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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
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No clarity
There's no clarity as to why some invoices are accepted and why others are not. It always says that I have maxed out of my benefits. I find this very confusing.
Insurer: Embrace
By: Veronica Ocampo
Pets Best - Paid but Delayed!
I did have to resubmit my claims and my claims got delayed what felt like three or more times. I do wish the process was slightly more expedited but I felt submitted the claims was simple enough.
Good affordabe coverage...slow to process and pay
I think Pet's Best is a good company. The coverage is great and affordable. Claims are processed fairly, and filing claims is easy. That being said, they are extremely slow to process and pay.
NEVER DENIED
Pets Best has been a lifesaver for me through the years. I never had a claim denied and all claims are always paid in a timely manner. Customer service is top notch. This company is worth every penny of their very reasonable premiums. I would never go anywhere else. I give them a well deserved 6 thumbs up.
Quick response to claims made
Quick response to claims made. Easy to talk to a human.
Insurer: Spot
By: Teresa Debree
Amazing
Amazing! I love this pet insurance. Also the customer service is amazing! Any questions or emails you may and they respond very quickly!! I reached out the their customer service with questions before getting my cat on insurance and they were willing to help me. I will definitely be using their insurance in the future!!!
Insurer: Pumpkin
By: Jessica Bailey & Tiny Naboo
I submitted a claim for emergency…
I submitted a claim for emergency veterinary services for my French bulldog Ziggy. I received a message the claim was under review. Approximately 4 days later my claim was completed and my reimbursement was in my bank account. Very happy with Spot!
Insurer: Spot
By: Mary
5 Stars!
Spot Pet Insurance provides quick and efficient turn-around after a claim is made. It's also super easy to file a claim online. I highly recommend Spot Pet for your pet insurance!
Insurer: Spot
By: Donna Drollinger
The whole claim process went rather…
The whole claim process went rather smoothly. I was grateful for the stress free process during a very stressful day with my beloved pet. I was also impressed on how fast Trupanion settled my claim. They were able to send me an itemized claim summary really quickly. I am very happy that I made the decision to join Trupanion!
Insurer: Trupanion
By: Tina
High cost but relatively pain free pet insurance
Edited my my review from 2 to 4 stars as there was a communication error. Initially I was under the impression we had been overcharged for 2.5 years; however, after Trupanion and I reconnected, we found out that they do not change the policy price based on age and there was a breakdown. We were paying $160/month. We used it once in 4.5 years. The claims process was relatively easy and had no issues aside from the pricing.
Insurer: Trupanion Canada
By: Taylor Baumfeld