219,190+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 219,190 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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free trial -not really free
The free trial is really false advertising. The fine print says no claims will be paid during the first 30 days of sign up. Therefore - not really free is it? Its false advertising. My puppy came with a free trial and when I could not activate it, then I called in and was told that it only activates upon visiting the vet first and then activation within 24 hrs of that visit. So I went to the vet with them, then I registered them online. A week later, one of the puppies had low sugar and diarrhea. Trupanion wont cover the vet emergency as they said I did not activate the certificate within the time period (which I did according to the rep on the phone) and secondly, it is a precondition? Since when is low sugar and diarrhea a pre-condition? my pup stopped eating. I didn't know there was such a thing as precondition. Then the final thing: No coverage in the 1st 30 days of activation of certificate for free trial? Isn't that the point of free trial to get coverage and see if we liked it. I had registered to enrol further after my emergency visit and now I am going to remove all my pets from this insurance company. I have been led to believe that insurance is insurance, whether trial or not. I don't like to be falsely mislead.
Insurer: Trupanion Canada
By: Mel
great
It has been great. I would make the web site easier to get in to.
Insurer: Embrace
By: Dee
Do not buy
Pets best may pay on time but in last four years my policy rate on my dog went from $57/mo -$128/mo -$169/mo to $212/ mo. Over last four years. For the same policy. Although they may start your rates low like other companies they raise them very quickly once your dog has an issue. I compared her rate to Trupanion. Which was $126/mo. Same breed age and location. Same deductible. Healthy Paws was $97/mo. Little higher deductible. These rates are $90+ / mo less. They have made it very difficult for me to do right by my dog. When I thought getting insurance was the responsible thing to do. Do not give them your business.
Insurer: Pets Best
By: Sandra
Great Service and Care
I have had dogs my whole life and never had pet insurance. I got pet insurance recently through Healthy Paws and I now wonder how I ever owned a dog without it! Vet bills are so high these days that paying for pet health insurance is not only smart in my opinion, but also gives you such peace of mind. Healthy Paws has to be the leader in giving you that peace of mind: they are responsive, timely, caring, and easy to work with. I know that my pet is going to be taken care of if something happens and I can't foot the bill without insurance. And I know with Healthy Paws that it won't be just about money -- it will be about sincerely caring for my pets and their wellbeing. I wouldn't go with any other company hands down -- in part because of the annual deductible rather than "per illness" or "per case" deductible. They've been great to me.
Insurer: Healthy Paws
By: Stephanie
The Filing Prodess Is Very Easy
I always have a pleasant experience filing my pet's claims.
Insurer: Embrace
By: Rosa
Amazing Insurance!!
I have insurance for my cat and dog. I have had to use it on both my pets. Submitting my claims were very easy to do. The reimbursements have been very quick. This last time my dog was boarded for a long weekend, she was bitten by another dog. Since it was a long weekend, my dog had to go to an emergency vet. Healthy Paws received my claim on the following business day. I received my check shortly after. I got an email shortly after that asking how my dog was. That made me feel good that they cared & took time out to ask. I tell all my friends that Healthy Paws is the way to go for pet insurance!
Insurer: Healthy Paws
By: Chris
Fast and efficient
My Henry has had numerous claims with Trupanion. The most recent have been within the last two weeks. He had pneumonia and then a few days later was hospitalized with pancreatitis. Trupanion handled my claim quickly and efficiently. There was a small error where they forgot to include medications in the payment but one phone call and it was taken care of right away. Henry also has epilepsy and every claim relating to his epilepsy is handled promptly. Customer service reps are always pleasant and easy to talk to.
Insurer: Trupanion Canada
By: sheryl
Fast and efficient
My Henry has had numerous claims with Trupanion. The most recent have been within the last two weeks. He had pneumonia and then a few days later was hospitalized with pancreatitis. Trupanion handled my claim quickly and efficiently. There was a small error where they forgot to include medications in the payment but one phone call and it was taken care of right away. Henry also has epilepsy and every claim relating to his epilepsy is handled promptly. Customer service reps are always pleasant and easy to talk to.
Insurer: Trupanion
By: sheryl
Healthy Paws = Peace of Mind! + a healthy dog!
I just want to say a big THANK YOU for Healthy Paws. I am so thankful to have Healthy Paws Pet Insurance which gives me the financial peace of mind to cover my best buddy, Button when he has emergency issues. Button was an owner-surrendered Yorkshire Terrier to a Manhattan, NYC kill shelter in 2012. He was saved from death by Anarchy Rescue, and then sent to Yorkie 911 Rescue for further rehabilitation. I counted that I am his 5th home! We fell in love with him at a dog adoption day, and never looked back. The term "who rescued who" is so appropriate in our home; since I do not have any children (just plenty of nieces and nephews!!!). With a rescue, you have a health unknown, and thankfully he had no pre-existing conditions which might exclude him from some coverage. The decision to have pet insurance was to insure me that this little dog's life would never have a price tag on him again; nor will I every throw him away as many dog owners do when financial issues of pet care could cause a burden. I read about Healthy Paws through an AAA recommendation, and the company has not let me down. I can handle the day-to-day, well-doggie costs with the vet; but, my dog has had a few emergencies due to his getting into trouble or from an unexpected illness, and those vet bills were scary. The insurance has provided me with such peace of mind, knowing that my dog gets great care, when I hand over the credit card. Button's recent ear canal surgery was health threatening, (sad and scary for the pet parents, we were fearful that we might loose him), and the associated vet bill was even scarier. I actually called Healthy Paws before the surgery just like I do for my own insurance "just in-case". Customer support gave me peace of mind to move forward. After the surgery, the reimbursement was at 90% - paid very, very promptly! Button almost died during the surgery. He had a TECA (total ear canal ablation), and is now hearing in only one good ear--now a special needs dog (but he has adjusted to his lost hearing). He endured two weeks recovering with the "cone of shame", eye drops, while we tried to keep him calm and confined. After the two weeks, the vet surgeon gave Button a "thumbs up"! Button is a happy, healthy dog--back to his old self. Without the expert care of two vets, my Button Buddy would have died. I am hoping that now he has a lot of dog treats, belly rubs,and life left in him for a few more years. With your insurance, he will definitely have that emergency care as he ages with the amazing coverage that you provide. I have been recommending Healthy Paws to many of my dog owners friends for their consideration Sincerely, Ann, Mark and Button (aka cute as a button) Pfisterer
Insurer: Healthy Paws
By: Ann DeChiaro-Pifsterer
Thank Goodness for HealthyPaws Pet Insurance
Our dog Maya has had bad luck with her knees. We have had to put her through 5 surgeries over 2 years totaling over $15k. Healthy Paws has been there to save us from potential bankruptcy and enable us to help our baby and not make that terrible choice of heal our pet or put a roof over our heads. Healthy Paws responds quickly and we have our claim handled in less than 2 weeks. Thanks Healthy Paws, we're so glad we chose them to be our pet insurance.
Insurer: Healthy Paws
By: Fenn