209,630+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,630 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,630 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,735 reviews

4.9
Healthy Paws

11,015 reviews

4.9
Fetch

5,290 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

July 23, 2014

Trupanion's Lauren Littlefield is the best!

Dear Gina:I received your email address from your employee, Lauren Littlefield. I asked Lauren for her manager’s email address because I wanted to write to you to tell you what a wonderful employee Lauren is and what a wonderful job Lauren is doing! I have a Dachshund named Manfred who is currently in the hospital with a large ruptured disc on his back. I spoke with Lauren numerous times last week to get preapproval for my dog’s surgery which took place last Friday. I had to make sure that we could afford to save Manfred’s life because we love him so much. Manfred will be 6 next month. Lauren was so wonderful, kind, understanding, sympathetic, empathetic, and quick acting in processing the details I gave her that I had to tell you about it! Lauren is worth her weight in gold, she really is. Lauren is probably the nicest stranger on the phone that I have ever spoke with in my life and I am 53 years old. Lauren was so nice to me that it made me cry because anymore you just don’t expect strangers to be that nice to you. I did take the survey I was emailed but I wanted to take the time to reiterate my feelings personally to you as Lauren’s manager. Lauren helped me get through one of the most difficult days I’ve ever had in my life. It’s a horrible thing not knowing if you can afford to save your beloved dog. My husband and I have had six dogs over the past 20 years and at one time or another one of the dogs has had to go to the emergency room but it

Insurer: Trupanion Canada

By: Leah

Useful
July 23, 2014

Trupanion's Lauren Littlefield is the best!

Dear Gina:I received your email address from your employee, Lauren Littlefield. I asked Lauren for her manager’s email address because I wanted to write to you to tell you what a wonderful employee Lauren is and what a wonderful job Lauren is doing! I have a Dachshund named Manfred who is currently in the hospital with a large ruptured disc on his back. I spoke with Lauren numerous times last week to get preapproval for my dog’s surgery which took place last Friday. I had to make sure that we could afford to save Manfred’s life because we love him so much. Manfred will be 6 next month. Lauren was so wonderful, kind, understanding, sympathetic, empathetic, and quick acting in processing the details I gave her that I had to tell you about it! Lauren is worth her weight in gold, she really is. Lauren is probably the nicest stranger on the phone that I have ever spoke with in my life and I am 53 years old. Lauren was so nice to me that it made me cry because anymore you just don’t expect strangers to be that nice to you. I did take the survey I was emailed but I wanted to take the time to reiterate my feelings personally to you as Lauren’s manager. Lauren helped me get through one of the most difficult days I’ve ever had in my life. It’s a horrible thing not knowing if you can afford to save your beloved dog. My husband and I have had six dogs over the past 20 years and at one time or another one of the dogs has had to go to the emergency room but it

Insurer: Trupanion

By: Leah

Useful
July 23, 2014

Quick and Easy

My dog ate a bunch of coffee beans and needed to go to the emergency vet. It was a life-threatening situation. We were very glad to not need to worry about cost. I few days after the visit I had the vet complete the necessary forms and submitted them via fax to Embrace. I my reimbursement electronically deposited that week.

Insurer: Embrace

By: Katherine

Useful
July 22, 2014

Excellent insurance and great customer service.

Embrace is very prompt in reviewing claims. Their staff is extremely helpful and go the extra distance to get answers to your questions. I would recommend this insurance company.

Insurer: Embrace

By: pam

Useful
July 22, 2014

Painless Claims Process

Daisy (our Pembroke Welsh Corgi) has been healthy and happy since the day we got her and she is only 4 years old. I was definitely a fence sitter on if I should even get Pet Insurance but I decided to get it around 9 months ago for Daisy. A few weeks ago without warning Daisy came down with what we discovered was Hemorrhagic Gastroenteritis. She started vomiting and became very lethargic very quickly and had to spend several days in our local 24 hour pet hospital. Daisy definitely gave us a huge scare and thankfully she came through everything and she is back to her happy normal self. The vet bill was definitely a shocker but Healthy Paws covered 90% of Daisy's very large bill (Over $2,700) without question and had us a check in just a few days. I am very thankful for Healthy Paws and i'm now very glad I got off the fence and got pet health insurance and I'm happy I chose Healthy Paws.

