154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 01, 2013

Claim for Rosie

This was an extremly easy way to submit my claim for our dog Rosie. I only wish it would also cover the exam since that is a part of why she was there in the office to begin with, however I was very satisfied it covered what it did so quickly. I also love the fact that I have the money from my claim deposited directly into my account. Thank you Trupanion!

Insurer: Trupanion

By: Linda

Useful
October 01, 2013

Glad we had it

Our 10 month pup became very ill with pneumonia type symptoms. It took over 6 weeks and many tests and treatments before Baily was back to normal. The total bill was over $2000. We submitted the bills in two separate payments and probably were reimbursed for about 2/3 the total bill. In the past we have poo-pooed pet insurance but was very glad we had it this time. My main complaint was it took Several weeks for the claims to go thru and the webpage where you can monitor progress is very confusing. We have only had the insurance for less than a year so don't know about the problems with pre-existing conditions clause, although we have Level 3 and I believe that is a continuing care plan.

Insurer: ASPCA

By: Macy

Useful
October 01, 2013

Terrific

We had to take our dog to an emergency vet and then he needed additional surgery at our usual vet. Trupanion allowed the full cost and paid 90% of the cost. We are so glad we enrolled our puppy right from his first well puppy check up!

Insurer: Trupanion

By: Linn

Useful
October 01, 2013

Terrific

We had to take our dog to an emergency vet and then he needed additional surgery at our usual vet. Trupanion allowed the full cost and paid 90% of the cost. We are so glad we enrolled our puppy right from his first well puppy check up!

Insurer: Trupanion Canada

By: Linn

Useful
October 01, 2013

PLEASE READ, very important congenital information

We recently just got an Irish Setter puppy so we were new to the pet insurance stuff. After what I thought was months of thorough reviewing I decided Pet's Best was the best choice out there. PLEASE TAKE THIS INTO CONSIDERATION: Our 6 month old pup just got diagnosed with one of the rarest heart defects a dog could ever get. No worries, I thought, I have pet insurance. Nope. Pet's Best DOES NOT cover any congenital issues. Please make sure to get an insurance plan that covers congenital problems. Trust me, we never thought our puppy could have anything wrong, especially since Irish Setters rarely have health problems. We just got dealt a really really crappy hand. Now we will be dealing with an $8,000-$10,000 bill, if open heart surgery can even be done. So please take my advice and pay the extra money for congenital coverage from another company.

Insurer: Pets Best

By: Renee

Useful
October 01, 2013

allergy pom

my dog has had numerous allergy-related ear,tonsil,infections.my Vet decided to get to the root of the problem, which is allergies. She had my dog tested to see what she is allergic to and is now taking shots for desensitization to what she is allergic to. I now have changed her diet to a grain free diet and she is beginning to improve remarkably. I appreciate this insurance for I would have not been able to financially fund this myself. It has really benefited my allergy-prone pom! In the long run, less vet bills for tonsillitis!!

Insurer: ASPCA

By: Teri

Useful
October 01, 2013

Excellent communication so far

6 months into our new puppy and three vet trips. Embrace has been excellent so far, and communication via email about all reimbursements and claims is superb. They explain everything in a timely way, whether they are waiting for my vet to send an explanation, or they need something for me or not. We are very happy we did not take friend's asvice about not needing pet insurance after our first case of kennel cough!

Insurer: Embrace

By: Elaine

Useful
October 01, 2013

Excellent

Submitted a wellness claim for our dog's neutering. Claim was handled and paid very quickly. Good job!!

Insurer: Embrace

By: Brian

Useful
September 30, 2013

faster than a speeding bullet!

First time claim, no hassles, updated us online and paid promptly. Wish my "people" health insurance was that fast and efficient.

Insurer: Trupanion

By: Ingrid

Useful
September 30, 2013

faster than a speeding bullet!

First time claim, no hassles, updated us online and paid promptly. Wish my "people" health insurance was that fast and efficient.

Insurer: Trupanion Canada

By: Ingrid

Useful

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