154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 05, 2014

My dog has new legs thanks to Trupanion!

At one and a half years of age, my American Bulldog tore one of her cranial cruciate ligaments; the second one tore 6 months later, at which time both required surgical repair. A TPLO surgery costs around $3000-$4000 at most orthopedic specialists. Without Trupanion, I have no idea where I would have gotten the money to give my dog this much needed treatment. Thanks to her coverage, she had both legs repaired by a trustworthy specialist. I didn't have to price shop, or put off treating her problem due to lack of funds. Because her surgeries were largely covered, I was able to put my money towards a rehabilitation and physio therapy program, to ensure that her legs healed as well as they possibly could. Trupanion has continued to cover my dog's joint supplements, which she will be taking for life.This same dog also has ongoing skin allergies, and she suffers from urinary incontinence. She's a true lemon, but I love her. My dogs will never have to go without medical care, regardless of my bank account, thanks to their Trupanion policies. Obtaining pet insurance was the best decision I could have made when I got dogs!

Insurer: Trupanion

By: Sara

Useful
January 05, 2014

Excellent service

We just ended our first year of pet insurance. We chose Embrace because we could customize our coverage for our four cats and because of Embrace's reputation with our vets. The staff is quick to respond to questions, and we had many. Embrace is strict about determining pre-existing conditions, which has been a bit frustrating, but reasonable in setting a time period for them to disappear. We have had one claim for an injury in December that was just processed accurately. We expect a check shortly. We suggest requesting a medical review when coverage begins to expedite any claims later so Embrace has already reviewed the original information from the vet.

Insurer: Embrace

By: Laura

Useful
January 05, 2014

Courteous, Efficient Service

Our pup recently visited the vet for a vaccination booster and then visited for another vaccination booster and a sick visit - a total of three claims. The vet submitted the forms on both occasions and, for the second visit, submitted both wellness and sick visits together. Embrace sent an email to me and politely told us that wellness and sick visits should be submitted separately. On reading that sentence in the email, I sighed, figuring that I would have to resubmit. But to my surprise, the email continued by telling me that Embrace separated the claims, and I would receive separate emails for each claim. I didn't have to resubmit anything. It is a pleasure to deal with a company that makes paperwork easy. All three claims were handled promptly. Kudos Embrace!

Insurer: Embrace

By: Gail

Useful
January 04, 2014

Bianca

Handled quickly. Was not aware of a fee that was not covered.

Insurer: Trupanion

By: George

Useful
January 04, 2014

Bianca

Handled quickly. Was not aware of a fee that was not covered.

Insurer: Trupanion Canada

By: George

Useful
January 04, 2014

Christmas Eve Chaos

Trupanion was amazing! They answered my call and my questions on Christmas Eve. A representative called later to answer any addition questions. The claim was resolved in less than 10 days. I am so pleased with our choice of pet insurance.

Insurer: Trupanion

By: Jennifer

Useful
January 04, 2014

Christmas Eve Chaos

Trupanion was amazing! They answered my call and my questions on Christmas Eve. A representative called later to answer any addition questions. The claim was resolved in less than 10 days. I am so pleased with our choice of pet insurance.

Insurer: Trupanion Canada

By: Jennifer

Useful
January 04, 2014

SCOUT AND FLASH ARE DOING WELL...

I have both my Domestic American felines insured with Trupanion. I have been insured for about 8 years. Unfortunately, 2013 was the year where cat woes came in full force. I am extremely pleased with how Trupanion supported Scout and Flash during this time. Trupanion has been fair and supportive and provided me with much financial relief at a time when I needed it the most.

Insurer: Trupanion

By: Cristina

Useful
January 04, 2014

SCOUT AND FLASH ARE DOING WELL...

I have both my Domestic American felines insured with Trupanion. I have been insured for about 8 years. Unfortunately, 2013 was the year where cat woes came in full force. I am extremely pleased with how Trupanion supported Scout and Flash during this time. Trupanion has been fair and supportive and provided me with much financial relief at a time when I needed it the most.

Insurer: Trupanion Canada

By: Cristina

Useful
January 04, 2014

Fast and Friendly

I have 2 Yorkies that needed their shots and blood work in prep for dental cleaning. I put in a wellness claim for each dog and was contacted almost immediately to let me know my claim was received and would be taken care of.In less than a week a check was sent for each dog. I like the way that I am given a personal response and they follow up to make sure that I received the check.

Insurer: Embrace

By: ROSALYN

Useful

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