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Pet parents across the U.S. and Canada have left over 216,084 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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I can focus on my pup-not worry about sudden costs
I've been very skeptical about pet insurance, having heard about some experiences with other companies that refused to cover pets after being a member for years or refusing to cover major surgeries/illnesses etc. After enough surprise vet expenses over the years, I decided to give this a try. I only signed up for Healthy Paws a few months ago, but I have had a positive experience so far. --First of all, it was easy to sign up. Painless. --Healthy Paws is completely up front with what they do and do not cover. --They process claims quickly, which is more than I can say for any human health insurance that I've had. --Submitting claims is EASY through their app (take a picture of vet's invoice - DONE!). --I have boxers, which are unfortunately prone to cancer. The vet recently diagnosed a mast cell tumor, and we had to schedule a sudden expensive surgery. Based on experiences with human health insurance, I was expecting to have to fight them about justifying the expense or spend a lot of time haggling on the phone or submitting paperwork. BUT Healthy Paws gave me absolutely no trouble about covering the procedure exactly as they had promised. It meant that I could focus on actually taking care of my pup rather than stressing about the cost.
Insurer: Healthy Paws
By: Kat
Wellness
This claim was not about injury or illness. This was a wellness claim for a script and heart worm med. I'm really happy with Embrace. I filed claim 1 day and by the next day it was completed. I have had another pet insurance company for all of my Labs. It kept getting worst. I recommend Embrace to everyone. Great people.
Insurer: Embrace
By: George
Great for that troublesome puppy
I have a German Shepherd who is now about a year and four months old. Over the course of her lifespan, she has required three surgeries in short order. After the first one out of pocket, I learned my lesson and picked up insurance through Healthy Paws. The next two surgeries were covered and processing the claims was really easy, just had to use their mobile app to send them the invoice and the claim was processed in a couple days and the check came two days later. They covered both her stomach surgery and her elbow displaysia. The coverage has been fantastic. The price is reasonable and it's way better to have it and not need it than the alternative. Would definitely recommend.
Insurer: Healthy Paws
By: Travis
HEALTHY PAWS IS THE BEST!
I have had pet insurance from several different companies in the past. Healthy Paws is, by far, the best one I have been fortunate enough to find. I have my three pets insured with Healthy Paws. Their policies fit individual needs, and have such better reimbursement than other companies. It is easy to submit a claim online. The customer is kept informed of claim status and the claims are paid promptly. Any interaction I have had by telephone with representatives at Healthy Paws has been very positive. The staff is caring, knowledgeable, and understanding. I intend to be a Health Paws customer for a long time...
Insurer: Healthy Paws
By: Barbara
Refund too slow
The only complaint I have with ASPCA Pet Insurance is it takes too long to get a refund. I waited once 3 weeks for the claim to be complete then another three days before it was in my checking account but if I have not made a payment they are quick to send a letter or call
Insurer: ASPCA
By: Kyle Smith
ASPCA cares about our two Labs; Sparky and Pluggy
WE have had ASPCA Insurance for about 18 months now and have had claims for check ups and illnesses for both dogs. Pluggy recently developed diabetes and ASPCA is not only helping with our bills, but they call to check in on the guys. My own health insurance doesn't do that! I appreciate their quick claim processing, as well as the transparent manner in which they produce their claim response.
Insurer: ASPCA
By: Dan
ASPCA experience
I prefer ASPCA Insurance over other providers and have been an ASPCA policy holder for over 5 years. Pros: great portal, speedy claim processing and follow up. Cons: Reimbursement amounts could be higher. I usually get about 60 cents for every dollar spent.
Insurer: ASPCA
By: Sameer Raina
very happy with service given
reviewed several comp,s chose PET HEALTH INS ,glad I did roxann,s claim was handled and paid swiftly .
Insurer: ASPCA
By: Arthur Fowler
Pet and customer friendly.
Interested in pet. Good online feature simplifies and speeds up claim processing and payment. G
Insurer: ASPCA
By: B Michael Dann
Never Regretted Obtaining Pet Insurance
I have had ASPCA Pet insurance since I brought my baby boy, Bubba, home. It helped when I had him neutered and then when he started having knee issues, the insurance was extremely helpful in covering the expenses that we had for PT, meds, X-rays, and follow-up trips to the vet. Unfortunately, we were not able to keep Bubba from completely tearing his TTL. He had the surgery and the insurance coverage was extremely helpful in covering a large portion of the over $5000 worth of bills.
Insurer: ASPCA
By: Mary