209,556+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,556 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,556 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,732 reviews

4.9
Healthy Paws

11,012 reviews

4.9
Fetch

5,285 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

January 21, 2014

surgery

my dog was approved for surgery at primary vet. when vet saw the extent of the injury,thankfully he said he was not qualified to do the surgery and sent us directly to trauma vet. trupanion did not want to pay because they had not approved for this vet to do surgery. thank God we didn't answer cell phone as we were driving and kept on to trauma vets office. we waited 41/2 hrs, with tru panion and the vets office telling them how badly she needed the surgery. they kept refusing, but after 4 hrs they relented and ok'd the surgery. we were all at our wits end by then. I am torn as to whether I would recommend them to anyone because of this. but they did ok surgery and gave me the amount I would be paying right away, so that was a positive in their favor.

Insurer: Trupanion Canada

By: Mrs.

Useful
January 21, 2014

surgery

my dog was approved for surgery at primary vet. when vet saw the extent of the injury,thankfully he said he was not qualified to do the surgery and sent us directly to trauma vet. trupanion did not want to pay because they had not approved for this vet to do surgery. thank God we didn't answer cell phone as we were driving and kept on to trauma vets office. we waited 41/2 hrs, with tru panion and the vets office telling them how badly she needed the surgery. they kept refusing, but after 4 hrs they relented and ok'd the surgery. we were all at our wits end by then. I am torn as to whether I would recommend them to anyone because of this. but they did ok surgery and gave me the amount I would be paying right away, so that was a positive in their favor.

Insurer: Trupanion

By: Mrs.

Useful
January 21, 2014

Incredible Service When I Needed it Most

I cannot say how grateful I am to have found Trupanion Pet Insurance. I adopted a rescue dog who quickly became the love of my life and I don't know what I would have done if I hadn't had Trupanion. About six months after I adopted Tulip, her back went out and over the next year, I received thousands of dollars in vet bills. Trupanion paid 90% of everything that was covered and direct deposited it into my bank account within a couple weeks. The process couldn't have been any easier. Not only did they do what they said they would, but I received emails from them asking how Tulip was doing and thanking me for taking such great care of her. Each time I called their office and spoke to someone on the phone I was always asked how she was doing in a genuinely caring voice. I recommend Trupanion with my highest possible recommendation!!!!

Insurer: Trupanion Canada

By: Val

Useful
January 21, 2014

Incredible Service When I Needed it Most

I cannot say how grateful I am to have found Trupanion Pet Insurance. I adopted a rescue dog who quickly became the love of my life and I don't know what I would have done if I hadn't had Trupanion. About six months after I adopted Tulip, her back went out and over the next year, I received thousands of dollars in vet bills. Trupanion paid 90% of everything that was covered and direct deposited it into my bank account within a couple weeks. The process couldn't have been any easier. Not only did they do what they said they would, but I received emails from them asking how Tulip was doing and thanking me for taking such great care of her. Each time I called their office and spoke to someone on the phone I was always asked how she was doing in a genuinely caring voice. I recommend Trupanion with my highest possible recommendation!!!!

Insurer: Trupanion

By: Val

Useful
January 21, 2014

Better insurance than any I've ever had for myself

We sadly acquired a puppy that developed a severe deformity. To get a diagnosis it took multiple x-rays, ultrasounds and MRIs. Needless to say this was several thousand dollars of tests, and now ongoing treatment and rehab. Trupanion paid just as the contract we signed said they would. Everything has been reimbursed at 90 percent and in a timely manner. I wish my personal insurance paid this well ! I would highly recommend Trupanion to all pet owners. Best to buy when your puppy or kitten is young, then there is no question about a pre existing condition...really a fantastic company!

Insurer: Trupanion Canada

By: Katie

Useful
January 21, 2014

Better insurance than any I've ever had for myself

We sadly acquired a puppy that developed a severe deformity. To get a diagnosis it took multiple x-rays, ultrasounds and MRIs. Needless to say this was several thousand dollars of tests, and now ongoing treatment and rehab. Trupanion paid just as the contract we signed said they would. Everything has been reimbursed at 90 percent and in a timely manner. I wish my personal insurance paid this well ! I would highly recommend Trupanion to all pet owners. Best to buy when your puppy or kitten is young, then there is no question about a pre existing condition...really a fantastic company!

Insurer: Trupanion

By: Katie

Useful
January 21, 2014

Outstanding Service

My vet told me when I adopted a rescue that I should really consider Embrace for pet insurance instead of other services. I took a look online and did some research, Embrace was by far the best service for the price for my very active dog. We opted for the wellness and sick/injury coverage. About four months after having our new puppy she swallowed something, spent the night in the ER costing us a pretty penny - well Embrace covered exactly what they said they would not gimmicks, hassle - the reimbursement check was in my mailbox 2 weeks later and they even followed up to make sure we had received it. My own personal health insurance is not that good compared to Embrace and I have one of the leading carries in the US. All in all if you have a furry friend, sign up and make sure its with Embrace.

Insurer: Embrace

By: Dana

Useful
January 21, 2014

Great piece of mind

Our dog Jackson had a stroke and to rule out a brain tumor and ensure that is what's happened we had to get an MRI and an overnight stay at the vet hospital.The total bill after it was all said and done was almost 3K, we only had to pay 700, without the insurance we most likely wouldn't have had the piece of mind of knowing that Jackson was going to be fine.

Insurer: ASPCA

By: Francisco

Useful
January 21, 2014

Fast claims payment, every time.

I have been very impressed with Pets Best prompt processing and payment of our claims. We have insured two dogs with them and have had a very positive experience. We will definitely be using them again when we add another pet to our family. They've paid $1,000's in claims payments to us, and they came through especially when we were dealing with a torn ACL. Thanks Pets Best!!

Insurer: Pets Best

By: Susan

Useful
January 21, 2014

This is the best insurance product EVER!

On October 22nd of last year our family received it newest addition, an adorable two month old Harlequin Great Dane we named Tank. About a month ago we started noticing that Tank was walking very funny, but given that he had grown from 27lbs to at that point about 75lbs in a little over two months, we attributed it to his rapid size increase. When the problem continued to worsen we were referred to a neurologist and last week he had very expensive neurosurgery (approximately $8,000). At that point we had only had one small claim filed with Healthy Paws (which they had paid very promptly) but we were very skeptical about how they would handle such a large and exotic claim. They were wonderful! As a pediatric reconstructive surgeon, I only wish that the human insurance companies I have to deal with were half as responsive. We have had pet insurance before and were very disappointed with it. When we got Tank my husband did a lot of research and loved the fact that there were no breed specific exclusions, no restrictions on the veterinary charges (our last per insurance would always tell us that our veterinarian was charging way too much and would automatically slash any claim in half) and no lifetime caps on the policy. Although Healthy Paws was the most expensive option, it is clearly worth it as you truly get what you pay for. My family could not give a higher recommendation to Healthy Paws. It is an incredible product and we will never have a dog again without a Healt

Insurer: Healthy Paws

By: Dr.

Useful

Compare top pet insurance providers plans.