209,963+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,963 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,963 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,741 reviews

4.9
Healthy Paws

11,023 reviews

4.9
Fetch

5,302 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

September 12, 2014

A must have assest to protect fur babies

I am very glad I have ASPCA Pet Insurance. When Dakota became ill the insurance helped me focus on what was truly important, her medical care and our time together, not the cost of the care. While insurance doesn't pay all the bills it makes the financial commitment less of a burden. Dakota has passed away and now I and my elder cat Shawnee are facing the challenges older cats experience. Again I can focus on providing her quality care and our time together. I depend on ASPCA per insurance.

Insurer: ASPCA

By: Joanna

Useful
September 12, 2014

Compassionate Coverage

I first purchased pet insurance from ASPCA for my cocker spaniel. She contracted a serious disease and we were unable to save her. ASPCA was very compassionate about the illness and they wonderful in completing my claim. When I rescued my present dog, the first thing I did was enroll her in this insurance program. Unfortunately we had to use the coverage twice since we got her and ASPCA promptly addressed the claims. I would recommend them to all pet owners. The policy provides some peace of mind and financial assistance for costly I'll less expenses.

Insurer: ASPCA

By: Vincent

Useful
September 12, 2014

excellent coverage, excellent service

Our 1 year 5 month old Welsh terrier showed signs of lethargy & poor appetite. After stays at the Emergency & personal vet hospitals, it turns out Radar had swallowed a piece of toy, causing an intestinal obstruction, requiring abdominal surgery to correct. He is now well on his way to recovery. I submitted the invoices to Trupanion & within 24 hrs and less, we had our claims processed. I also called customer service with a few questions & was given prompt & helpful information. The forms are also very simple & easy to fill out. In addition, I had some old invoices for other unrelated vet visits but they were past the 90 day submission requirement so I had not submitted them. Turns out, Trupanion has dropped the 90 day limit for claims & I was able to get those processed as well. We could not be more pleased with the service, coverage & excellent efforts by the Trupanion staff. Thank you!

Insurer: Trupanion Canada

By: Patricia

Useful
September 12, 2014

excellent coverage, excellent service

Our 1 year 5 month old Welsh terrier showed signs of lethargy & poor appetite. After stays at the Emergency & personal vet hospitals, it turns out Radar had swallowed a piece of toy, causing an intestinal obstruction, requiring abdominal surgery to correct. He is now well on his way to recovery. I submitted the invoices to Trupanion & within 24 hrs and less, we had our claims processed. I also called customer service with a few questions & was given prompt & helpful information. The forms are also very simple & easy to fill out. In addition, I had some old invoices for other unrelated vet visits but they were past the 90 day submission requirement so I had not submitted them. Turns out, Trupanion has dropped the 90 day limit for claims & I was able to get those processed as well. We could not be more pleased with the service, coverage & excellent efforts by the Trupanion staff. Thank you!

Insurer: Trupanion

By: Patricia

Useful
September 12, 2014

Helpful and friendly

My Bichapoo wasn't feeling well and was coughing. I had to bring her to the emergency veterinarian since my vet had no appointments available for her. I knew my visit wouldn't be too costly since I had Trupanion to back me up. Trupanion handled my claim promptly and in a very friendly manner! I'm very grateful for their service!

Insurer: Trupanion Canada

By: Isabelle

Useful
September 12, 2014

Helpful and friendly

My Bichapoo wasn't feeling well and was coughing. I had to bring her to the emergency veterinarian since my vet had no appointments available for her. I knew my visit wouldn't be too costly since I had Trupanion to back me up. Trupanion handled my claim promptly and in a very friendly manner! I'm very grateful for their service!

Insurer: Trupanion

By: Isabelle

Useful
September 12, 2014

Always So Simple, we love Embrace. Thanks!

Our Dane, Harley, started gagging and heaving like she needed to vomit but didn't. Not the norm for her. I rubbed her throat, tried to get her to drink some water, maybe she had a piece of kibble stuck. Then I decided to feel her stomach. It was rock hard. I was fairly certain her stomach had twisted and it was some type of gastric torsion - known as bloat - that happened. We rushed her to the nearest emergency vet and let them take care of her. She made it through surgery but they had to remove her spleen b/c of the damage due to lack of blood flow. She had to stay at the Emergency vet for 2 1/2 days and they charge by the hour. The best part of this scary experience is that we didn't have to worry about the huge bill. My husband came home that night concerned about the estimate he was given for the surgery, stay, etc. $3400 - $4500. I told him with confidence we have to meet the deductible we chose then we only pay 10% of the remaining covered charges. This isn't the first time I've had to file claims. The process is quick and easy from start to finish. The vet filled out the form and faxed it for me with the invoice/bill, I got an email the next day, and today I got an email that I'd be reimbursed for $3580 of the $4427 I was billed. I'm extremely pleased. We paid the deductible and 10%. It took 8 business days from the day they received the claim. Thanks again, Embrace.

Insurer: Embrace

By: Natalie

Useful
September 12, 2014

The worst

Another contrived denial for an exam performed right before infusion by my dog's oncologist. This on the heels of denying a life threatening spay for pyometra although the dog was enrolled at age 7 with clear representation that she was intact, but not breeding or service/therapy dog which requires a rider, and in the face of a phone call and letter from the vet. Please tell me how you can inject drugs into a dog without examining him first. The bottom line is that half of the bill is denied, then they pay 90% of the balance. That makes the real payment 40% on an ongoing basis because no vet in their right mind would treat a dog with chemotherapy (or anything for that matter) without examining. Moreover, not every exam involves blood work or x-rays, which they would probably deny as well. Sometimes it involves manual examination, which was the way we found my last dog's lymphoma. By their rules, that would be denied every time the doctor checked him to see if the nodes were swollen, a primary diagnostic tool for this kind of cancer. I think their advertising is fraudulent and misleading. I really dislike this company.

Insurer: Trupanion Canada

By: barbara

Useful
September 12, 2014

Excellent service and care

Trupanion was great through the whole month of August in dealing with our cat Jack's sickness. We brought him in because he was not eating. We had exploratory surgery and did Biopsies to see what the problem may have been and Trupanion was great-working with our Vet and processing the claim immediately and covering the expenses at 90%. I would refer Trupanion to anyone looking for Pet Insurance.

Insurer: Trupanion Canada

By: Christina

Useful
September 12, 2014

Excellent service and care

Trupanion was great through the whole month of August in dealing with our cat Jack's sickness. We brought him in because he was not eating. We had exploratory surgery and did Biopsies to see what the problem may have been and Trupanion was great-working with our Vet and processing the claim immediately and covering the expenses at 90%. I would refer Trupanion to anyone looking for Pet Insurance.

Insurer: Trupanion

By: Christina

Useful

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