209,556+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,556 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,556 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,732 reviews

4.9
Healthy Paws

11,012 reviews

4.9
Fetch

5,285 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

January 20, 2014

Complete Satisfaction

After several years with VPI I didn't think it could get any better. However, EMBRACE really puts the cherry on-top of that oreo shake. Using the well-ness program and getting the refund for rendered services has never been so completely satisfying. It's a great deal, I get back what I pay in, and it's quick and easy! Complete Satisfaction :)

Insurer: Embrace

By: Hayes

Useful
January 20, 2014

Domino was diagnosed with diabetes, then CATARACT

We rescued Domino 2 years ago as a healthy senior, and as a first time pet owner selected embrace insurance. i hoped it wouldnt be necessary, but he developed diabetes and a heart murmur after a year or so. The bills weren't bad, hardly over my deductible until recently. He developed cataracts, and was almost blind within 3 weeks. We had the best vet care, and did a predetermination with embrace to see if his surgery was covered. it was and we were able to go forward with his surgery! The reimbursement process was fair and quick!

Insurer: Embrace

By: Randi

Useful
January 20, 2014

Excellent Pet Insurance Company

Healthy Paws has paid all claims we have submitted very promptly. We recommend them highly!

Insurer: Healthy Paws

By: Kerry

Useful
January 20, 2014

Beware!!

I have had Trupanion for over a year, and last month my cat was diagnosed with cancer. Trupanion has denied all my claims! My vet even wrote a letter of appeal to Trupanion stating that my cat has no previous history of cancer, and they still denied the claim. In fact a Trupanion representative even told me on the phone (and this is verbatim what she said), "I'm sorry but we can't help everyone." My suggestion is to do more research about this company, and you will find more reviews of people who have had the same problem. I feel like the whole thing was a scam. I never missed any payments (the payments came directly out of my bank account to them), but when I needed coverage for an illness that had no previous history, and no reason to be denied... they said no. Beware

Insurer: Trupanion Canada

By: Beverly

Useful
January 20, 2014

Thank you Trupanion!

I got Trupanion Pet Insurance for my two cats as a Christmas gift from my partner. We went away for Christmas and two days after we got back my young cat, Muffin, refused to eat. We took her to the vet for a check up and for the next three days we returned as none of the suggestions to get Muffin to eat were working. Finally, we had to get x-rays, medications, and finally surgery. At this point we were fresh out of ready cash to pay for procedures and had to call our brand new insurance company for pre-approvals. Trupanion was really easy to deal with, their case worker, Maria, was supportive and compassionate and Trupanion came through on all counts. I am so impressed and thankful for everything Trupanion has done for my little Muffin and for her worried parents. We are still working with the vet to find out what is wrong with our cat but I feel so much more confident knowing that we can depend on Trupanion.

Insurer: Trupanion Canada

By: Lara

Useful
January 20, 2014

Thank you Trupanion!

I got Trupanion Pet Insurance for my two cats as a Christmas gift from my partner. We went away for Christmas and two days after we got back my young cat, Muffin, refused to eat. We took her to the vet for a check up and for the next three days we returned as none of the suggestions to get Muffin to eat were working. Finally, we had to get x-rays, medications, and finally surgery. At this point we were fresh out of ready cash to pay for procedures and had to call our brand new insurance company for pre-approvals. Trupanion was really easy to deal with, their case worker, Maria, was supportive and compassionate and Trupanion came through on all counts. I am so impressed and thankful for everything Trupanion has done for my little Muffin and for her worried parents. We are still working with the vet to find out what is wrong with our cat but I feel so much more confident knowing that we can depend on Trupanion.

Insurer: Trupanion

By: Lara

Useful
January 20, 2014

WONDERFUL

WOW!This is my first experience w/ TRUPANION, so thank ful my vets recommended this company. I have been w/ VPI since 1989, have been happy w/ VPI, but TRUPANION WAS FANTASTIC! We recently had a huge scare w/ our 5 mo IrishWolfhound, thought we were going to loose him, emergency, many tests, inc a spinal tap, huge amount of meds, 5 days of hospitilization HUGE!! bill...TRUPANION was contacted by our vet immediately, their coverage is awessome, their response within hours!! Quincy is recovering well, eating, sleeping, finally no pain. LOVE LOVE LOVE TRUPANION!!

Insurer: Trupanion Canada

By: Marcia

Useful
January 20, 2014

WONDERFUL

WOW!This is my first experience w/ TRUPANION, so thank ful my vets recommended this company. I have been w/ VPI since 1989, have been happy w/ VPI, but TRUPANION WAS FANTASTIC! We recently had a huge scare w/ our 5 mo IrishWolfhound, thought we were going to loose him, emergency, many tests, inc a spinal tap, huge amount of meds, 5 days of hospitilization HUGE!! bill...TRUPANION was contacted by our vet immediately, their coverage is awessome, their response within hours!! Quincy is recovering well, eating, sleeping, finally no pain. LOVE LOVE LOVE TRUPANION!!

Insurer: Trupanion

By: Marcia

Useful
January 20, 2014

Outstanding Service

Healthy Paws has once again done an amazing job. We were faced with stress of our dog not eating/drinking and needing tests.There was Healthy Paws to the rescue, covering the vet bills, inquiring as to how our dog was doing, and being very responsive. Highly recommend Healthy Paws!

Insurer: Healthy Paws

By: Sheila

Useful
January 20, 2014

All you can ask for

Our Lucy needed emergency treatment on Christmas Day! We took her to a local pet emergency room. We did not think to bring any insurance forms or information with us. All we did was submit to Embrace our claim form and they took care of "filling in the blanks" for us. They contacted the hospital directly and kept us updated on the status before we even asked. The coverage we purchased is the coverage we received; no questions asked. If only they offered insurance for people!

Insurer: Embrace

By: Barbara

Useful

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