219,360+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 219,360 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

219,360 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,856 reviews

4.9
Healthy Paws

11,177 reviews

4.9
Fetch

5,552 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

15,002 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

January 18, 2016

Payment of 3rd Claim

Submitted a claim for services on 12/30/15. Company took 15 days to process the claim instead of 5 days which is the advertised promise. Kept being called by Underwriting or customer service twice to ask if my dog, who is only 2 years old and who I've only had since 4/15 had seen another vet. Told them no. Received another call several days later asking again if my dog had been seen by another vet other than the one I was submitting the bill for. I knew what they were getting at; they were trying to say that this condition was a pre-existing condition so they wouldn't have to pay the claim!!! There was no pre-existing condition for my dog but this is what they were "digging" for. THey had never questioned the first two claims, but questioned this one!!! I thought this insurance company was the best pet insurance I could get for my dog. However, they are just like all the rest; they like it when you pay your premium, just as long as the animal doesn't have too many claims. I get this to mean that even though my dog still has the problem for which she sought medical treatment, that any further bills I submit will be scrutinized under a microscope and payment will be delayed. This company is horrible, just like all the rest. Be careful, because if your pet gets sick, and it takes several tests and/or vet visits to determine the problem, your claim will be delayed and/or possibly denied!

Insurer: Pets Best

By: Joy

Useful
January 18, 2016

Embrace made it easier to get right treatment

We enrolled in a high deductible plan just in case something really bad happened, hoping we would never have to use it. But then our dog became mysteriously ill overnight and continued to decline. On the 4th day after symptoms started and 3 vet visits, we were admitted to the emergency animal hospital and were seeing a neurologist. Having the insurance made it so much easier to get the tests we needed (X-rays, MRI, spinal tap). The tests were able to rule out some potentially horrible outcomes and allowed to get the right diagnosis and treatment. Our dog is responding to treatment and is on the mend. Embrace has been a pleasure to work with: promptly processing our claims, answering our questions, and being overall considerate and thoughtful during a stressful time. I wish human health insurance would be so easy to navigate. I have been very thankful that we enrolled and have recommended Embrace to several other pet owners.

Insurer: Embrace

By: Kim

Useful
January 18, 2016

Settlement immediate and fair

Cheque issued within a few days of claim and covered our pet's medical costs as per policy

Insurer: Trupanion Canada

By: John

Useful
January 18, 2016

Settlement immediate and fair

Cheque issued within a few days of claim and covered our pet's medical costs as per policy

Insurer: Trupanion

By: John

Useful
January 18, 2016

Fastest Reimbursement !

Faxed claim on 1/13/2016. Deposit is on it's way. Would probably be in my account, if this wasn't a national holiday. I love Embrace. :)

Insurer: Embrace

By: Dawn

Useful
January 18, 2016

Cutaneous cyst & dental cleaning

My cat Butters had a small cyst on his right side which my vet had been monitoring, and recommended removal of the cyst while he did a routine dental cleaning with Butters under anesthesia. The total cost for both procedures was somewhat costly. While Embrace did not cover the costs of the cyst removal, as it was determined to be a pre-existing condition, I am pleased that they did in fact cover approximately 1/4 of the overall cost for services rendered that day, pertaining to the dental cleaning.

Insurer: Embrace

By: James

Useful
January 17, 2016

Scam

Never paid insurance claim for my dog . No reason behind them denying the claim either. Don't waste your money .

Insurer: Trupanion

By: Jenny Brewer

January 16, 2016

We couldn't be more satisfied with Health Paws pet

We chose Healthy Paws pet insurance after reading many good reviews on them. We definitely made the right choice. So far we have experienced easy to use online access, immediate kind, compassionate customer service, and quick approval on our claim. We highly recommend Healthy Paws pet insurance coverage for all fur babies.

Insurer: Healthy Paws

By: karen

Useful
January 16, 2016

Extremely prompt service and easy to file claims.

At a very stressful time with the health of our dog, we found filing a claim with Healthy Paws to be very easy. I emailed the pet emergency the claim form, they download it, I signed it and they faxed it off. Within a very few days, I received an email from Healthy Paws stating that they were reviewing our claim, a couple of days later, they processed the claim and within 2 weeks we received a check. We live in Alaska, so mail takes a couple of days longer for us. We were so happy with this wonderful insurance company and the speed and compassion that they showed. I would recommend them to anyone that loves their pets and wants to have some peace of mind, should that emergency come.

Insurer: Healthy Paws

By: Bev

Useful
Verified January 16, 2016

processing claims quick

Recently my pet was in the hospital, for surgery. They have submitted the claims. Still few claims are in progress.

Insurer: Trupanion

By: Ponnudurai

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