208,464+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 208,464 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Wellness visit
I have an 16 month old mini Schnauzer named Sadie. I have never had pet insurance before so when I got her I decided to get it. I am so glad I did. The peace of mind and ease of the claim process is so easy I am thankful I got it. The claims process is easy and fast. I would recommend this to anyone thinking of getting pet insurance.
It was very simple to submit a claim
It was very simple to submit a claim. Within days I got an approval and a check on the way.
Insurer: Fetch
By: Suzanne
Don't believe the 2-4 day reimbursement website claims
My puppy had to be hospitalized for an unknown illness. Spent an entire week and thousands of dollars, with the peace of mind that I had coverage from Spot and I'd be reimbursed within 2-4 days, according to their website. Cut to 4 weeks later, and they can't tell me what's missing, what the status is, or if I'll ever see the $6,000+ dollar reimbursement one page of my account says I've already been reimbursed (spoiler alert: I haven't received any of that, at all). I've reached out to them multiple times for clarification, but they don't seem interested in actually solving the problems, just in ushering folks off the line. Thankfully, my puppy is ok, but I can help but think about if it hadn't turned out well, if I'd be fighting with them to get them to honor the coverage I pay for, while also grieving the loss of a pet. Can't in good conscience recommend this. Buyer beware.
Insurer: Spot
By: Erin
I just got hit with a 264% increase from Embrace
I just got hit with a 264% increase from Embrace!!! I have had Embrace for my Bolognese since he was a puppy, since 2011. He is now over 15 and is still pretty healthy. The premium had been increasing as he got older, last year it was $2,260. They just sent me a renewal invoice for $8,230!!! I submitted a single claim in 2015, and was reimbursed $223. At the same time, they have not raised the maximum annual reimbursement from $10,000. Why on earth would I pay over $8,000 to be reimbursed up to $10,000, when I may not even spend $8,000 in a year?!?! This is criminal. They should have just said they aren't renewing. Waste of time. We are CA residents. I would be happy to join a lawsuit. Response to Embrace's response - why bother to write this. Increases in vet bills do not justify a three-fold increase in premiums, especially when there have been no claims in over a decade.
Insurer: Embrace
By: Elyse Eisenberg
Having a tiny dog [3lbs] go into ER…
Having a tiny dog [3lbs] go into ER hospital for 3 days was beyond stressful and knowing that I could get an estimate approved for her care allowed me to focus on her and not worrying about how exactly I would have to pay for a condition that if left untreated would have been fatal. Pumpkin was prompt and my little honey is now back home and in active recovery.
Insurer: Pumpkin
By: Attalie
Easy Claim Submittal
The simplicity of submitting the claims.
Insurer: MetLife
By: Tammy
Quote and new policy
Josh was efficient and helpful- made the whole experience easy and quick.
Insurer: Fetch Canada
By: Sonia
It was a pretty easy decision
It was a pretty easy decision. Although I have not used their services yet, the application and the pricing seem to be good. Hopefully I do not have to use the insurance, but always good to have it.
Insurer: Pumpkin
By: Michele Greenbaum
I highly recommend Spot Pet Insurance
I highly recommend Spot Pet Insurance. They have been absolutely easy to work with during my claim process. I had a couple questions and called and the lady was so empathetic and helped me quickly. Once I put my claim in it took less than a week to get it completed.
Insurer: Spot
By: Carrie