224,680+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 224,680 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Enrollment was easy and cost was…
Enrollment was easy and cost was affordable.
Insurer: MetLife
By: Samantha Ridenour
Benefit Transparency
The benefits for each tier were clear and easy to understand, especially with the examples for each section (accident, illness, etc). The difference in price listed up front was also very helpful. I am very clear on what the policy covers, what it doesn't, and to what extent I will have to pay (deductible plus 50% of covered services).
Insurer: Nationwide
By: Kate S.
We used MetLife for our other dog who…
We used MetLife for our other dog who we had for 12 years and were very happy with how quick the process was to submit claims and the processing never took more than 1-2 weeks. That’s why we are choosing MetLife for our puppy now
Insurer: MetLife
By: Sarah OR Paul Amaral
Cat Breed question on application
I don't know what breed my cat is, so there should have been an option for Unknown or Other, and/or picture examples as a guide to help determine what it might be. Plus, it doesn't tell us how important it is that we are fully accurate with the answer.
Insurer: Nationwide
By: Amber Pierce
Such a great experience
I was pleasantly surprised at the speed with which my claim was addressed. The amount of reimbursement was a nice surprise. I should have purchased pet insurance years ago but it’s really never too late.
Insurer: Pets Best
By: Lou Plummer
Easy Solve for Pet Care
ease of use and ease of understanding the plans
Insurer: Nationwide
By: JaneAndOphi
Pumpkin is very efficient
Pumpkin is very efficient. Questions answered
Insurer: Pumpkin
By: customer
Do your research before committing, rates and coverage change dramatically over time!
I've been a Nationwide pet insurance customer for over 5 years. When I enrolled, my monthly premium was around $50 and my reimbursement rate was 90%. Today I pay nearly $300/month, my reimbursement rate was reduced to 80%, and my coverage limits have been lowered, despite never filing claims for the first several years. As soon as I began filing claims, my costs increased significantly while my benefits decreased. Now that she is older and has pre-existing conditions, switching insurers isn't a realistic option, which means I'm essentially locked in. I also want to flag that there is a pending class action lawsuit against Nationwide pet insurance that prospective customers should research before enrolling. I believe the policy restructuring I experienced may be connected to that litigation. One more note: if you look at recent reviews here, many were posted within a short window and focus heavily on individual customer service reps by name, suggesting they may originate from post-call surveys rather than organic reviews. I'd encourage readers to look at long-term customer experiences, not just recent ratings. I'm not writing this out of frustration alone. I'm writing it so other pet owners can make an informed decision early, before their pet is uninsurable elsewhere.
Insurer: Nationwide
By: Stephanie Rivera