154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 24, 2013

Good

This was our first claim and it was done very quickly. It didn't cover as much as I thought it would but I was way better than paying the actual price

Insurer: Trupanion

By: e

Useful
September 24, 2013

Good

This was our first claim and it was done very quickly. It didn't cover as much as I thought it would but I was way better than paying the actual price

Insurer: Trupanion Canada

By: e

Useful
September 24, 2013

Very Slow Response Time

When I signed up for Trupanion, I was told it takes 48 hours to receive claims. I have emailed my claims every time, and they don't mark them received for over a week. Their excuse in the beginning was that it's summer and they have a lot of claims they are backed up on, now it's fall and they say they have a lot of emailed claims to go through. It's been over 3 weeks and my claim still has not been processed. And I was told that you do not need a new claim form if it's for the same condition, if it has been claimed before, and every time I turn in a receipt for the same condition, they end up faxing a new claim form for my vet to fill out again. Tons of paperwork to keep up with. I am lucky my vet is so great and always willing to help me get some money back.

Insurer: Trupanion

By: Alison

Useful
September 24, 2013

Very Slow Response Time

When I signed up for Trupanion, I was told it takes 48 hours to receive claims. I have emailed my claims every time, and they don't mark them received for over a week. Their excuse in the beginning was that it's summer and they have a lot of claims they are backed up on, now it's fall and they say they have a lot of emailed claims to go through. It's been over 3 weeks and my claim still has not been processed. And I was told that you do not need a new claim form if it's for the same condition, if it has been claimed before, and every time I turn in a receipt for the same condition, they end up faxing a new claim form for my vet to fill out again. Tons of paperwork to keep up with. I am lucky my vet is so great and always willing to help me get some money back.

Insurer: Trupanion Canada

By: Alison

Useful
September 24, 2013

Follow Up

We joined Embrace 6 months ago. Since then we have been fortunate not to have had any major issues with our Yellow Lab Cooper. We have submitted wellness receipts and the follow up and speed of processing has been exceptional. Keep up the good work!

Insurer: Embrace

By: Jim

Useful
September 24, 2013

Best Decision we have ever made!

This was the best decision that we have ever made! We purchased this insurance when our dog was 3 months old. Who would have thought at 17 months old that she would need surgery to repair a torn ACL on her left knee. She fell on some stairs. When the vet indicated that the cost of the surgery would between $3000 and $4000 dollars. It was reassuring to know that we could get her the surgery and that she wouldn't have to suffer a life time of pain because we couldn't afford it. We were only responsible for $100 deductible and 10% of the actual cost of the surgery. Following her surgery I submitted the claim forms and had the reimbursement check in less than a week. I had a lot of questions and they were so wonderful and caring. We did a lot of research in the different insurance companies before choosing Health Paws, and I am so glad we made the right decision. I have even recommended Health Paws to the animal hospital for other interested pet parents!

Insurer: Healthy Paws

By: Amy

Useful
September 24, 2013

Simple Process

I'm not sure how anyone could complain about the Wellness! You get back EXACTLY what you put in! What's there to complain about there. I've had several different policies on my pets over the years but have been with Embrace for a few years now. Hands down - they are the BEST. Easiest claim process, quick reimbursements. So good that I became and affiliate and made $100 last month! Keep up the great work Embrace!

Insurer: Embrace

By: Brian

Useful
September 24, 2013

Off to a Good Start

Thus far I've been impressed with Embrace's response and correspondence. I get real humans when I call, nice ones at that. Additionally, I'm kept informed about claims status...submissions, reviews, and payments. It's a nice system and it makes me feel as if I've really got a partner for my dog's healthcare.

Insurer: Embrace

By: Suzanne

Useful
September 24, 2013

Embrace is better than my health insurance

I swear my cat gets better health care insurance than me. Embrace has a clear cut policy that is easy to understand. Their customer service is outstanding. My cat was chosen as an Embrace Pet of the Week. I have nothing but great things to say about them. Well worth the money!!!

Insurer: Embrace

By: Mary

Useful
September 23, 2013

Great Pet Insurnace

I love their fast and timely response. Great customer service as well. Great pet insurance company with reasonable fee.

Insurer: Embrace

By: Rachina

Useful

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