217,727+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,727 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,727 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,818 reviews

4.9
Healthy Paws

11,110 reviews

4.9
Fetch

5,451 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,895 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 12, 2014

ER For Tobin

I recently had to take my dog Tobin to the ER. I had a bag of dog food in the kitchen, and while I was gone, he decided to open the bag and eat... and eat... Distended belly and oh so painful - off we went to the ER. It was comforting knowing I had the insurance, and although money wouldn't have been an object, it was great not having that as an issue at all. Quick turn around from claim (although I used most of it as a deduction) but still very quick.

Insurer: Embrace

By: Maureen

Useful
November 11, 2014

Absolutely the best

I searched around a lot to find the best insurance when I got my puppy. Sure, there are a ton of cheaper options but I couldn't be happier I went with healthy paws. My dog was a totally normal puppy but he ended having seizures around when he turned 1. He also needed major surgery on his paw. Healthy paws is the best. There's no cap so they literally have reimbursed me thousands of dollars. My dogs surgery was $4500 and they reimbursed me $3400 (I have an 80% rate). They also reimburse me for his seizure medication that I buy monthly. Not only do they reimburse you, but they do it quick! There's never any ifs/buts when I submit a claim either, they pay you exactly what they told you is covered. I couldn't imagine not being insured through them.

Insurer: Healthy Paws

By: Kelly

Useful
November 11, 2014

Rest Easy with Healthy Paws

My dog Libby suffers from anxiety. As a result, when she gets stressed, she eats fabric -- lots of fabric. Even though I have taken a lot of preventative measures to prevent this from happening, she has outwitted me on more than one occasion. She has had to have surgery twice to remove copious amounts of fabric (think almost entire couch throw gobbled up) removed from her stomach. Having Healthy Paws insurance gives me great peace of mind. I know that I won't have to make a cost based decision concerning her care. And, Healthy Paws quickly reimburses me - within about 10-14 calendar days - from the date I submit the claim. I am quite happy with HP and with their practice of donating to rescues too. Its is a great company with great customer service andf a great product.

Insurer: Healthy Paws

By: Myra

Useful
November 11, 2014

Great service and coverage (not pre-existing)

Had to file a claim for a medical (intestinal) issue with our dog. Submitted claim and was kept in the loop nicely, check came quickly. Had previously filed claim for surgery but that wasn't covered due to it being "pre-existing", although that hadn't been determined by the vet. So that part was subjective and I'm iffy on their decision. They did apply a portion of that to the deductible. They have a great app for claim tracking & submittal.

Insurer: Healthy Paws

By: Dinah

Useful
November 11, 2014

Love my Bob

I have health insurance for my protection. I think it is important that Bob should have good protection too.

Insurer: Pets Best

By: Jim

Useful
November 11, 2014

Best pet insurance money can buy!

I purchased pet insurance from Trupanion when my German Shepherd was 3 months old. When Levi was about 8 months old, he tore ligaments in both front legs while chasing larger dogs at the dog park. Trupanion paid out $7000 almost immediately. I have had to purchase several allergy meds recently and the claims are often paid the same day I filed the claim. A great company.

Insurer: Trupanion Canada

By: Mike

Useful
November 11, 2014

Best pet insurance money can buy!

I purchased pet insurance from Trupanion when my German Shepherd was 3 months old. When Levi was about 8 months old, he tore ligaments in both front legs while chasing larger dogs at the dog park. Trupanion paid out $7000 almost immediately. I have had to purchase several allergy meds recently and the claims are often paid the same day I filed the claim. A great company.

Insurer: Trupanion

By: Mike

Useful
November 11, 2014

Great coverage, claim processing and service!

All the folks at Trupanion have provided the best service I could have asked for in my time of need. My dog was seriously injured in a dog fight and they helped me through all the processing every step of the way. All emails, questions and claims were answered quickly and processed faster than any insurance carrier I have ever had. It's a pleasure to carry Trupanion for my pet insurance.

Insurer: Trupanion Canada

By: Charlotte

Useful
November 11, 2014

Great coverage, claim processing and service!

All the folks at Trupanion have provided the best service I could have asked for in my time of need. My dog was seriously injured in a dog fight and they helped me through all the processing every step of the way. All emails, questions and claims were answered quickly and processed faster than any insurance carrier I have ever had. It's a pleasure to carry Trupanion for my pet insurance.

Insurer: Trupanion

By: Charlotte

Useful
November 11, 2014

Lab Puppy Swallows Pacifier- Embrace Saves the Day

I purchased an Embrace insurance policy as soon as we brought home our 8 week old lab puppy. He had some normal health issues, stomach upset, an ear infection, neutering and Embrace responded each time in a friendly and timely manner. Now 10 months old- our lab puppy swallowed a pacifier which became lodged in his intestines, causing a complete blockage. There is no option other than emergency surgery to fix this issue, or death. At 2 AM in the emergency room, when faced with the option of surgery or putting him down, it was easy to opt for surgery knowing Embrace was behind us. Instead of $4000 bill, we paid our 20% co-pay and our lab is back to normal (plus one giant scar). I have to say, I watched more then one person at the desk pull out credit card after credit card just to pay for their pets health care and it was heartbreaking. Knowing that I wasn't going to have to put my family in financial jeopardy AND that I could save our dog, was the greatest confirmation that buying an Embrace policy was the best decision we made as dog owners.

Insurer: Embrace

By: Casey

Useful

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