209,470+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,470 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,470 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,732 reviews

4.9
Healthy Paws

11,009 reviews

4.9
Fetch

5,276 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

April 15, 2014

Read the Fine Print

Be sure to read the fine print when signing up for an ASPCA plan. My dog had to have major ligament surgery ligament surgery 8 months after we registered her with ASPCA and, to our surprise, they don't cover major surgeries like this until TWELVE months after initial coverage begins. Some reviewers referenced the peace of mind that ASPCA provided. Well, ours was ripped out from underneath us when we found out that our quarterly payment of $225 to ASPCA gave us zero safety net for this type of injury. Now we are down the full $3300 surgery plus the $1000 per year we pay ASPCA. Thanks for nothing.

Insurer: ASPCA

By: Katie

Useful
April 15, 2014

So Grateful

My 7.5 yr old Yorkie developed quite a few ailments since he was 2 years old. He had to have a liver shunt, developed diabeties and 4 attacks of pancreatitis. The last bout was his last. ASPCA was there for me everytime he was hospalized(which was 3 to 4 days each time). They were very helpful when I called and so kind. They would call and ask how he was feeling. Last month I lost my friend and they were so kind and such a comfort. The sense of security I had in being able to pay for his care was worth every claim I submitted. I appreciate everyone at ASPCA for their timeliness in processing the claims and their support. I would recommend this to all pet owners.

Insurer: ASPCA

By: Rebecca

Useful
April 15, 2014

Medical Insurance for my Dog

My Dog, Navada started to display what appeared to be some respiratory issue that started to be short occurances but soon it became more frequent. I took her for an exam and this required xrays and they were sent to a specialist. No issues or concerns were discovered so that was a relief. Her symptoms cleared up a few days later after the vet advised to keep her near a humidifier or take her in the shower room to be exposed to the steam. Seems to of addressed the issue but Trupanion was excellent in supporting us and the process and commmunication is excellent. Great Customer Service, very happy with Trupanion's service and coverage for my two GSD's.

Insurer: Trupanion Canada

By: Paul

Useful
April 15, 2014

Medical Insurance for my Dog

My Dog, Navada started to display what appeared to be some respiratory issue that started to be short occurances but soon it became more frequent. I took her for an exam and this required xrays and they were sent to a specialist. No issues or concerns were discovered so that was a relief. Her symptoms cleared up a few days later after the vet advised to keep her near a humidifier or take her in the shower room to be exposed to the steam. Seems to of addressed the issue but Trupanion was excellent in supporting us and the process and commmunication is excellent. Great Customer Service, very happy with Trupanion's service and coverage for my two GSD's.

Insurer: Trupanion

By: Paul

Useful
April 15, 2014

Wellness and follow up illness

I have had this insurance for wellnes and illness for almost 3 years and am very happy. This claim was for canine distemper and follow up anal infection. Claims are processed unbelievably fast and checks are in my mailbox within a week. I highly recommend the higher wellness plan, it is definitely worth the money.

Insurer: Embrace

By: Diane

Useful
April 15, 2014

Amazing, best insurance ever

I am so happy that I got the insurance for my babies. By puppy broke his leg and had emergency surgery,$5200 later he's doing great and running around like nothing happened. I received my claim check 2 weeks later over $4100. The turn around time was amazing and the level of customer service I received during the process was great. I've actually started telling everyone I know that has a pet to get Healthy Paws Insurance.

Insurer: Healthy Paws

By: Gayge

Useful
April 15, 2014

Definitely choose Healthy Paws insurance!

We purchased the low deductible/high reimbursement ($100/90%)plan through Healthy Paws after doing some research into plans and reading reviews online. Our beagle is 11 and as he has a voracious appetite for things which are bad for him, so we thought it would be a good idea. And boy was it! Recently, he became ill and we had to take him to our regular vet, the emergency vet, and finally an internist, and those visits together were about $1500. With the insurance, we had about $500 out-of-pocket cost which is definitely more feasible than $1500. I don't ever want to have to decline treatment for my "dog child" because of money. This insurance has been wonderful and definitely worth the cost. We are extremely comforted knowing that we have this great insurance and can pursue necessary treatments that we might not otherwise be able to, in order to help him. They also e-mailed me a few weeks later to check on my dog and see how he was doing, which was totally unexpected but very much appreciated!

Insurer: Healthy Paws

By: Rachel

Useful
April 14, 2014

Good customer service and coverage!

We've had the policy enforce for a long while now and unfortunately have now had to submit a claim. I called customer service with some questions and they were very patient and helpful. The claim process was easy and they reimbursed 65% of the claim.

Insurer: Embrace

By: M.Fisher

Useful
April 14, 2014

Love the Wellness Plan,Wish they covered older dog

After spending over $15,000 last year on Vet bills, we finally decided to buy insurance. We researched every company and settled on Embrace because of their Wellness option. We have two Pugs, one 5 and and one 7. Unfortunately, our 7 year old could not get illness coverage, only accident coverage due to his age so we did have to take out a separate policy for him with another company. But the fact that they cover medications, nail clippings, teeth cleaning, flea and tick treatment, etc really sold us. We submitted our first claim flawlessly and received our reimbursement within a week which was great. I highly recommend, especially for a young pet.

Insurer: Embrace

By: Rachael

Useful
April 14, 2014

diabetis

QUESTIONING MY CLAIM AT FIRST, BUT WAS VERIFIED BY TWO VETS, TRUPANION STEPED UP TO THE PLATE AND HAVE BEEN WONDERFUL EVERY SENSE.

Insurer: Trupanion Canada

By: constance

Useful

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