Insurer: Healthy Paws

By: Matthew

Useful
July 22, 2014

Pets Best is really the best pet insurance.

I've had Pet's Best Insurance for at least three years now. Whenever I have used them, I've had such a quick response and payment has been quick. I am really sold on the insurance. If you truly love your dog, please protect them with the best insurance.

Insurer: Pets Best

By: Muffin

Useful
July 22, 2014

Accident

My lil girl got attacked by a larger dog; I rushed her to the er and they were able to help her. What I didnt expect was the rather large bill associated with it. ASPCA was able to save me around 50% on those bills...which is better than nothing. Aspca followed up and gave excellent customer service. Glad I switched from VPI

Insurer: ASPCA

By: Tiffany

Useful
July 22, 2014

Healthy Paws Cares

It has been a wonderful experience dealing with Healthy Paws. I really believe these people care. Everyone with whom I spoke was caring, consoling and efficient. My claims have been handled quickly and accurately.If the veterinary practices and the human medical insurers (Cigna, Humana, United Health etc) treated their patients and customers like Healthy Paws does we would all feellike we were in paradise.

Insurer: Healthy Paws

By: Will

Useful
July 22, 2014

Best investment we ever made

We have a high-deductible plan for our two dachshunds; we did not opt for wellness coverage or Rx coverage. It was only purchased to be a cushion for a major/catastrophic event. When one them had a sudden disc herniation that required immediate diagnostic (MRI) and treatment (surgery), we were beyond shocked and overwhelmed--he's barely 4 years old, very athletic and lean; we knew disc issues were common with dachshunds, but given his stature, we never expected a back issue for him. At any rate, it was certainly a nightmare scenario, and it required immediate decisions involving quite a bit of cost to us monetarily and risk as well, considering the surgery wasn't guaranteed to get him walking again. It's too early to tell whether he'll regain function in his back legs, although his neurologist feels certain he will, but one thing's certain: if not for Embrace, he wouldn't have gotten the surgery he needed. The MRI estimate was $2k, the surgery estimate was $4500, and that didn't include the initial consult, ER fee, etc. We needed to know, pretty much immediately, what Embrace would cover, if anything. Embrace was able to expedite our pre-certification forms for the procedures, so we knew same-day what was covered and what our responsibility would be. If we'd had to decide whether to move forward without first knowing what Embrace would reimburse, we would't have been financially able to. We are so incredibly thankful for the kindness and empathy all Embrace staff members used

Insurer: Embrace

By: Jessica

Useful
July 22, 2014

Pay attention to your Policy Benefits and DATES!!!

We took our two year old Terrier to our Vet for her annual exam - We have been using this Vet for 30 years, he is highly regarded in his profession and he himself had recommended Pets Best... Generally speaking, we have been very pleased with the few claims we've had to submit. HOWEVER, we would CAUTION all policy holders of any pet insurance company to be AWARE of previous exam DATES - in this case, we had our dog's annual exam performed TWO DAYS prior to the completion of one year, and Pet's Best, despite a request to reconsider reimbursement (we have the Wellness plan), has denied our request for reimbursement. We are not in the habit of checking the precise date when the annual exam is performed, perhaps this is our fault - but that Pet's Best would not even consider an exception is very, very disappointing. The sum we sought for reimbursement would have been just shy of $200, and considering our policy's monthly cost is $82 has left us with a sour taste. The obvious lesson here is to be sure you have passed 365 days before repeating an annual exam. We think Pet's Best fails at the "Wellness" plan option - we are paying additional for it yet it's disappointing that they would not even consider an exception - even once - they claim they are bound by the contract limitations bound by the insurance underwriters... If you expect reimbursements, especially for annual exams and the Wellness portion, be aware of this!... Just as our doggie says, we too say Grrr

Insurer: Pets Best

By: Thomas

Useful

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