154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 24, 2025

It was a breeze to submit the necessary…

It was a breeze to submit the necessary paperwork. And within a couple of days we were notified it was approved and our reimbursement was on its way. What a great business!!!!

Insurer: Spot

By: Linda

Verified January 24, 2025

Great first time claim experience

Really appreciated the ease of the process for submitting a claim and the quick response. Good communication and very good customer service.

Insurer: Spot

By: Julie Roedell

Verified January 24, 2025

Easy and quick claim process.

Easy and quick claim process.

Insurer: Spot

By: Cheryl

Verified January 24, 2025

I am very pleased

I am very pleased! I filed my claim for Chloe and received payment within a week. And Chloe has made a FULL recovery. It was simple to file and was handled with compassion and urgency.

Insurer: Spot

By: Andrea Huntley

Verified January 24, 2025

Quick response

Quick response. Easy to submit claim. Clear explanation if necessary.

Insurer: Embrace

By: LJ

January 24, 2025

They will fight tooth and nail to deny…

They will fight tooth and nail to deny coverage. I have a dog with a newly diagnosed illness who needed an endoscopy for said diagnosis. They denied covering the procedure even after filing an appeal with the help of my vet. Symptoms are NOT the same as a diagnosis and they based the denial off of symptoms. He also exhibited other, newer symptoms which prompted the $2600 procedure. Not only do I have the stress of a sick baby I am now financially in a bad place. Trupanion is greedy and will say something is pre-existing when it is not.

Insurer: Trupanion

By: judith

Verified January 24, 2025

I have been using pumpkin pet insurance…

I have been using pumpkin pet insurance for a year and I’m very satisfied with their service. They are very friendly and quick to respond to any questions you might have. Also, their reimbursement process is fairly quick.

Insurer: Pumpkin

By: Edina Gallovits

January 24, 2025

Josh was great

Josh was great! Understood my pains with a previous policy thru a different company and was happy to help me get proper coverage to help both my cats!

Insurer: Fetch Canada

By: Crystal Brunsdon

January 24, 2025

Very easy to use for a stress pet parent

The process of filing a claim is very straight forward- it asks you for a itemized list of the charges for medical work done to your pet which was always provided to me at the end of an appointment. They also ask for proof of payment, the easiest way for me was to provide a screenshot from my banking app that showed the charge from the vet’s office. My only gripe is that claims were usually solved in about 2 weeks which I understand they may have a mass volume to deal with. Every time my claim was reviewed I got a clear explanation of my benefits that indicated whether it was applied to my deductible, denied or accepted and a payout was coming my way. Very nice and reassuring to work with pets best!

Insurer: Pets Best

By: Jocelyn Rodriguez

January 24, 2025

Very easy system to use and navigate

Very easy system to use and navigate. Dealing with a sick pet is stressful enough so it was nice that this wasn't so complicated. Thank you.

Insurer: Embrace

By: Margaret Bean

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