154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified June 23, 2025

Very Easy to navigate when applying for…

Very Easy to navigate when applying for reimbursement. I have not been denied my share of expenses even once. I highly recommend this insurance for your pet.

Insurer: Spot

By: Andrew Longey

June 23, 2025

Feedback on Pets Plus Us claim process

Our 1 1/2 old Cairn terrier somehow managed to swallow a large squeaker without our knowledge or observation (not on our premises). The resulting obstruction in the small intestine required emergency surgery from which he successfully recovered. The claim process through Pets Plus Us was smooth and simple, which I really appreciated at a stressful time. However, we were really thrilled when the whole claim was approved within 2 days of submission and the reimbursement was provided shortly after. Excellent responsive service.

Insurer: Pets Plus Us

By: Cathy

Useful
Verified June 23, 2025

Easy to file a claim!

Easy to file a claim!

Insurer: MetLife

By: Tracy Lightner

June 23, 2025

Healthy Paws Review

I only wish Blue Cross Blue Shield and our dental insurer were as convenient as Healthy Paws. Submitting claims takes, literally, seconds. They are so responsive every step of the way. It's all just so easy and transparent -- why human insurers can't match Healthy Paws is beyond me! Thank you for running a great business, HP.

Insurer: Healthy Paws

Veterinarian: Alpine Veterinary Hospital

By: Rob

Useful
June 23, 2025

Wonderful Experience

I couldn’t be more pleased with the experience I had. The representative took the time to listen to my concerns and provided clear, detailed explanations of the different insurance options available for my pet as this was my first time getting a pet, and also navigating the insurance process. What stood out the most was his patience and willingness to answer all my questions, no matter how small. He ensured I fully understood the terms and conditions, helping me make an informed decision. It was evident that he genuinely cared about my pet’s well-being and wanted to find the best coverage for my needs.

Insurer: Embrace

By: Steve T

Verified June 23, 2025

My dachshund needed back surgery

My dachshund needed back surgery. Spot insurance made getting him the surgery he needed worry free. Thank you

Insurer: Spot

By: Diane ONeal

Verified June 23, 2025

Dachshund with ivdd

Pets plus us was great easy to put a claim in reimbursement was received in a timely manor cant complain at all one never plans on useing their service but sure glad when it's their our pup is on the road to recovery

Insurer: Pets Plus Us

By: Jason

Useful
June 23, 2025

My pet had cataract eye surgery in…

My pet had cataract eye surgery in which they paid based on my policy. The next year they raised my deductible and lowed my reimbursement rate, but didn’t change my annual coverage.( I was surprised they kept my annual coverage at the rate I had originally selected) All these changes were due to my pet eye surgery. He had cataracts in both eyes. It’s like they penalized me for his surgery. They informed me that I can never have a lower deductible or a higher reimbursement rate as long as I with their company. This year they are raising my quarterly rate from $56.92 to $72.99. I had No payouts this period, but my quarterly payment increased by $16.07. I was informed by a letter. I’m in the process of changing from this insurance company-FETCH. All I can say, Don’t have major surgery for your pet, YOU WILL definitely be penalize for this!!!!

Insurer: Fetch

By: Peggy Williams

Verified June 23, 2025

Easy to navigate threw the web site and…

Easy to navigate threw the web site and easy to understand

Insurer: Nationwide

By: customer

June 23, 2025

Not good for AKC purebred puppies that…

Not good for AKC purebred puppies that at 6 weeks have a “good to go home” record signed by a valid veterinarian at VetCo which covers all physical wellness(vaccinations, deworming, check ups) of the puppy. This is deemed invalid by Embrace. Now future visits are considered preexisting because they claim that my dog never had a valid physical. No coverage for visits. Very frustrating!!

Insurer: Embrace

By: Christina Grassmyer

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