218,294+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,294 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,294 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,826 reviews

4.9
Healthy Paws

11,137 reviews

4.9
Fetch

5,485 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,929 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 12, 2014

Great service, helpful, and easy to process claims

We have been extremely pleased with Healthy Paws! It's simple to submit a claim and payment is processed quickly. The plan is simple and everyone we've worked with has been very helpful. Our dog recently had surgery and they even sent an email to check in and see how she was doing. I thought it was a great touch! It may not be the cheapest plan out there, but the service, ease of use, and coverage has been excellent. I would absolutely recommend Healthy Paws.

Insurer: Healthy Paws

By: Alli

Useful
November 12, 2014

Healthy Paws is excellent insurance; a must have!

I've never purchased pet insurance before, but after $10K+ in vet bills for my cat, I changed my tune. My sister researched insurance, and suggested Healthy Paws as the best out there. And they are! The policy is clearly written, so you know what is covered and what is not. And if you get confused, as I sometimes do, the Healthy Paws team is quick and responsive; answering questions and providing clear explanations. The coverage is great; after deductible and not-covered exam fees, my policy covers 90%, no fuss. Claims are handled with exceptional speed! Our 5-year old pup DJ recently had a significant laceration on her hind leg. Luckily, it looked worse than it turned out to be, but it has been a tough couple of weeks. I can say that during the 30 minutes or so of panic, and several hours in emergency services, we never once worried about the bill, because of Healthy Paws insurance. This morning I received a un-looked for a very sweet follow-up email from Healthy Paws. I see from other reviews it is a standard practice, which I think is wonderful, and shows great customer service! They'd already mailed the reimbursement check within a few days of the claim being filed, but were just checking up to see how DJ was doing. I'm very appreciative of the responsiveness, and genuine caring attitude of Healthy Paws! It is my pleasure to rate them highly here, and encourage all pet owners out there to check out their great website and create a coverage plan for your pet. You will be glad you did!

Insurer: Healthy Paws

By: Leslie

Useful
November 12, 2014

Trupanion initial claim review

We have used this twice. Although the monthly premium is a bit high the 90% reimbursement is much better than other insurance we have used. The only offset on the score is the higher deductible vs. the payment.

Insurer: Trupanion Canada

By: Jeffrey

Useful
November 12, 2014

Trupanion initial claim review

We have used this twice. Although the monthly premium is a bit high the 90% reimbursement is much better than other insurance we have used. The only offset on the score is the higher deductible vs. the payment.

Insurer: Trupanion

By: Jeffrey

Useful
November 12, 2014

Thanks for excellent coverage and timely payment

Our Pug, Jimmy, had a very serious illness involving urinary incontinence which ultimately required a scrotal urethrostomy. Embrace was super in swift payment of claims for which we were very grateful. This was not a cheap illness which we could not afford were it not for Jimmy's Embrace coverage. Thank you Embrace.

Insurer: Embrace

By: Willie

Useful
November 12, 2014

Great Insurance!!

If you are ever wondering if pet insurance is worth it, I highly recommend it! I purchased this insurance for my mixed breed shep/rott dog and it has paid for itself 10x over already. The claim submittal process is the easiest I've ever had and the reimbursement was so quick. I am amazed and cannot say enough good things about this company.

Insurer: Healthy Paws

By: Lisa

Useful
November 12, 2014

Highly recommended!

Put simply, Embrace has been extremely helpful, speedily reimbursing every claim I've filed. I wish human insurance could be equally as responsive. If you're looking for some peace of mind choose Embrace!

Insurer: Embrace

By: Randy

Useful
November 12, 2014

ER For Tobin

I recently had to take my dog Tobin to the ER. I had a bag of dog food in the kitchen, and while I was gone, he decided to open the bag and eat... and eat... Distended belly and oh so painful - off we went to the ER. It was comforting knowing I had the insurance, and although money wouldn't have been an object, it was great not having that as an issue at all. Quick turn around from claim (although I used most of it as a deduction) but still very quick.

Insurer: Embrace

By: Maureen

Useful
November 11, 2014

Absolutely the best

I searched around a lot to find the best insurance when I got my puppy. Sure, there are a ton of cheaper options but I couldn't be happier I went with healthy paws. My dog was a totally normal puppy but he ended having seizures around when he turned 1. He also needed major surgery on his paw. Healthy paws is the best. There's no cap so they literally have reimbursed me thousands of dollars. My dogs surgery was $4500 and they reimbursed me $3400 (I have an 80% rate). They also reimburse me for his seizure medication that I buy monthly. Not only do they reimburse you, but they do it quick! There's never any ifs/buts when I submit a claim either, they pay you exactly what they told you is covered. I couldn't imagine not being insured through them.

Insurer: Healthy Paws

By: Kelly

Useful
November 11, 2014

Rest Easy with Healthy Paws

My dog Libby suffers from anxiety. As a result, when she gets stressed, she eats fabric -- lots of fabric. Even though I have taken a lot of preventative measures to prevent this from happening, she has outwitted me on more than one occasion. She has had to have surgery twice to remove copious amounts of fabric (think almost entire couch throw gobbled up) removed from her stomach. Having Healthy Paws insurance gives me great peace of mind. I know that I won't have to make a cost based decision concerning her care. And, Healthy Paws quickly reimburses me - within about 10-14 calendar days - from the date I submit the claim. I am quite happy with HP and with their practice of donating to rescues too. Its is a great company with great customer service andf a great product.

Insurer: Healthy Paws

By: Myra

Useful

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