I received my reimbursement within a short period of time and by having my pet insurance it saved me money and also I was able to provide my cat with the best care. Blackie is doing wonderful after his treatment and we are grateful to have such a caring pet insurance company.

Insurer: Trupanion

By: Teresa

Useful
February 19, 2013

Excellent service!

Trupanion provided excellent customer service since the moment I signed up. They were very helpful and efficient with updating me on the process of my claim. I received my reimbursement within a short period of time and by having my pet insurance it saved me money and also I was able to provide my cat with the best care. Blackie is doing wonderful after his treatment and we are grateful to have such a caring pet insurance company.

Insurer: Trupanion Canada

By: Teresa

Useful
February 19, 2013

Glad to have it

As Rosie gets older, we seem to spend much more time at the vet. Those visits are expensive and the insurance check takes some of the "sting" away. The cost is reasonable and the coverage sufficient.

Insurer: ASPCA

By: Harvey

Useful
February 19, 2013

I highly recommended Trupanion

My puppy was 3 months old when he had his 1st accident, ( a broken paw in 2 places ). Trupanion notified me via E-mail as soon as they received my claim, which was within 24 hrs of the doctors visit. The check was soon to follow. His 2nd accident was an accidental ingestion, which again was handled quickly and professionally. Wish my health insurance was as quick as Trupanion.

Insurer: Trupanion

By: T.

Useful
February 19, 2013

I highly recommended Trupanion

My puppy was 3 months old when he had his 1st accident, ( a broken paw in 2 places ). Trupanion notified me via E-mail as soon as they received my claim, which was within 24 hrs of the doctors visit. The check was soon to follow. His 2nd accident was an accidental ingestion, which again was handled quickly and professionally. Wish my health insurance was as quick as Trupanion.

Insurer: Trupanion Canada

By: T.

Useful
February 19, 2013

Rates Got Raised Big Time After Surgery

Overall the AKC/Pet Partners insurance group is very good about reimbursements based on your policy. However, after having the policy for 3-1/2 year, my dog required ligament surgery (TTA) of which they did pay 80% based on my policy but upon the next year's renewal, they increased my rates by $100 each month!! I've kept the policy but will be moving to another carrier. After researching, other carriers have the same benefits and hopefully won't be a devious.

Insurer: AKC

By: Gail

Useful
February 19, 2013

Wonderful Pet Insurance Company!

There are many scam pet insurance companies that gladly take your premium but will find any way possible to avoid paying claims. So when I decided to look into the possibility of getting pet insurance, I was very careful and I did quite a bit of research. In my research, it was Embrace that consistently came up with the best reviews both by policyholders but also by independent reviewers. I also really liked the variety of plans and that they pay claims based on the cost of the vet bill instead of "reasonable and customary" charges. I took the leap and decided to try Embrace. I have loved them from the start. They are always nice and friendly. Then my cat developed a blockage and when I needed Embrace most, they were there for me on the phone. I even called after hours while rushing my cat to the vet and they answered and helped me even though it was time for that particular person to go home. Unfortunately I didn't get her name but she was wonderful and assured me that Embrace would be there for me. After all the medical bills, I waited a bit worried wondering if Embrace would be like so many typical pet insurance companies and try to get out of the claim. Embrace stayed in touch with me while the claim was being reviewed to let me know that they were looking at it - even though they had not reached their estimated turn-around time, they still stayed in touch with me (without me prompting) to make sure that I knew they were working on it. Today I received my EOB

Insurer: Embrace

By: Lilli

Useful

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