154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

July 13, 2013

Pleased with follow-up and claims

I am quite please with their follow up and claims processing. I do have a question as to how the deductible is applied but I have not yet contacted Trupanion about this. Also do not know why cost of follow-up office visits to vet for covered condition seem to deducted from reimbursements.

Insurer: Trupanion

By: Joan

Useful
July 13, 2013

Pleased with follow-up and claims

I am quite please with their follow up and claims processing. I do have a question as to how the deductible is applied but I have not yet contacted Trupanion about this. Also do not know why cost of follow-up office visits to vet for covered condition seem to deducted from reimbursements.

Insurer: Trupanion Canada

By: Joan

Useful
July 13, 2013

Pet illness is bad enough....

But it is worse when you are trying to juggle finances to pay for them. Thankfully, Embrace Pet Insuranced processed my claim quickly, helping to releve the financial stress.Thank you Embrace!

Insurer: Embrace

By: D

Useful
July 13, 2013

Worth every penny

My cat has a hyperactive thyroid which didn't present itself until he had a seizure. Of course, the seizure landed him in an emergency veterinarian facility (it was a Sunday night) where he had to undergo numerous tests (to determine what was wrong) and be put in an oxygen cubicle because he was hyperventilating. Thank god I had the foresight to get ASPCA pet insurance for him and my other cats years ago. This was the first time I had to use it for any of them, and I'm so thankful for it!

Insurer: ASPCA

By: Andrea

Useful
July 13, 2013

Awesome

Best thing I ever got. Never ever thought to have insurance on my cat but I am glad I do and Trupanion is the best. They took get care in getting me all the info I needed to start and when it came time that I needed it they were there with a quick reply and my claim was taken care of quickly.

Insurer: Trupanion

By: Kim

Useful
July 13, 2013

Awesome

Best thing I ever got. Never ever thought to have insurance on my cat but I am glad I do and Trupanion is the best. They took get care in getting me all the info I needed to start and when it came time that I needed it they were there with a quick reply and my claim was taken care of quickly.

Insurer: Trupanion Canada

By: Kim

Useful
July 13, 2013

Excellent!!

I have used the Embrace policy for my pug's (Bamboo) mast cell tumors... without it I would never have been able to afford to get them removed. Now she is a happy, healthy pug free from cancer :) The claims process was easy, and I got paid in time to pay my credit card :D Great policy - they have excellent customer service. I love them so much I set up pet insurance through Embrace at my work :)

Insurer: Embrace

By: Sue

Useful
July 12, 2013

Trupanion is amazing!

Truepanion is amazing. They do exactly what they promise with such efficiency.

Insurer: Trupanion

By: Katie

Useful
July 12, 2013

Trupanion is amazing!

Truepanion is amazing. They do exactly what they promise with such efficiency.

Insurer: Trupanion Canada

By: Katie

Useful
July 12, 2013

Good but not incredible

I had my dog diagnosed with lymphoma. She had two operations to remove enlarged lymph nodes. I found a place that had very good rates, a lot cheaper than the ASPCA itself (Bergh Hospital). Insurance technically pays 80% of reasonable costs, which means that they will pay 80% of what is determined to be the appropriate cost within your location. They ended up paying approximately 65% of my cost -- meaning that my costs were higher than the "reasonable". However I know that I paid very competitive prices, the same if not lower than the average in my area. The response time to claims is inconsistent, but overall a month after submitting the claim (if they didn't need the vet's records sent over). Sometimes it takes them too long to acknowledge they received the records (once, more than a month) Continuous care is an add-on for chronic illness. This covers illnesses that exceed one term. It is good but not so good: It pays a maximum lifetime and after that you're on your own because after that it is a pre-existing condition. I guess this will be the case with all the insurances, but it does limit what you get after one chronic disease is diagnosed. In a way, a dog like mine with cancer is likely to have complications that will not be covered because cancer is the ultimate cause, and then insurance becomes irrelevant... A question here says "would you recommend this company to other pet owners?" --- I think there may be better plans, certainly, but considering that

Insurer: ASPCA

By: Pat

Useful

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