216,093+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,093 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,093 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,767 reviews

4.9
Healthy Paws

11,041 reviews

4.9
Fetch

5,351 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,908 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

December 08, 2013

Helpful

My English Mastiff got very sick this past August. She ended up with pneumonia. She had to spend 2 nights at the emergency animal hospital and then had to spend another night at her vet. The bill all together was around $2,000 and Embrace covered more than half of the bill. I am glad that I decided to get the Embrace Insurance. I think it is a good thing to have for your animals.

Insurer: Embrace

By: Kaitlyn

Useful
December 08, 2013

Embrace should run Obamacare

I'm a doctor who deals with health insurance for my patients on a daily basis. I wish every 'Human" insurance carrier handled my patient's claims as efficiently and intelligently as Embrace has handled Lola's claims these last four years. Prompt processing, continuous email followup, and a sense that Embrace really cares about both the pet and the owner. Have had several claims from small to surgery and had the same positive experience each time.

Insurer: Embrace

By: Marc

Useful
December 08, 2013

EXCELLENT INSURANCE

Have had this insurance for close to 2 years and can't say enough good things about it. Have used it a few times and the customer care and service has alwsys been outstanding. Recently had to take my beautiful black labrador to emergency because she had stopped eating and drinking anything and all she wanted to do was lay under the bed. Come to find out she had a foreign matter stuck in her esopagus and required emergency surgery. Thank God for Healthy Paws. I had reimbursement check in my hands in less than a week. Now my little girl is happy again and eating everything in sight and playing with her toys once again. I am so glad I got this insurance.

Insurer: Healthy Paws

By: Regina

Useful
December 08, 2013

I give them A+++, great service! claims paid fast

My 12 year old yorkie, Shor-tee, has had this insurance several years. Recently he was very ill could not breath and had to have a tumor removed. It was benign thankfully. My vets office faxed in the claim forms and I got a very quick response that Trupanion was processing them. Within a week I got checks for over $2100 which was just a few hundred less than I paid. This was several trips to vet and 3 nights in emergency care so I am so thankful I had insurance. My Shor-tee is doing great now and is more spoiled than ever. He is part of my family.

Insurer: Trupanion Canada

By: Theresa

Useful
December 08, 2013

I give them A+++, great service! claims paid fast

My 12 year old yorkie, Shor-tee, has had this insurance several years. Recently he was very ill could not breath and had to have a tumor removed. It was benign thankfully. My vets office faxed in the claim forms and I got a very quick response that Trupanion was processing them. Within a week I got checks for over $2100 which was just a few hundred less than I paid. This was several trips to vet and 3 nights in emergency care so I am so thankful I had insurance. My Shor-tee is doing great now and is more spoiled than ever. He is part of my family.

Insurer: Trupanion

By: Theresa

Useful
December 08, 2013

Awesome customer service

Healthy Paws is awesome. Both of my girls have had illnesses that we would not have been able to afford without Healthy Paws. Daisy our 2 1/2 yr old Cavalier King Charles spaniel was recently diagnosed with cancer. She has undergone surgery and is now facing several weeks of radiation (estimated cost $6000) Healthy Paws received and processed my claim within 24 hrs. What a blessing to know that Healthy Paws has my girls covered. I have recommended Healthy Paws to all of my friends and family members and shared countless stories on Facebook of how grateful we are for Healthy Paws.

Insurer: Healthy Paws

By: Misty

Useful
December 08, 2013

Responsive. Caring. Fast claims processing.

Our 2nd claim. Our dog was diagnosed with bladder stones and needed surgery. I submitted a pre authorization request for a Monday surgery at 5pm central time on a Friday night and had a phone call and approval by 8pm. Fabulous. They worked with our vet to get all the required records and receipts and our checks arrived within a week. I received phonecalls, well wishes and even a follow up call to ask how she was doing after surgery. My dog is my baby, and having her sick and in surgery was traumatic enough for me. The one bright light was knowing Trupanion was there for us and the caring and responsive attention they gave to us. The entire process was seamless from start to finish. I enthusiastically recommend them to anyone and give them my thanks for taking such good care of Bea.

Insurer: Trupanion Canada

By: Heather

Useful
December 08, 2013

Responsive. Caring. Fast claims processing.

Our 2nd claim. Our dog was diagnosed with bladder stones and needed surgery. I submitted a pre authorization request for a Monday surgery at 5pm central time on a Friday night and had a phone call and approval by 8pm. Fabulous. They worked with our vet to get all the required records and receipts and our checks arrived within a week. I received phonecalls, well wishes and even a follow up call to ask how she was doing after surgery. My dog is my baby, and having her sick and in surgery was traumatic enough for me. The one bright light was knowing Trupanion was there for us and the caring and responsive attention they gave to us. The entire process was seamless from start to finish. I enthusiastically recommend them to anyone and give them my thanks for taking such good care of Bea.

Insurer: Trupanion

By: Heather

Useful
December 08, 2013

Very bad plan

My dog started getting sick in September. He was diagnosed with diabetes in October. October was the beginning of a new plan period. Because he started becoming sick in September but didn't get treatment until October, ASPCA would not cover any of his expenses. They said since he showed symptoms of his disease during a different plan period, he was not eligible to receive any reimbursement. This doesn't make sense and is very unfair.

Insurer: ASPCA

By: Lynda

Useful
December 07, 2013

Good but initial documentation could be better

Overall, I am very pleased with Healthy Paws. They genuinely seem to care about the health of my pet, reimburse me quickly, and make filing claims relatively fast and easy. My only complaint was my first experience with filing a claim. I submitted my dog's medical history repeatedly and would still get auto-generated emails asking for more documentation. The problem was I never knew what they were specifically asking for. After several calls and email exchanges I was eventually able to sort it out. Since the initial paperwork filing, my experience with Healthy Paws has been extremely pleasant. Also, I am happy to say that the cost of the insurance is reasonable and it has already paid for itself in terms of helping lessen vet costs. Therefore, I would definitely recommend Healthy Paws to another pet owner.

Insurer: Healthy Paws

By: Nicholas

Useful

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