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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 08, 2025

Easy to file a claim and was updated as…

Easy to file a claim and was updated as claim was being processed. Pretty much seamless.

Insurer: Fetch

By: Jen

July 08, 2025

Wellness Plan feedback

Wellness Plan feedback. This option and process has been super easy and amazing. I'm terrible at saving money, unless I treat it like a bill. The Wellness plan has allowed me to have a bank for our 2 year old cat for her annual exams and preventative medications. The claims have been approved in 2-3 days and direct deposit is fast. Although this is basically a reimbursement back to me, it's been a game changer and creates less stress for me since I'm already not the best at planning ahead. This allows me to "save" for my cat's annual wellness visits like a bill for smaller monthly payments. I love this optional plan on top of our pet insurance.

Insurer: Embrace

By: Tilly Parkin

July 08, 2025

Undiagnosed "Mass", Big Problem with Embrace

Our dog was diagnosed with widely metastatic hemangiosarcoma of the spleen. Because there was a mention of a benign lipoma of the shoulder that had not been biopsied, the claims regarding the metastatic agressive splenic malignancy, clearly not related to the stable benign shoulder mass were denied. Any one with this insurance should be aware of this policy. ANY undiagnosed "mass", any small skin cyst or a lipoma like our dog had with this company will make ANY future "mass" including any unrelated malignancy be considered a pre exiting condition. It is crazy but it is their policy. Luckily our dog had a staging CT and I am a radiologist and saw the lipoma on the images so we at least can have vets who cared for our dog and the radiologist who read the CT state clearly that the mass in question diagnosed clinically as a lipoma and not biopsied was in fact a lipoma and not at all related to the incredibly agressive splenic malignancy that led to his death. All who have or are considering to have this insurance for their pet need to be aware of this policy. Review your pets records. Read the policy closely. Any mass no matter how benign if not biopsied will lead them to deny your future claim for cancer care and you could easily not be able to prove it was not related to the reason for the claim. Beware all owners of an Embrace policy out there. I’ve edited this after seeing the embrace response. You can clearly see that they actually say that a completely unrelated “mass” that hasn’t been biopsied can be considered a preexisting condition leading to non coverage for a completely unrelated cancer in the future. Like I said, beware all policy owners and those considering this insurance.

Insurer: Embrace

By: Mara

Verified July 08, 2025

Easy to navigate and obtain coverage

Easy to navigate and obtain coverage

Insurer: Nationwide

By: Mila

Verified July 08, 2025

Easy process-good customer service

Easy process-good customer service

Insurer: Prudent Pet

By: skleachgmail.com

July 08, 2025

Disappointed

For whatever reason, it has taken an unusually long time to get this claim taken care of. As if today I still have not received my check. Contacting pets best is also quite difficult. Their system either by phone or chat does not result in valid communication. I pay them on time always, I would hope that would be reciprocated.

Insurer: Pets Best

By: Sheryl Brown

July 08, 2025

DID NOT RECIEVE POLICY # OR RECIEPT FOR…

DID NOT RECIEVE POLICY # OR RECIEPT FOR MY PAYMENT

Insurer: Fetch Canada

By: Janice Farquhar

Verified July 08, 2025

PENDING CLAIM

I DIDNT GIVE IT A 5 BECAUSE SOMETIMES THE CLAIMS TAKE LONGER TO PAY THAN THEY SHOULD...I JUST HAD ONE THAT WAS PENDING FOR ABOUT A MONTH FOR NO REASON

Insurer: MetLife

By: Laurie Blanco

July 08, 2025

Exceptional experience

Exceptional experience

Insurer: ManyPets

By: Patrick Lindsay

Verified July 08, 2025

I hope it’ll really help my dog

I hope it’ll really help my dog

Insurer: Nationwide

By: customer

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