154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified June 19, 2025

Happy Policy Holder

I was a naysayer about pet insurance after my experience with pet insurance about 20 years ago. A little over a year ago, after being prompted by my daughter, who is a vet tech, I did some research to find a company that offered policies for my dogs that I thought were worth the cost. I decided that Healthy Paws Pet Insurance was a reputable company that offered policies that I thought were worth the investment. I hoped to never need to file a claim but my English setter, Lola, ended up at a major university's veterinary hospital ER a few weeks ago. The good news is that Lola is now fine. The bad news is that her treatments in the ER and her hospitalization cost thousands of dollars. The other good news is that after filling a claim, which was easy to do, I received a check for a significant portion of the costs within a week. I am very pleased with my Healthy Paws policy and highly recommend them.

Insurer: Healthy Paws

By: Mark

Useful
Verified June 19, 2025

Comprehensive and easy!

MetLife pet insurance is comprehensive and easy to use. I upload an itemized bill from the vet and MetLife reimburses me shortly after via Zelle direct to my bank account.

Insurer: MetLife

By: Joseph Lilly

Verified June 19, 2025

Disappointed by Claim Processing Error

I’ve had a mixed experience with MetLife Pet Insurance so far. While I appreciate the ease of submitting claims and the overall clarity of the policy documents, I encountered a frustrating issue that has yet to be resolved. I recently submitted a claim for an emergency vet visit, and one of the charges (a critical care exam) was approved but not applied toward my deductible. Because of this, I missed out on a reimbursement I should have received for expenses that exceeded my $500 deductible. I've contacted customer service to review the claim, but it's disappointing that such an error occurred in the first place — especially when you're dealing with the stress of a sick pet and unexpected costs. I hope MetLife can improve the accuracy of claim processing and make it easier for pet parents to resolve discrepancies quickly. Until then, I recommend checking your Explanation of Benefits closely and reaching out if something doesn’t add up.

Insurer: MetLife

By: Sofia Speyer

Verified June 19, 2025

Quick turn around

Quick turn around. I love that you cover things most companies do not.

Insurer: MetLife

By: jannacrome

Verified June 19, 2025

Amazing Company

Amazing Company - They review and pay promptly. Their VetPay direct service is crazy good. I have a new pup on the way and I will be using Trupanion for him as well.

Insurer: Trupanion

By: Ronald

Verified June 19, 2025

QUICK RESPONSE AND PAYMENT

QUICK RESPONSE AND PAYMENT

Insurer: Fetch

By: Thomas Olsen

Verified June 19, 2025

Love this pet insurance

Love this pet insurance! Very easy claims process and I received almost a full refund from my dog’s annual appointment with the Preventative Care add on.

Insurer: Spot

By: Jessica

Verified June 19, 2025

Expenses submitted are quickly paid…

Expenses submitted are quickly paid out. Easy to work with. Easy to track.

Insurer: MetLife

By: John Noyes

Verified June 19, 2025

Easy to get started and invaluable for the dog’s lifetime

Very easy and straightforward to set up a new pet policy. This is my second policy with Nationwide. They were a Godsend with my first dog who recently passed away. Having the peace of mind with insurance gave us the opportunity to get her the best possible care.

Insurer: Nationwide

By: Karen S

Verified June 19, 2025

The process for claims is quick and…

The process for claims is quick and easy. Reimbursement checks come quickly after the claim has been approved/processed.

Insurer: Spot

By: Joseph Cacho

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