154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

June 23, 2025

Lack of direct billing option is worrisome

Embrace coverage appears to be pretty comprehensive, although this is the first time I’ve submitted a claim and I just sent it. My one concern is that vets won’t bill this insurance carrier directly, which in some cases could negate the value of carrying this policy altogether. My dog’s ER visit was about $2500, and most ER hospitals require that you prepay. I’m not sure what I would’ve done, had it been $10,000. In that case, this policy wouldn’t have saved my dog.

Insurer: Embrace

By: Amanda Webster

Verified June 23, 2025

Trupanion is amazing!

I have presented Trupanion with many medical claims totaling thousands of dollars, for my German Shepherd. Trupanion has never questioned a claim and payments are made promptly, once my claim is submitted. Trupanion is amazing!

Insurer: Trupanion

By: Ruby M. Reuter

Verified June 23, 2025

Quick turn around on claims.

Quick turn around on claims.

Insurer: Fetch

By: Connie

Verified June 23, 2025

It was so easy to submit my claim

It was so easy to submit my claim. I was reimbursed promptly!

Insurer: Trupanion

By: KBS

Verified June 22, 2025

My young pup was terrified !

My young pup was terrified by unexpected loud fireworks set off by our home. This sent her into full panic. Shaking and panting so bad she was having difficulty breathing. Then started vomiting. It was so bad my vet veterinarian was not sure it was just from the scare. A bunch of tests and blood work or run just to make sure she was safe without Trupanion I would not have been able to afford a necessary care she needed. Also there is no (Long Wait) with my plan the veterinarian Hospital was able to contact someone right away and the bill was resolved before we even left the hospital.

Insurer: Trupanion

By: Patricia Roof

Verified June 22, 2025

The response and service is excellent

The response and service is excellent. The rising monthlies are getting pretty expensive though.

Insurer: Trupanion

By: Lauri

June 22, 2025

Claims are so easy to submit and…

Claims are so easy to submit and processed quickly

Insurer: Embrace

By: Lori Peterson

June 22, 2025

Very Positive

To date, Embrace has been great about granting our claims for our two babies. Additionally, the claims process is so easy and quick!

Insurer: Embrace

By: James S

Verified June 22, 2025

Our claim was processed very quickly

Our claim was processed very quickly. We are very satisfied with the service and quick and friendly respondance.

Insurer: Spot

By: The Gold family

Verified June 22, 2025

Very easy claim submission process

Very easy claim submission process. Fast turnabout and reimbursment.

Insurer: Spot

By: Luis

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