209,697+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,697 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,697 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,735 reviews

4.9
Healthy Paws

11,016 reviews

4.9
Fetch

5,292 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

August 18, 2014

Save your money

I've had Trupanion insurance for 5 years. They've denied ever claim we've made, and even told us that we weren't doing our part to ensure the health of our dog. We finally submitted a dental bill for 1900.00 and were told that we weren't providing adequate preventative dental care at home. We brush our dog's teeth every day and often 2 times a day. Our vet said that given our home care regimen, it was genetic. When I told this to the woman on the phone her response was "I just work here." I said "of course you do, that's why I'm contacting you." We cancelled this week, and I would strongly encourage others considering Trupanion to think otherwise.

Insurer: Trupanion Canada

By: rictor

Useful
August 18, 2014

Awesome service

Have two Dobe's and have had a couple of claims for each- Always a quick turnaround after submission and always a full explanation of the claims payments and denials

Insurer: Trupanion Canada

By: ESA

Useful
August 18, 2014

Awesome service

Have two Dobe's and have had a couple of claims for each- Always a quick turnaround after submission and always a full explanation of the claims payments and denials

Insurer: Trupanion

By: ESA

Useful
August 18, 2014

Super Easy and Stress-Free!

I own two cats and we haven't really used the insurance to its full potential other than yearly visits but still figured it was a good idea to have. My cat Kadabra was recently diagnosed with diabetes and needed multiple vet visists to check his blood sugar as well as a prescription for insulin and his syringes. Submitting the claim sheets were so easy since my vet does it for me and I have had updates from Embrace about each claim form I submitted. They have made this transition to a higher care level for my cat smooth and effortless. Thank you so much!!

Insurer: Embrace

By: Anna

Useful
August 18, 2014

Consistent support.

Once the diagnosis was confirmed as pancreatitis, there was consistent support from Trupanion.

Insurer: Trupanion Canada

By: Adila

Useful
August 18, 2014

Consistent support.

Once the diagnosis was confirmed as pancreatitis, there was consistent support from Trupanion.

Insurer: Trupanion

By: Adila

Useful
August 18, 2014

They are the in the top 10

Spent many hours researching pet insurance companies, and Embrace was #3 in the Consumers Advocate website. Picked Embrace because in addition to accident/illness insurance they also carried a wellness plan. Paid my first premium on July 31st. Had my first claim on 8/11/2014 for wellness benefits. Receiving my first claim check tomorrow. Signing up for insurance is easy. There website is well designed and easy to use. Happy I picked Embrace over all the other insurance companies out there.

Insurer: Embrace

By: Dawn

Useful
August 18, 2014

Teddy's pain/stiff legs

I have 2 Yorkies. Teddy is 6 months old. He has some pain/stiff in both rear legs. I've given him pain meds for his legs. Not sure why but bone seems to be growing too fast. Biddy is 5 years old, she patted a lot lately but they showed no abnormal blood work.

Insurer: Trupanion Canada

By: Jim

Useful
August 18, 2014

Teddy's pain/stiff legs

I have 2 Yorkies. Teddy is 6 months old. He has some pain/stiff in both rear legs. I've given him pain meds for his legs. Not sure why but bone seems to be growing too fast. Biddy is 5 years old, she patted a lot lately but they showed no abnormal blood work.

Insurer: Trupanion

By: Jim

Useful
August 17, 2014

Worse experience ever !! cumbersome & bureaucratic

My dog as 1 year old and unfortunately broke a leg. She got a surgery and now is fine. I contacted Embrace to be reembursed. Long story short... Embrace wanted a "detailed" report from every single time she had visited a vet... The criteria of what "detailed" is, only Embrace knows... And whatever to I had on record or the vet(s) sent was never enough. It took me over one month of calling to get it sorted. It is worthwhile to mention that everytime I called, I had talked with someone new on the call center that "repeated" the same speech for me to keep asking the vets. When I asked a supervisor or someone "in charge", they were never available to talk on the phone or to call back... I imagine if my dog was 5 years old. I would never be able to find all the "detailed" reports Embrace wants... I really felt that they were doing all possible to delay and prevent paying. in summary, i don't know if Embrace is better or worse than other pet insurance but I had a really BAD EXPERIENCE !!!

Insurer: Embrace

By: C.Correia

Useful

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