154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 30, 2013

Simply outstandung Surgery

Our vet suggested Embrace pet insurance and we couldn't have been more satisfied. Other pet owners seem astonished when I tell them not only do we have pet insurance but we have a wonderful company. Two ACL surgeries have been handled promptly and with friendliness. I have told everyone to call Embrace. Bob M. - New Jersey

Insurer: Embrace

By: Bob

Useful
December 30, 2013

Best pet insurance company - period.

I did a lot of research before deciding to go with Healthy Paws - coverage, benefits, deductible, etc. I'd had a very negative experience with another pet insurance company in the past, so I was skeptical to say the least, but Healthy Paws has changed my mind - they have been nothing but wonderful! We adopted our dog as a 5-month-old puppy back in May, and unfortunately, she's had a string of procedures and hospitalizations in the months since. Healthy Paws has paid our claims in a timely manner, the coverage has been exactly as stated on their site (no surprises), and they've been incredibly nice about it as well. I'd recommend Healthy Paws (and do) to anyone.

Insurer: Healthy Paws

By: Katy

Useful
December 29, 2013

Excellent Service

Our dog experienced back pain and was barely able to walk. Our vet gave him some muscle relaxants and did a series of laser treatments to relieve swelling. I was worried they wouldn't cover the treatments because they are not commonly used. Embrace covered the treatments and we are grateful that they did. Our dog is so much better and we used very little medication.

Insurer: Embrace

By: Champ's

Useful
December 29, 2013

best pet insurance. Fast service

My 3 year old Maltese-Poodle mix was attacked by 2 boxers while I was taking her for a walk. A portion of her intestine was sticking out from the wound she sustained. She had emergency surgery and stayed in the hospital for 2 days. I was surprised at how fast HealtyPaws responded to my claim. I received a reply from them 4 hours after I submitted my claim.It is also reassuring to know that they will pay 90 percent of the total bill. Getting Healthy Paws insurance for my dog was the smartest thing I've done.

Insurer: Healthy Paws

By: Cecilia

Useful
December 29, 2013

Refund after teeth extractions

My dog had to have teeth extractions related to gum disease. Once I submitted my claim, Trupanion kept me informed about my claim and refunded me promptly after they had followed up on my dogs history and treatment.

Insurer: Trupanion

By: Judy

Useful
December 29, 2013

Refund after teeth extractions

My dog had to have teeth extractions related to gum disease. Once I submitted my claim, Trupanion kept me informed about my claim and refunded me promptly after they had followed up on my dogs history and treatment.

Insurer: Trupanion Canada

By: Judy

Useful
December 29, 2013

Best Pet Insurance I've Had

I dropped the pet insurance I had with another popular plan, and signed with Healthy Paws in February, 2013. In September, 2013, we discovered Zeus (my loving rescued pit-mix) had highly abnormal liver enzymes. Zeus was referred to an internal medicine specialist at the Veterinary Specialty Animal Hospital where he underwent a slew of diagnostic tests, including ultrasound and laparoscopic liver biopsy. We are still looking for a definitive diagnosis. Specialty animal vets are very expensive, and vet costs to date are just shy of $3,000. Healthy Paws has come through like I never expected. There were no hassles, and claims have been paid quickly and as promised. I feel a little guilty having filed claims so soon after Zeus' policy became effective, but as I said, there were absolutely no questions or hold-ups. Customer Service is wonderful to work with. Healthy Paws has exceeded all my expectations, and I am so glad I made the change! I highly recommend!

Insurer: Healthy Paws

By: Julia

Useful
December 29, 2013

Healthy Paws is a no-brainer

Healthy Paws is the best insurance available. I cannot stop bragging about how smart I am to have hooked up with them a couple of years ago. In addition to courteous, swift service, they offer the kind of coverage you need: comprehensive. It's also totally affordable and proves itself well worth the investment again and again. I have a young dog who was diagnosed this year with what my vet called "the worst hip dysplasia" she'd ever seen. He had to have his whole hip replaced-- the dysplasia was so bad you could feel the head of his femur through his skin, and it had worn away part of the edge of his hip socket. Most insurance companies don't cover hip dysplasia. It's too expensive, and I'm sure its very prevalent. I will never stop thanking my lucky stars that Buddy was covered with Healthy Paws. I tell everyone with a pet to get insured with Healthy Paws ASAP. My vet is now singing their praises, too. With Healthy Paws, I know I'll never end up in a situation where I have to choose between the health of my best friend and years of debt.

Insurer: Healthy Paws

By: Annie

Useful
December 29, 2013

Easy and no hassle claim

Short form to fill out, easy to email or fax to them. status update online to check progress. Check comes in the mail. Simple. Thanks, ASPCA!

Insurer: ASPCA

By: Deb

Useful
December 29, 2013

Most unreliable, double talking company

The brochure I received before purchasing clearly states that they cover hereditary conditions. When my dachshound ruptured a disc and became paralyzed she needed immediate surgery. The bills totaled almost $6000. ASPCA refused to pay any of it because dachshounds are prone to this type of injury, calling it hereditary, and saying she isn't covered. A great "bait and switch tactic". The brochure says level 3 covers hereditary conditions but, they did not list it in the contract they later wrote up. CUSTOMER BEWARE!!!!!!!!!!!

Insurer: ASPCA

By: Sandra

Useful

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