154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

May 24, 2025

Uses any excuse not to pay.

We have our Shelty insured for over a year. Aside from not paying for exams we were denied significant expenses tracking down a shoulder problem. They denied it as pre-existing, but that is not so. Perhaps, they mean pre-existing to making the claim. I think these folks are terrible, go anywhere else.

Insurer: Healthy Paws

By: Jeff Jarrell

Verified May 24, 2025

Reimbursement was quick and the amount…

Reimbursement was quick and the amount was as expected.

Insurer: Spot

By: Deborah R

Verified May 24, 2025

It was easy to submit claims on App and…

It was easy to submit claims on App and fast response and reimbursement was less than a week! Great experience and very easy! Thank you Spot!

Insurer: Spot

By: Howard

Verified May 24, 2025

My Experience

The reviewed claim in a timely manner snd sent reimbursement quickly.

Insurer: Spot

By: K V

May 24, 2025

Waste of money, stay away!!

Yes they do cover what they say in your policy but beware! God forbid you make a claim. We had both our dogs covered by these crooks for years until we had to make a claim and then the policy monthly payment jumped by over 50% for the one dog and was ridiculous for the other dog after a claim the monthly jumped to over $250 but only after the claim. Of course they tell you it's because of a whole lot of factors but it sure seems like a really high coincidence that both times we finally made a claim the rates jumped up to the point where after another year that claim they would have their money paid back. Every year the claim would go up, but after a claim it was crazy. Our one dog started at $43 per month, then the next year went to $56, then to $74, then to $105, all with zero claims. Once we had a claim the next policy was going to be $163!!! Stay away!!!! The same thing happened with both dogs after a claim. Kept raising the premium every year and did absolutely nothing. Once they had to cover something it jumped like crazy.

Insurer: Fetch Canada

By: Steve McDonald

May 24, 2025

Easy to sign up and download the app

Easy to sign up and download the app. I’m coming from healthy paws, which clearly has a better app experience so I would say that’s the only thing I would love to see upgraded

Insurer: Embrace

By: Bougie_B

Verified May 24, 2025

Very easy to get and helpful staff over…

Very easy to get and helpful staff over the phone

Insurer: Nationwide

By: customer

Verified May 24, 2025

Spot Pet insurance has followed thru…

Spot Pet insurance has followed thru with much ease each time I have needed to place a claim. I recommend Spot Pet insurance.

Insurer: Spot

By: Linda Savitz

May 24, 2025

Honest and reliable

While the process of getting reimbursed might take a little bit, Pets Best has been faithful about honoring a claim. There were no loopholes or dodges. We chose Pets Best for insurance mainly due to our son's experience with them. His cat suffered multiple major health catastrophes, and his experience with Pets Best was very positive.

Insurer: Pets Best

By: Anne Worth

May 24, 2025

It was easy and quick

It was easy and quick

Insurer: Pets Best

By: Todd Scott

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