218,878+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,878 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,878 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,844 reviews

4.9
Healthy Paws

11,158 reviews

4.9
Fetch

5,524 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,970 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 10, 2025

Customer Service Grossly Misrepresents Policies

My pet insurance policy was misrepresented to me prior to purchase, but Embrace is telling me that they don't uphold anything said by their customer service reps. I attempted to clarify a policy detail with customer service prior to purchasing the policy and they assured me that only pre-existing conditions were not covered by the policy. The reality is that any condition which the insurance company deems related to a pre-existing condition is additionally not covered by the policy. In my case, one of my cats has Entropion, which is considered a pre-existing condition since she has had it since birth. I paid for the surgery to correct it, but now Embrace informed me that any eye conditions (for example, conjunctivitis) will not be covered at all by the policy unless the vet can clearly attribute the cause to an injury or other illness. If they cannot, they will just assume the eye condition is related to the pre-existing condition (Entropion). This is a gross misrepresentation of the policy given that I explicitly asked customer service questions to try and understand what was and was not covered, and this exclusion was not mentioned to me.

Insurer: Embrace

Veterinarian: Andover Animal Hospital

By: Wil

Useful
Verified November 10, 2025

This experience was way better than the…

This experience was way better than the last experience I had, because how long it took to process my claim and the fact, there was an issue with me sending all the information you guys needed, but no one contacted me so I could correct it.

Insurer: MetLife

By: Cynthia

November 10, 2025

The Best

I have used Pets Best for more than 10 years. They are always super responsive and so easy to deal with. I recommend them to anyone who is looking for pet insurance.

Insurer: Pets Best

Veterinarian: Golf Rose Animal Hospital

By: Julie

Useful
November 10, 2025

Easy reimbursement

Easy reimbursement. Awesome!

Insurer: Embrace

By: Marcus Booker

Verified November 10, 2025

Claim processed so quick

Claim processed so quick

Insurer: MetLife

By: Jacinta Wong

November 10, 2025

We had very good experiences

We're so glad that we had Pets Plus Us for our beloved dog. She passed suddenly within a few days. Pets Plus Us had been very thoughtful and smooth when it came to the claims. Thank you!

Insurer: Pets Plus Us

By: Jasmine

Useful
November 10, 2025

WellnessCheck was awesome great vets

WellnessCheck was awesome great vets

Insurer: Embrace

By: John Martinez

Verified November 10, 2025

Very quick

Very quick, concise and lots to choose from.

Insurer: MetLife

By: Bonnie Gilmore

Verified November 10, 2025

The ease of using the insurance at the…

The ease of using the insurance at the vets even though the vet was not trained on it and almost refused to run the charges they. The peace of mind on a chance accident was more than worth the money.

Insurer: Trupanion

By: Nancy

Verified November 10, 2025

Relieved - with a capital “R”

I wasn’t too sure about having pet insurance. I never had it before and have had many animals through out my life. But I was happy that I decided to take it this time with my new puppy. He somehow, as puppy’s chew all the time, swallowed plastic from a toy as well as from the clasps on his collar. He chews everything. His kennel looked like a murder scene. He was throwing up blood, pooping plastic pieces. It was bad. Our bill was reduced to half of what we were charged. I can’t express how relieved we were to be able to say yes, please do all these things for our puppy because Trupanion was there to help us. Thank you!

Insurer: Trupanion

By: customer

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