208,287+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,287 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,287 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,701 reviews

4.9
Healthy Paws

10,964 reviews

4.9
Fetch

5,205 reviews

4.9
Trupanion

58,974 reviews

4.9
Pets Best

14,626 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

February 23, 2026

Honestly

Honestly, I have been SO happy with MetLife pet insurance. Reasonable premiums, easy claims, excellent coverage options, and super fast payouts. I've never had to appeal any decisions or fight for what I was paying for. They straight up just do what they say they're going to do and pay what they promise when you sign up. Hopefully I'll be with them for a long time.

Insurer: MetLife

By: David Logan

Verified February 23, 2026

I keep saying it the reason I came back…

I keep saying it the reason I came back with my dog Dakota, which is a border collie just turned 100 days old is because nationwide help me so much with my companion yogi who just passed you say nationwide is really one of the few experiences that I’ve had with a company and I said geez Thank God for them my dog Yogi appreciate them too, so that makes me appreciate nationwide even more hopefully with Dakota we won’t need nationwide as much you have nationwide on your side. You have a sense of security. Thank you again for helping take care of yogi

Insurer: Nationwide

By: customer

February 23, 2026

So far so good and no complaints

We've had 90% positive experiences in telephone communication. Out of say 20 calls from when we were signing up and had questions and through a few claims that we submitted we've only had one negative communication with them. But I wouldn't hesitate to recommend them to anyone who needs to ensure their pets. We will have our renewal come May and we will see what the increase will be. But so far we have no complaints

Insurer: Pets Best

By: Tee

Useful
Verified February 23, 2026

Super easy and quick for our new puppy!

Super easy and quick for our new puppy!

Insurer: MetLife

By: KP

February 23, 2026

Itchy Dog

Our boxer boy has severe allergies. He eats prescription food, takes a daily immuno serum for his allergies and he get a monthly cytopoint shot to help with his itching. Fortunately he is a better position than when this all started. When ever a claim is submitted Pet's Best is always quick to process and reimburse. I have had Pet's Best since he was a puppy. Our boy is now 4 years old! I am thankful everyday that we chose Pet's Best! I highly recommend them!

Insurer: Pets Best

By: Ann

Useful
February 23, 2026

Peace of Mind for Good Vet Care

I have two large, active dogs on Trupanion and wouldn't change that for anything. Having peace of mind that I can provide care and support for my dogs as well as quick payment for my vet team is everything. The only issue we had was not being covered for a bag of gastro dog food my vet prescribed for because of a minor technicality. Everything else has gone so smoothly though and we love Trupanion.

Insurer: Trupanion Canada

By: Hailey McWilliam

February 23, 2026

Horrible experience with my claims

I started with this insurance June 2025. I've submitted two claims, nothing has been covered and I provided ASPCA with copies of all the history of my dog from the last 2 years at their request. I submitted dog history from the vet twice; October and again in November. They indicated on my login tonight I didn't povide the proper documenrtation. It's been 3 months and I've heard nothing. No email, nothing. I do n ot recommend this pet insurance; my last insurance covered within 2 weeks, were great with response. Unfortunately, they are not supporting my state any longer. I was forced to find new pet insurance and after research chose ASPCA. They have terrible response time, no calling, no email within a reasonable time period.

Insurer: ASPCA

By: Kathy Sutton

February 23, 2026

Great insurance and honest company

We have Trupanion on 3 dogs for 14 years. This coverage has been well worth the investment and prevented a few difficult decisions that we would have faced without the coverage. For the cost of the premiums we are certain that the coverage is well worth the cost. We can"t speak highly enough about the professionalism of the claims representatives and the honesty of the company.

Insurer: Trupanion

By: Dave Rogers

February 23, 2026

not knowing in advance how pet chips…

not knowing in advance how pet chips work, I was put on this site to call and get my new 5 yr old dog recorded. Guess what - my dog's chip was already in the national database. These people never verified the phone number with the original phone numbers about the dog. The original owner was known to me, and he was upset that he did not get a phone alert from this company nor from the vet facility I took the dog to. no one Called the original owner. Shame on all of them. This is a fake industry, super fake. good luck finding trust.

Insurer: PetPartners

By: Patricia Demers

February 23, 2026

their coverage is far more limited than what many other pet insurance companies include as standard

My experience with Figo has been consistently disappointing, mainly because their coverage is far more limited than what many other pet insurance companies include as standard. Important items that should be basic — like euthanasia coverage and after‑care/disposal fees — are not included unless you pay extra for multiple riders. It feels less like comprehensive insurance and more like a base plan with a long list of upsells. Another major issue is how Figo handles emergency vet visits. They do not automatically cover emergency exams unless the veterinarian is willing to certify that the situation was “life‑threatening.” The problem is obvious: you don’t know whether something is life‑threatening until the vet actually evaluates your pet. This puts pet owners in an impossible position during stressful moments, and it’s not a requirement I’ve seen with other insurers. Figo insists that all of this is “clearly explained,” but in reality, the only place these limitations are spelled out is deep inside the policy documents. Their coverage summaries and marketing materials are written to sell the policy, not to help you understand what’s actually included. You have to dig through pages of fine print to discover what’s not covered — and there’s a lot that isn’t. Overall, Figo feels more like a sales funnel than a transparent insurance provider. If you’re looking for straightforward, comprehensive coverage without hidden exclusions or required riders for basic protections, I would strongly recommend looking at other companies first.

Insurer: Figo

By: Rich Johnson

Compare top pet insurance providers plans.