218,053+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,053 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,053 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,820 reviews

4.9
Healthy Paws

11,132 reviews

4.9
Fetch

5,469 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,921 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

February 06, 2015

Glad I have it for my dog.

Glad we got this insurance for our dog. We upgraded the policy we got but we have gotten our money worth do far. We got a puppy when we purchased the insurance and our puppy has had numerous visits to the vet for spaying, shots, Urinary tract infections, skin infections and the insurance has paid for a lot of our pups care which has been close to $2000.00 in the last 11 months. The insurance has been well worth the investment for us.

Insurer: Nationwide

By: Yvette

Useful
February 06, 2015

my claim

I have been happy with Pet Best and I tell everyone I see that you are great.

Insurer: Pets Best

By: Glenda

Useful
February 06, 2015

Peace of mind

After our family lost our 8 year old Golden retriever to cancer, We purchased VPI. When we brought Melody home as a puppy. My husband was very skeptical until at three Melody went up for a frisbee and came down in a hole with a torn Acl. VPI payed for exactly what the policy said they would pay for, the process was easy and the checks were paid fairly quickly. We added our puppy Harmony also a Golden to the policy . With high energy dogs like Goldens, VPI allows us to feel like we can handle emergencies if they occur.

Insurer: Nationwide

By: Carolyn

Useful
February 06, 2015

scam - VPI exists for the $, not the pets

I've been a paying customer of a Premium Plan for SIX YEARS at $50 a month. My dog has been relatively healthy for that whole period. Last month, my dog got cancer, to the tune of $2000. A deadly cancer called hemangiosarcoma. She needed bloodwork, cytology report, meds, and ultimately surgery to remove the rapidly growing tumor. When I submitted the expenses, they covered only $560 of my entire bill!!! They told me that my "Premium Plan" was old and had not been updated since 2008 for any adjustments and therefore only this small amount was cover and that they surgery itself was NOT covered. I was outraged! After speaking with the first customer agent, I asked to talk with her supervisor. After getting the run around from the second, I said I wanted to talk to underwriting and they said they do not allow customers to talk to the underwriting department. Then I said I wanted the president's information, so they forwarded me to the "customer advocate" for the president. After 3 very heated calls, she phoned me back the next day and told me that underwriting was correct and that they would not pay any more on my claim. I am canceling my policy.

Insurer: Nationwide

By: Amber

Useful
February 06, 2015

Very satisfied

We have carried basic insurance for our dog since she was a puppy. I have been pleased by the speed and ease of the claims process and have found it well worth the cost. I also appreciate the peace of mind. Well worth it.

Insurer: Nationwide

By: Karen

Useful
February 05, 2015

Making Decisions Based on Prognosis

The great thing about having pet insurance is you can base treatment decisions on condition, rather than cost. Every year that we have had insurance we have "broken even", and held onto it for "one day". Lilo has had claims over the years, small and medium, and they usually add up to approx the same amount as premiums each year. Until this year. Lilo just came home from PAWS in Moscow after having an exploratory spleen/mass removal. This was after weeks of diagnostics, some at WSU (cha-ching). Half an hour after bringing her home, my husband had submitted her claim using his phone's camera. Our reimbursements always come within a couple of days; we live in WA state so they only take a day to get here in the mail. Lilo's prognosis is excellent, and her insurance has already "paid" for itself x3 this winter. I tell all of my friends about Healthy Paws.

Insurer: Healthy Paws

By: Sheri

Useful
February 05, 2015

Great!

Scooter has been covered since s puppy. The first year he had a bad sprain or hairline fracture. He went to three different vets including a specialist. I was very pleased with the promptness of reimbursement. He has cut his paw, ripped toe nails out and most recently had been treated for cystitis three times even with an ultrasound. I know the first year I got more back from them than what I paid for premium. This year has been the same. I am glad I have it and won't go without it. You won't regret ever purchasing this coverage. Scooter and Sharon Davis

Insurer: Nationwide

By: Maryland

Useful
February 05, 2015

Foreign Body Ingestion

Very friendly individuals who help you through every thing, step by step and in a timely matter.

Insurer: Trupanion Canada

By: Jessica

Useful
February 05, 2015

Foreign Body Ingestion

Very friendly individuals who help you through every thing, step by step and in a timely matter.

Insurer: Trupanion

By: Jessica

Useful
February 05, 2015

Pets Plus Us! Highly Recommended!

When we adopted Opie, our precious 12 week of Neopolitan Mastiff, our vet had us enrol in the one month free trial with Pets Plus Us! That decision was something that would become a godsend! We didn’t realize what a life saver it would be! Not only for beautiful Mastiff but also to protect our savings and future savings against unseen concerns. Our family had previously had a very healthy Bull Mastiff who had lived a very long, healthy life. Adopting a dog with health concerns did not cross our mind when I feel in love with our new family member! Shortly after his initial check up Opie started showing issues with his eyes, skin, allergies and the worst to come was he was examined and found to have bilateral hip dysplasia. We purchased the 80% coverage through the Accident & Illness insurance, and hoped we wouldn't need to use it anymore anytime soon. Well turns out we submit a claim monthly for his pain medicine, eye drops and other miscellaneous ointments and potions. AKA thousands of dollars later! Having pet health insurance certainly helped take some of the stress out of having our dog undergo 3 cherry eye surgeries, eye ulcer surgery and pain medication to manage him until he hits maturity. He has a hip surgery in his future, in the meantime, Pets Plus Us gives us the coverage to medically manage his pain. I would highly recommend Pets Plus Us to anyone looking for pet health coverage!! Thank you for being there for us!

Insurer: Pets Plus Us

By: Nicola

Useful

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