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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified May 26, 2025

Exceeded Expectations

The process was simple and the reimbursement was very quick.

Insurer: Spot

By: Lady T

May 26, 2025

So far disappointed

So far, I’m disappointed. The app is glitchy, the reimbursement process is unclear, and a skin/ear infection was somehow determined without explanation. Starting to regret not going with Trupanion instead. Frustrating experience overall, would not recommend.

Insurer: Pets Best

By: Lauren Thompson

Verified May 26, 2025

Money Back Fast

I filed my claim and before I knew it, I had a direct deposit of over $300 back in my account. Super easy process and quick turnaround. Thank you spot!

Insurer: Spot

By: Taylor Perry

Verified May 26, 2025

Spot pet insurance has been great

Spot pet insurance has been great. It’s easy to file a claim and reimbursement is deposited straight into my bank account.

Insurer: Spot

By: Sheri Alaimo

May 26, 2025

This insurance is a SCAM

They will find any reason to deny your claim. I got my dog from the pound and all of his old medical history we could not get ahold of because it was not given to the pound we got it from. We only had the medical records from whenever he was in the pound to whenever we started taking him to the vet. They were trying to deny the claim because they didn’t have any of his records to see if they could prove that it was a “pre-existing condition”. They will try to say that everything your dog has is a pre existing condition. Do not recommend and this is a SCAM. If you do try and call about it, they’ll tell you that they’ll have someone reach out to you but within 3 weeks I never got a single call and any time I would call to get an update they would act like they didn’t know what I was talking about. DO NOT RECOMMEND AT ALL.

Insurer: ASPCA

By: Kaylee Jones

May 26, 2025

She was very helpful and very polite

She was very helpful and very polite. I enjoyed the little conversation we had during the process of upgrading my insurance policy.

Insurer: Embrace

By: Pac10ten

Verified May 25, 2025

Spot was very prompt with reimbursement!

Spot was very prompt with reimbursement!

Insurer: Spot

By: Diana Morneault

Verified May 25, 2025

I am glad my Jani has health insurance…

I am glad my Jani has health insurance I got reimbursed for his preventive care and the customer service is great

Insurer: Spot

By: Nancy Hatzidakis

Verified May 25, 2025

As my much as I pay each month

As my much as I pay each month, I feel it’s not worth it. I haven’t submitted a claim on my dog in a year yet pay approx $50/month. I just submitted a claim for over $300 and barely got $100 covered.

Insurer: Spot

By: Desiree Howell

May 25, 2025

I’ve been with PetsBest for 3 years

I’ve been with PetsBest for 3 years. Mostly it’s been good. This wellness claim has been a little slow pay. I am sure they have a very conscientious staff that checks every box, but sometimes you just need your reimbursement asap

Insurer: Pets Best

By: Kathleen

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