210,050+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 210,050 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

210,050 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,746 reviews

4.9
Healthy Paws

11,027 reviews

4.9
Fetch

5,310 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,890 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

September 26, 2014

Very Helpful and Considerate

We had purchased Trupanion Insurance for our new dog. We had never had Pet Insurance before and chose Trupanion from The Reviews online and from the recommendation of others. When I had to make a claim, I called Trupanion to make sure that I knew the proper steps to take. Their Representative was congenial, sympathetic and very kind. She helped me through the process and, with her help, I was able to make a Claim. Shortly thereafter, I received emails notifying me of the status of the claim. After several days, the claim was approved and I got a further email asking about the health of my dog. I am very happy with this experience. It was done efficiently and smoothly. Thank you, P.L. Hanen

Insurer: Trupanion Canada

By: Pamela

Useful
September 26, 2014

Very Helpful and Considerate

We had purchased Trupanion Insurance for our new dog. We had never had Pet Insurance before and chose Trupanion from The Reviews online and from the recommendation of others. When I had to make a claim, I called Trupanion to make sure that I knew the proper steps to take. Their Representative was congenial, sympathetic and very kind. She helped me through the process and, with her help, I was able to make a Claim. Shortly thereafter, I received emails notifying me of the status of the claim. After several days, the claim was approved and I got a further email asking about the health of my dog. I am very happy with this experience. It was done efficiently and smoothly. Thank you, P.L. Hanen

Insurer: Trupanion

By: Pamela

Useful
September 26, 2014

Pretty good

We have had to use the insurance twice and were o.k. with the coverage. I thought we would get more money back, but something is better than nothing.

Insurer: ASPCA

By: Porter

Useful
September 26, 2014

Illness exclusion upon policy renewal

We have always carried pet health insurance for all our dogs. Our claim history with Zuzu our 9 yr old mixed dachshund is scarce as we really had no terrible incidents, thank God. However I am very scare of that renewal clause in which any illness during a policy period will be considered a pre-existing condition, after certain age we all including pets develop arthritis etc. In Zuzu's case arthritis is the issue. If the insurance carrier offers a guaranteed coverage for an additional fee, this offer has a minimal disclosure, just to make sure that the majority of people will not even notice it. It is unfortunate that pet insurance is so deceiving and unregulated, pet owners consider their pets as their children and after years of paying for costly insurance premiums is heartbreaking to find yourself financing out of pocket your pet's medical needs. I intend to review all the pet insurance carriers in the market when my renewal approaches.

Insurer: ASPCA

By: Ileana

Useful
September 26, 2014

A big help

Rusty got sick quickly and it got very expensive very fast. It was nice to know that relief would come by getting these bills covered by insurance.

Insurer: ASPCA

By: Ron

Useful
September 24, 2014

Embrace is Amazing.

Embrace insurance, and the claims process is amazing start to finish. It is easy, the staff is helpful, and the process is not stressful at all, at times when the rest of you and your pet's life and issues are stressful! I really cannot recommend a better company to use for your dog or cat. We have a newfoundland who we thought tore his ACL, and had to get xrays immediately. They were close to $1k, and almost all of that was covered. I am so happy to know we have Embrace to help us through these times for our giant breed.

Insurer: Embrace

By: Ashley

Useful
September 24, 2014

Long illness large claims

Trupanion were very supportive by phone and email through this ordeal that lasted from April to Sept. Our claims were very large and were paid promptly. Our dog (mix of Airedale and Greyhound) developed polyarthritis from some unknown cause. she was so sick we thought we'd have to put her down. UC Davis veterinary school helped her through it but even they weren't sure of what made her ill. She is now cured. Trupanion helped us through all of this very expensive process.

Insurer: Trupanion Canada

By: Marilyn

Useful
September 24, 2014

Long illness large claims

Trupanion were very supportive by phone and email through this ordeal that lasted from April to Sept. Our claims were very large and were paid promptly. Our dog (mix of Airedale and Greyhound) developed polyarthritis from some unknown cause. she was so sick we thought we'd have to put her down. UC Davis veterinary school helped her through it but even they weren't sure of what made her ill. She is now cured. Trupanion helped us through all of this very expensive process.

Insurer: Trupanion

By: Marilyn

Useful
September 24, 2014

Great service!

This was the first year in the many that he's been covered by ASPCA Pet Health Insurance that my cat had any medical needs aside from his regular wellness exam (which his insurance has regularly covered most of) -- and boy was I glad that I've had him insured! Several vet appointments, multiple blood tests, meds, x-rays... the out-of-pocket costs were pretty staggering. Four separate claims -- but then I got my insurance reimbursements, and most of it was covered, and I got reimbursed 80% of what I had paid. The claims were processed quickly, the reimbursements were direct-deposited into my account, and I received follow-up calls from the ASPCA customer service representatives to find out how my cat was doing and if they could be of any further assistance. Fortunately he has fully recovered, is eating well once again, and is one happy kitty!

Insurer: ASPCA

By: Gordon

Useful
September 24, 2014

1 day payment!!!

Trupanion got my claims and processed them on the same day. They have been consistently great to work with and I highly recommend them!

Insurer: Trupanion Canada

By: Margo

Useful

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