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Pet parents across the U.S. and Canada have left over 215,962 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Peace of Mind
I learned my leason from a previous dog we had without insurance. When we rescued the new puppy, I decided to get pet insurance. After a lot of research, I decide to go with Embrace. Their customer service reps are very nice and caring. I filed one claimm after my dog eat something he shouldn't have. They send me the check within days of filing the claim. This is the best peace of mind insurance.
Insurer: Embrace
By: Mary
Great Coverage
We have had a wonderful experience with Embrace. Our last dog cost us a ton of money so with our new puppy we decided we had to have pet insurance. Embrace insurance came with our puppy when we adopted him from Helen Woodward Animal Shelter and we are so glad it did. He just turned 1 and after one visit to the ER we had used up our deductible and got a lot of our money back. Now every time we have to go to the vet for an illness we get a check in the mail after easily submitting a claim. I don't want this year of coverage to end, but feels good to know that each year there is a limit that we will have to pay on vet bills!
Insurer: Embrace
By: Karen
the best!!
we are extremely pleased with healthy paws. we rest assure with our engllsh lab that we have healthy paws to help through the hard times and ensure his health and happiness. thanks
Insurer: Healthy Paws
By: michele
Totally worth it
Bought pet insurance for our puppy as soon as we got her. Very reasonable and affordable. She broke her tibia when she was 4 months old..we were out of state when it happened and had to see a local vet that wasn't our own. Then we saw our own vet when we got home, and went to a specialist after that. I was concerned that Embrace might give us a hard time about all the different visits but they covered everything no questions asked. We felt so fortunate to have insurance so that we could opt for the best care possible for our baby without having to worry about the cost. Lastly, they have followed up on more than one occasion to make sure we received the payment on our claims.
Insurer: Embrace
By: Robert
Turned around start to finish in 4 days
Our 5 month old French Bulldog took it upon herself to swallow a small plastic cat toy which she was unable to pass, but clearly was causing her some distress. She was seen by our vet on Monday, in the hospital on Tuesday, claim filed on Wednesday, reviewed and approved by Thursday. I cannot speak highly enough about the ease, efficiency and simplicity of the whole process and the clarity and fairness on their statements of what is and is not covered. Highly recommended.
Insurer: Healthy Paws
By: Mark
A necessary supplement for your pet!
I had been researching pet insurance for a couple months prior to getting our puppy. After much analysis, I decided to go with embrace and I'm glad I did. Insurance companies have a stereotype of being cold, but that's not the case with embrace. Each member I've spoken to has been extremely personable and genuine. When calling to set up the policy, Peter was excellent in spending over 45 minutes with me on the phone to go over my options and help me choose the right plan for my dog. I had some issues with my vet sending a claim (asked them 4 times, both over the phone and in person on different days). When I reached out to embrace about it, they were able to get my vet to send them the claim on the spot. In order to be fair and objective, my single critique would be reimbursement time. Though, since I've connected it to direct deposit, I've seen a better turnaround time.
Insurer: Embrace
By: Brian
Best insurance plan
I have 2 cats and used to use another insurance company who, after one of my cats had 2 issues - scratched eye [from his sister] and feline acne, raised his deductible rate for the next year! ASPCA has never done anything shady that like. When I have questions they're very helpful and knowledgeable. You can tell most of the reps have pets as they're very compassionate. I've never had any issues with them and am very happy.
Insurer: ASPCA
By: Joanne
Amazed! Love Embrace...
Although my claim was for routine wellness, I just want to say the speed in which Embrace processed the claim is awesome. It takes my other pet insurance two to 3 weeks to let you know they are in receipt of your claim and 30 days to process it. If the claim is not submitted within 30 days of the vet visit they will not consider it. Embrace is the Pet Insurance I've been telling my friends about. This is my very first claim with them but I'm already satisfied with the process. I love claims forms. Thanks for being so efficient and professional. :)
Insurer: Embrace
By: Ellane
Thank you Healthy Paws!
I could not be more happy with the decision to choose Healthy Paws to cover the health of my beautiful girl. Carly was diognosed with an oral ameloblastoma 5 weeks ago. She underwent surgery this week to remove the tumor. The stress of this illness is difficult enough, and Healthy Paws has given me the opportunity to focus on my girl without worrying about how I will pay the bills related to her treatment.
Insurer: Healthy Paws
By: Lani
Embrace saved our dogs life.
If we did not have Embrace Pet Insurance we would not have been able to afford the Liver Shunt diagnosis, treatments, and Surgery that saved our Yorkiepoo Samantha's life.The total cost was over $5500 and Embrace paid over $3600 of that over a 13 month period.
Insurer: Embrace
By: Chris