218,042+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,042 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,042 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,820 reviews

4.9
Healthy Paws

11,131 reviews

4.9
Fetch

5,465 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,911 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

April 07, 2015

Excellent fast service

Have a 4 year old boxer who has been showing signs of stomach issue. Went in for endoscopy and Trupanion paid 90 percent directly to my vet and allowed us to find out what was wrong. Without insurance we could never have afforded to do this for our boy. Meds to treat what was wrong was 850 dollars just for 50 days of meds. Trupanion has allowed us to get the best possible care for our baby and pervent his disease of inflammatory bowel disease from progressing. Thanks Trupanion!

Insurer: Trupanion

By: Jenna

Useful
April 07, 2015

+ if you start young good, otherwise not

So, it's a bit frustrating because we started out dog young on the plan and it turned out to be very helpful when we found out our dog has terrible environmental & food allergies, but the food allergies causes us to have to feed our dog prescription food that costs $87 a bag of dry and $78 for 24 cans. Trupanion was reimbursing us 50% when suddenly, 2 years in, they told us "OOPS! We made a mistake, we were only underwritten to reimburse you guys 50% of the food for 2 months, but we won't recollect back the money we saved you"... WHAT?!! :| Seriously? *sigh* Basically Now that we chose Trupanion as our provider for our then puppy, we will not find another insurance company that will cover our now dog for a good price, so, we're stuck with Trupanion or no coverage, which we can't do because of costs, which have gone up every year BTW, so, be prepared for that! Our little dog, was already an older dog when we signed him up and those monthly payments did nothing for us so we currently have gone down to the minimum of $1000 deductible for $35 a month premium. We're contemplating getting rid of that too, but we're afraid he'll get a tumor and then it will have all been for naught.

Insurer: Trupanion Canada

By: TheyknowhowIam

Useful
April 07, 2015

+ if you start young good, otherwise not

So, it's a bit frustrating because we started out dog young on the plan and it turned out to be very helpful when we found out our dog has terrible environmental & food allergies, but the food allergies causes us to have to feed our dog prescription food that costs $87 a bag of dry and $78 for 24 cans. Trupanion was reimbursing us 50% when suddenly, 2 years in, they told us "OOPS! We made a mistake, we were only underwritten to reimburse you guys 50% of the food for 2 months, but we won't recollect back the money we saved you"... WHAT?!! :| Seriously? *sigh* Basically Now that we chose Trupanion as our provider for our then puppy, we will not find another insurance company that will cover our now dog for a good price, so, we're stuck with Trupanion or no coverage, which we can't do because of costs, which have gone up every year BTW, so, be prepared for that! Our little dog, was already an older dog when we signed him up and those monthly payments did nothing for us so we currently have gone down to the minimum of $1000 deductible for $35 a month premium. We're contemplating getting rid of that too, but we're afraid he'll get a tumor and then it will have all been for naught.

Insurer: Trupanion

By: TheyknowhowIam

Useful
April 07, 2015

Pets Best is THE BEST

Pets Best is the best pet insurer on the market! Myself and my mom have used VPI before, and it does not come close to comparing to Pets Best.Pets Best does not nit-pick every line item on your invoice, they reimburse 80/20 or whatever you have, no hassle. They are FAST and they have never even asked me a question about my claims. They use common sense and compassion when dealing with claims on your beloved fur babes. I am so thankful for their hassle free approach and their speed. My mom is kind of locked into VPI due to preexisting conditions, and she hates it. She is very jealous of how easy my claims are with Pets Best. Neither one of us will ever use another insurer again.

Insurer: Pets Best

By: Lisa

Useful
April 07, 2015

LIGHTING FAST REIMBURSEMENT

My puppy was very sick and the expenses were well over $1,000. I received my check within 7 days from the day I was at the vets. I was amazed at the quick turn around. I am now able to pay my credit card bill with my reimbursement check!

Insurer: Trupanion Canada

By: Deb

Useful
April 07, 2015

LIGHTING FAST REIMBURSEMENT

My puppy was very sick and the expenses were well over $1,000. I received my check within 7 days from the day I was at the vets. I was amazed at the quick turn around. I am now able to pay my credit card bill with my reimbursement check!

