216,637+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,637 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,637 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,777 reviews

4.9
Healthy Paws

11,063 reviews

4.9
Fetch

5,392 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,934 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

December 06, 2013

Excellent service

I received a one month free Trupanion policy from my vet. 2 weeks later my 6month old pup got diarrhea that he couldn't shake. He was getting dehydrated and I couldn't get enough water into him so I took him to the vet. He had to stay overnight and was ultimately diagnosed with a parasite that requires some pricey meds. Trupanion covered $1900 of the $2500 bill, I was impressed as I was expecting that a "free" trial would have me on the short end of the stick. The vet had put through a pre-authorization with the ins. co so I was aware that they would cover it which was reassuring as well.

Insurer: Trupanion Canada

By: KM

Useful
December 06, 2013

Excellent service

I received a one month free Trupanion policy from my vet. 2 weeks later my 6month old pup got diarrhea that he couldn't shake. He was getting dehydrated and I couldn't get enough water into him so I took him to the vet. He had to stay overnight and was ultimately diagnosed with a parasite that requires some pricey meds. Trupanion covered $1900 of the $2500 bill, I was impressed as I was expecting that a "free" trial would have me on the short end of the stick. The vet had put through a pre-authorization with the ins. co so I was aware that they would cover it which was reassuring as well.

Insurer: Trupanion

By: KM

Useful
December 06, 2013

Gold Standard

Healthy Paws is the best insurance (not just pet insurance) company I have ever worked with. Every time I take my dog to the vet, they pay exactly what they said they would pay, and they do it quickly. But that is not why they are the best. Any time Luna has an issue, they write an email and ask how she's doing. They genuinely (and I cannot stress that enough) care about her well being and take pride in being able to help. The peace of mind that it brings when something goes wrong is priceless. I know that I not only can I afford her care, but I won't have to wait long for reimbursement. But having a pet insurance where they really care about my dog and all animals, and that my money is going to help other pets in need means that I will never look anywhere else for pet insurance. Ever.

Insurer: Healthy Paws

By: Isabelle

Useful
December 05, 2013

Customer Service

I have found the communication and service with Embrace to be very professional and thorough.

Insurer: Embrace

By: K.

Useful
December 05, 2013

Trupanion cares!

Our 7 month old Min Pin puppy broke her left front leg while playing which required an expensive surgery to set her leg with a screw and pin. Trupanion responded quickly with a pre approval and the claim payment shortly after the final claim amount was submitted. I was very pleasantly surprised to receive a phone call from Trupanion asking how our puppy was doing and if we had any questions regarding our claim.

Insurer: Trupanion Canada

By: Terry

Useful
December 05, 2013

Trupanion cares!

Our 7 month old Min Pin puppy broke her left front leg while playing which required an expensive surgery to set her leg with a screw and pin. Trupanion responded quickly with a pre approval and the claim payment shortly after the final claim amount was submitted. I was very pleasantly surprised to receive a phone call from Trupanion asking how our puppy was doing and if we had any questions regarding our claim.

Insurer: Trupanion

By: Terry

Useful
December 05, 2013

Never Using Trupanion Again

When I called about my emergency for my dog, I had a very rude customer service representative. Not only that, I was misinformed when I got the policy. It's not really 90% coverage because medical fees are not covered. So, in actuality, I get about 50 percent coverage for something I'm pay 0 deductible. And my claim took forever. Never again.

Insurer: Trupanion Canada

By: Tony

Useful
December 05, 2013

When You Least Expect It...

I've searched all pet insurance carriers and ASPCA still came out on top for the value combined with coverage. Our 8 y/o miniature schnauzer became extremely ill with gastrointestinal symptoms and had to spend a night in the hospital. Claim reimbursement was pretty quick at just under a month.

Insurer: ASPCA

By: Craig

Useful
December 05, 2013

Great coverage, awesome customer service.

I was thrilled to find Embrace, a company that not only offered affordable rates but also covered several circumstances that were not covered by other insurances I looked into. We've had a policy for a few years now and I would never be without it again. We had several health problems come up suddenly and Embrace has covered everything and has reimbursed us thousands so far. When your pet gets sick suddenly, the last thing you want to have to worry about is how you're going to pay for it. While you do have to wait for a reimbursement, it offers peace of mind knowing you can rack up a credit card bill because the money will be back in your account in a few weeks. Pet insurance was one of the best decisions I've ever made for my dog and I feel Embrace is the best company out there.

Insurer: Embrace

By: Ashley

Useful
December 05, 2013

MOMO'S WELLNESS

The process was really simple and fast. All I had to do was fill out the required fields on the claim form and fax this over with the vet. bill and in about 1 week I received a refund of $156.00 back into my account. I was charged $49.00 for the doctor exam + $103.00 for the senior wellness profile I + $4.00 for the medical waste disposal which totals out to $156.00 (I received the full refund) and that's awesome!

Insurer: Embrace

By: TAI

Useful

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