154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,837 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified November 24, 2025

Fast refund easy process

Fast refund easy process

Insurer: Fetch

By: Nadine

November 24, 2025

Great insurance

Fast and easy

Useful
Verified November 24, 2025

Easy

Simple to fill out. No time consuming questions.

Insurer: MetLife

By: Jackie Boesman

November 24, 2025

Young Dachsund with Unexepected and Urgent IVDD Issues

Our family has two young dachsunds (4.5 years old) and they were both seemingly perfectly healthy. We've had Pets' Best since they were puppies but had never expected to need them. Then in May 2025 our dog lost the use of his back legs abruptly. It turned out to be a ruptured disc in his spine and required emergency surgery to give him a chance at walking again. We were stressed and not sure what Pets' Best would or wouldn't cover. But they covered exactly what they said they would and gave us peace of mind to do what we needed to for our dog. He's sadly been plagued with this issue twice more this year, despite all our best efforts, but Pets' Best has been there to help each time. Really appreciate them!

Insurer: Pets Best

Veterinarian: All Creatures Veterinary Clinic

By: Ryan

Useful
Verified November 24, 2025

Claim Time

The time it takes to settle claims is great!

Insurer: MetLife

By: Trent Ramsey

Verified November 24, 2025

Good process

Was able to complete online, never had coverage before.

Insurer: MetLife

By: Gary Clatterbuck

Verified November 24, 2025

It was great

It was great

Insurer: MetLife

By: Mar W

November 24, 2025

Unclear requirements

I purchased Lemonade just for one cat to try it out. Well after the 15 day waiting period, with no claims filed, he had an exam and nothing was found. I didn't file a claim until the following month. The vet recommended an echo to rule out heart or lung issues. I filed a claim for this visit. Nothing was found wrong with my cat, so the vets were thinking behavioral or allergies. My claim was denied by AI, I have to assume, as it was literally denied within a few minutes. I didn't know what to claim exactly, there is a list and you have to pick something. Since he isn't diagnosed with anything, I put his issue as behavioral because nothing physical found to be an issue. Lemonade states without follow up medication or some other treatment, they won't cover it. I didn't see anything to explain what this insurance covers or doesn't cover, but I don't think this company is fair. They are the cheapest but there's no point in insurance if nothing is covered or what is covered is very difficult to determine.

Insurer: Lemonade

Veterinarian: KC Cat Clinic

By: Juell

Useful
Verified November 24, 2025

Positive review after visit to a new Animal ER

Our vet of many years was too busy to see our sick dog. We were advised to take him to the ER. I knew since I had dog insurance I would be able to afford to take him in. The reception staff mistakenly entered the Trupanion claim using the reason we brought our sick dog into to the ER. Trupanion paid as it was designed to within minutes! I persuaded the receptionist to put the diagnosis the vet gave as to what was wrong with our dog. She spoke to Trupanion and the claim sent to appeals. I paid for the portion of the bill so we could go home. By the next morning I had received a rext message to indicate we had been reimbursed our money. If only human health care worked this way!

Insurer: Trupanion

By: Susiemae Andresen

Verified November 24, 2025

This pet insurance is a huge saver when…

This pet insurance is a huge saver when taking my pet to the vet. It provides services that my dog needs.

Insurer: Spot

By: Mary Garrett

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