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Pet parents across the U.S. and Canada have left over 215,886 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Help when I needed it
My dog needed exploratory surgery on the weekend-knowing that most of the cost would be covered by her Embrace policy was a great relief. The claim process was reasonable, took a little longer than I expected but eventually was reimbursed as expected. Make sure your vet sends in your pet's medical history up front to shorten claims processing-I found that mine had not and that slowed things down.
Insurer: Embrace
By: Karen
Having Embrace saved my dog!
A couple of months ago, my 2 year old boxer mix woke up in the middle of the night after wetting the bed (very unlike him) and was obviously not ok. I went to the emergency vet at 3am where they had him admitted for three days for spiked kidney and liver levels. It's only me and my dog and he is my world, and without Embrace, I would not have been able to cover the $2,800 vet bill to save him. I recommend Embrace to every dog owner, because there is nothing better in the world than knowing you don't have to worry about the money, and just care for your baby. Thank you again Embrace for all that you do, you have a lifelong customer here!
Insurer: Embrace
By: Katie
Quick response
I have used Trupanion a number of times and they are always very quick with their response.
Insurer: Trupanion Canada
By: Barbara
Quick response
I have used Trupanion a number of times and they are always very quick with their response.
Insurer: Trupanion
By: Barbara
Simply Fantastic
We have had Embrace Insurance for three years. For the past two years we have had not issues so we began to question if we really needed it. Let me say, I am happy we kept it. Our dog recently tore her ACL and required surgery. Our vet submitted the bill on our behalf and within 5 days of the event Embrace has paid on the claim. The portal kept us up to date of the review process as well as receiving email updates. Embrace is professional, quick and a pleasure to do business with.
Insurer: Embrace
By: KC
Walking testimonial - Dog versus foreign object
I've had insurance on all of my Labrador Retrievers however my latest pup I switched to Trupanion due to no limit coverage in case that one time you need extensive coverage and I mean over 20K. Well this time I did require it and if it wasn't for my policy with Trupanion especially setup when emergency surgery was required my best friend would not be beside me. This less than 2 weeks ago. Thank you from the both of us.
Insurer: Trupanion Canada
By: Larry
Was Good Coverage
Pet Best has covered my dog's vet bills for 7 years. When she was diagnosed for a life threatening illness her bills were so high that without Pet Best insurance I would have had a hard time paying those bills. However, last year she reached the maximum amount that could be claimed for this illness. She has had smaller medical problems and with the Wellness coverage I am also able to have her yearly shots and tests covered. I am having to drop her coverage now because the amount I pay each month is much more then I will be reimbursed for the coverage she is still covered for. I do recommend this coverage as claims are reviewed and paid quickly.
Insurer: Pets Best
By: Helene
quick to process claims
Always a great experience dealing with Embrace. They process claims quickly with any hassle. was with different companies in the past, Embrace by far is the best.
Insurer: Embrace
By: John
Thank You Healthy Paws!
If it weren't for Healthy Paws, I don't think my best friend would be alive today. Few people would ever consider getting their animals treated for Cancer. The costs are insurmountable! I am fortunate to live in Los Angeles, where State of the Art Veterinary Medical Services are available to animal owners who can afford it. When my 90 lb. Staffordshire Terrier was diagnosed with Prostate Cancer, it was essentially a death sentence and the only question was how long he would have before he died a painful death. My only option was to consider Radiation and Chemotherapy. The costs for this type of treatment ranged from $16K - $20K. I have never even spent that much money on myself for medical treatments!! If it weren't for Healthy Paws, I would have had to say Good bye to my best friend and know that I didn't even try to save him because I couldn't (wouldn't) spend the money to treat him... So far, my sweet little boy has finished four weeks of daily radiation and one session of Chemo. My bills thus far have almost reached $13,000 but thanks to Healthy Paws, I have only had to pay about $1,500 of it. I don't think I could have even considered doing this if it weren't for Healthy Paws. He's doing well but only time will tell if the radiation worked. I am confident that he will beat this thing and I would have never been able to get him this care if I had to pay for it all on my own! Cancer is an awful disease and can attack anyone or anything! I am so grateful that Healthy Paws was there for me throughout the process! I recommend this insurance to EVERYONE as it has helped me know that I've given the best care I could for my 'rescue dog' that nobody wanted... He's gotten more love and care than he could ever imagine!
Insurer: Healthy Paws
By: Michael