154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 29, 2013

Trupanion makes my dog's life possible

At the suggestion of my vet, I signed up our 9-week old puppy for Trupanion hoping that I would never need it but he was diagnosed 6 months later with a chronic condition, the treatment of which, would be a huge financial drain on us. Thanks to Trupanion, we know we can make sure our puppy gets everything he needs to live a long and happy life.

Insurer: Trupanion

By: Kimberly

Useful
September 29, 2013

Trupanion makes my dog's life possible

At the suggestion of my vet, I signed up our 9-week old puppy for Trupanion hoping that I would never need it but he was diagnosed 6 months later with a chronic condition, the treatment of which, would be a huge financial drain on us. Thanks to Trupanion, we know we can make sure our puppy gets everything he needs to live a long and happy life.

Insurer: Trupanion Canada

By: Kimberly

Useful
September 29, 2013

I recommend Trupanion to anyone with a pet!

When an emergency neurology appointment was needed for my doberman, Trupanion pre-approved more than $4,000 allowing us to get our dog the testing he needed. They did exactly what they said they would, called and emailed to update me of progress of all my claims, and allowed us to make decisions for our pet based on what we thought was best for him, and not based on our finances. I STRONGLY recommend this company to anyone with a pet.

Insurer: Trupanion

By: Stacey

Useful
September 29, 2013

I recommend Trupanion to anyone with a pet!

When an emergency neurology appointment was needed for my doberman, Trupanion pre-approved more than $4,000 allowing us to get our dog the testing he needed. They did exactly what they said they would, called and emailed to update me of progress of all my claims, and allowed us to make decisions for our pet based on what we thought was best for him, and not based on our finances. I STRONGLY recommend this company to anyone with a pet.

Insurer: Trupanion Canada

By: Stacey

Useful
September 29, 2013

RIPOFF

My dog almost died from an ulcer that was caused by an arthritis medication prescribed by my VET. Trupanion refuses to pay. Trupanion did not have dysplasia coverage before May of 2013. Jasmine (my sweet dog) has recently developed arthritis (after May 2013) in her back hip. she is a 41/2 year old lab mix. The Vetinarian precribed Deramaxx which ended up causing an ulcer that almost killed her. The total treatment cost was about 5000.00 Trupanion claims she has dysplasia and had it prior to when they started their coverage. since the medication was prescribed for the arthritis in which again they claim is dysplasia they are refusing to pay for any part of her treatment. The diagnosis from the doctor is a little spot of arthritis in an x-ray that was taken recently . The X-ray does not show any separation in her hips and was sent to them with a note from the doctor saying she does not have dysplasia and certainly couldn['t have had it prior since its not curable. But they still refused to pay anything. They are basing their diagnosis on a conversation i had with my doctor last year and again earlier this year about how she was not jumping and running like she used to. I mentioned that she had a limp when she got up from lying down which was true but it was a front leg injury and had nothing to do with her back legs. After they refused to pay i requested all records and so included in those records was Jasmine's Paw Print which was created by Trupanion and

Insurer: Trupanion Canada

By: Joann

Useful
September 29, 2013

Wellness Rewards worthwhile

My experience with using the Wellness rewards has been positive. The process is simple and the response has always been prompt. One time a Bath Service claim I submitted was denied. When I enquired why, the Embrace staff took the time to determine that the nail clipping portion of the service was indeed eligible. So far, we haven't had an illness claim, but I am so pleased to have the insurance and confident all will go smoothly.

Insurer: Embrace

By: Sutton

Useful
September 29, 2013

Extremely quick reimbursement

Embrace is an amazing pet insurance company; with extremely quick and convenient reimbursement methods. Zero gray area on coverage, totally worth every penny.

Insurer: Embrace

By: Steven

Useful
September 27, 2013

Great to work with

I've had Trupanion for several years. I started with them because they were the only company, at that time, that would cover seniors for illnesses. I've had one dog with an immune mediated disease, one who ripped a huge hole in her front leg, and one who, at age 9, developed seizures due to hydrocephalus. All claims were paid quickly and with little trouble. I did have to get additional information about what was thought a pre-existing condition, but after my vet wrote an explanation, all was covered. A+

Insurer: Trupanion

By: Teresa

Useful
September 27, 2013

Great to work with

I've had Trupanion for several years. I started with them because they were the only company, at that time, that would cover seniors for illnesses. I've had one dog with an immune mediated disease, one who ripped a huge hole in her front leg, and one who, at age 9, developed seizures due to hydrocephalus. All claims were paid quickly and with little trouble. I did have to get additional information about what was thought a pre-existing condition, but after my vet wrote an explanation, all was covered. A+

Insurer: Trupanion Canada

By: Teresa

Useful
September 27, 2013

Waste of Time and Money

I thought people insurance was bad; these folks will do anything to get out of paying. Took me months to just get denied and for puppy stuff and I had the 90% plus plan....all the minute excuses for not reimbursing me and having a different start date on file as well. I also had to keep resubmitting my claims because they couldn't read the one's I faxed, the Vet invoices that gave details wasn't enough they had to get the Vets "notes", wouldn't cover a preexisting condition for a puppy with Giard. Don't waste your time or money!!!

Insurer: ASPCA

By: Deborah

Useful

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