Insurer: Trupanion

By: Deb

Useful
April 07, 2015

Worth It Pet Insurance

We decided to have both our rescue dogs insured under Healthy Paws based on the annual deductible, benefits and coverage they offer. Our older dog has been insured since 2011 while the younger dog since 2014. The application process was very straightforward. 2014 has been an "eventful" year for our older dog, Bradford. He was presenting unusual symptoms of incontinence and had undergone several diagnostic tests. Bradford was diagnosed with diabetes insipidus and is now on daily medication which can be quite expensive. Healthy Paws covered what was stated in our policy - $100.00 annual deductible and 90% reimbursements for diagnostics, treatments, medications, etc. except for exams/consultations. In addition, Bradford was hospitalized around Thanksgiving for an infection. We were so glad we had pet insurance to help with the vet expenses. It definitely says something when your vet tells you that we've become one of their "top clients" based on the frequency that we have taken Bradford to the vet. We were hoping that 2015 would be a better and more healthy year but on Bradford's birthday, we rushed him to the emergency clinic to undergo surgery for GDV. The cost of the surgery was over $6,000++. Having pet insurance has made it manageable and affordable for us to save Bradford from a life-threatening condition. As always, their claims process is very expedient and reimbursement checks are received in the mail within 10 business days. Healthy Paws has made it a very easy and worry-free experience for us to give our dogs the proper medical care. Definitely worth it!

Insurer: Healthy Paws

By: Aileen

Useful
April 06, 2015

Best investment for dog owners.

My little guy Cootey was born with weak stifle's. By two years of age, he blew out his first cranial cruciate ligament and lateral meniscus. The bill for the surgical repair was $ 2500. VPI paid $2400 of the claim. I was amazed. Then believe it or not, four months after the first knee he blew out the other knees cranial cruciate ligament. Total rupture. The bill was $ 2400. VPI paid $ 2300 on the claim. Amazed again. I tell all my friends that my dogs have better health care coverage than I do. VPI is excellent and a great choice for dog owners. I can't thank them enough for taking care of my little Cotey as well as they did. I recommend them to everyone I meet.

Insurer: Nationwide

By: Cynthia

Useful
April 06, 2015

I highly recommend Healthy Paws!

I've been with Healthy Paws for about 2 years now. In that time my dachshund has required two major spinal surgeries than ran me into the thousands each time. Healthy Paws has always been fast to cut me refunds quickly and with no hassle. They won't cover pre-existing conditions, but I researched other pet insurance policies and none of them do. At first you must have your vet submit all of your pets medical records, but after that filing a claim is a piece of cake, it can all be done online, which makes is easier and faster.

Insurer: Healthy Paws

By: Deanna

Useful
April 06, 2015

Better than my health insurance company!

I have two dogs: a german shepherd & a lab. They will be a year old this month. My lab is very much a typical lab: curious & clumsy. In the past year she's eaten the Christmas tree, half of a chocolate cake, and split her ear in half while playing outside. Without my healthy paws pet insurance I'd still be paying off her vet bills. My german shepherd isn't clumsy but he is more likely to get sick. Both he and the lab had mites which required medication with a pretty hefty price tag. The scariest vet visit we've had so far was (two) emergency trip/ to the vet that ended with two overnight stays. My shepherd was diagnosed with pnemonia with a dangerously high fever. The lab had a mild version of the same illness-an upper respiratory infection without pnemonia. They've had several rounds of antibiotics, cough medicine, nose spray, nebulizers, and of course the ever expensive hospital stay. Healthy paws has been amazing. I send a picture of my invoice and within days i have a reimbursement check. Through these past few weeks alone our bills would have totaled over 3,000 dollars. Thanks to healthy paws we're only paying about 500. Every pet parent should have healthy paws--thanks to them I can sleep at night knowing my babies are covered! I did a lot of research before purchasing and healthy paws lives up to their reputation 110%, they even email to check in on how my dogs were doing after their recent illness! I would never went to be faced with a decision between the best care for my pet and my wallet. Luckily with healthy paws I don't have to.

Insurer: Healthy Paws

By: Melanie

Useful

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