154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 15, 2014

Great Thanks from us and Don

Very good and fast service, simple paperwork, great communications. All around we were able to provide treatment without spending a lot of money.

Insurer: ASPCA

By: Alexander

Useful
January 14, 2014

Great experience so far

Researched the 3 top pet insurance companies that were referred to me. Embrace seemed reasonably priced and I didn't feel confused by weird terms. They were great with reimbursing me for wellness although I maxed out after just two visits. (NYC vet prices are pretty high). I did have minor billing issue but their customer service department was very quick to respond and settled it immediately. So far so good.

Insurer: Embrace

By: Danielle

Useful
January 14, 2014

Great service

My first claim for my dog. Faxed in claim and got a fairly quick response considering they had to get all initial paperwork. They covered the bill at 90% after the deductible.

Insurer: Trupanion

By: Marissa

Useful
January 14, 2014

Great service

My first claim for my dog. Faxed in claim and got a fairly quick response considering they had to get all initial paperwork. They covered the bill at 90% after the deductible.

Insurer: Trupanion Canada

By: Marissa

Useful
January 14, 2014

Really Good Pet Insurance

My kitty was in a bad condition on Christmas Day (2013) and needed major surgery for bladder stones. Some people laugh at me when I tell them that I have pet insurance, but I am the one that is laughing last! I was with another pet insurance company prior to joining Embrace and let me just say that Embrace is FAR better. There are different tiers you can choose, but I chose the higher one with more coverage. Sure I pay more a month, but it worth it in the end, especially for surgeries, unexpected illness, or overall wellness care. His surgery cost over $5,000. Embraced reimbursed me for most of it!!!!!!!!!! Also my claims turn-a-round was fast. If you are currently shopping for pet insurance, I highly recommend Embrace!

Insurer: Embrace

By: Nataly

Useful
January 14, 2014

Bailey

I was extremely stressed when Bailey became ill and needed major surgery. Trupanion was awesome, they emailed me within a couple of hours of submitting the estimate from the Hospital and called me personally to see how Bailey was and to offer support. Very pleasant people to deal with and re-assured me that everything would be processed as soon as possible.

Insurer: Trupanion

By: Shelly

Useful
January 14, 2014

Bailey

I was extremely stressed when Bailey became ill and needed major surgery. Trupanion was awesome, they emailed me within a couple of hours of submitting the estimate from the Hospital and called me personally to see how Bailey was and to offer support. Very pleasant people to deal with and re-assured me that everything would be processed as soon as possible.

Insurer: Trupanion Canada

By: Shelly

Useful
January 14, 2014

Well worth the monthly payment.

I have experienced a couple other insurances for our family dog and there was too much fine print that excluded just about everything, making the monthly payment worthless. Our vet suggested ASPCA, so I researched it and spoke to a representative. It was what I was looking for - a real health insurance policy for our dog. I chose 80% coverage and they have always come through, even for the yearly physical. When I receive my refund checks I put the cash in an envelope and save it as our pet's health care account. That has saved us many times from going into the family budget with unexpected visits. I love working with ASPCA and I feel that the cost is worth every penny because they cover much more than any other previous pet insurance I have had.

Insurer: ASPCA

By: Cynthia

Useful
January 14, 2014

Saved my dog

Our 4 year old Bernese Mountain Dog became suddenly and seriously ill while we were traveling over Thanksgiving. She had developed an autoimmune anemia. Her body was attacking her own red blood cells and she required a transfusion and short stay in the Emergency Animal Hospital. The low estimate was over $3,000. Trupanion covered 90% of acute and ongoing treatment. We can honestly say that having Trupanion insurance saved our dog's life. Reimbursement was easy and hassle free.

Insurer: Trupanion

By: Michelle

Useful
January 14, 2014

Saved my dog

Our 4 year old Bernese Mountain Dog became suddenly and seriously ill while we were traveling over Thanksgiving. She had developed an autoimmune anemia. Her body was attacking her own red blood cells and she required a transfusion and short stay in the Emergency Animal Hospital. The low estimate was over $3,000. Trupanion covered 90% of acute and ongoing treatment. We can honestly say that having Trupanion insurance saved our dog's life. Reimbursement was easy and hassle free.

Insurer: Trupanion Canada

By: Michelle

Useful

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