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Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

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August 18, 2020

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I would recommend checking several other companies before going with AKC insurance. I used AKC for about a year before ending my contract. They covered absolutely nothing. Any labs that were done, AKC said it was a pre-existing condition and wouldn't cover costs. It would be cheaper to save a little every month on your own to cover unexpected costs that way. Our labrador was having some hair thinning on his flanks and the vet recommended a thyroid test. AKC wouldn't cover any of the visit or laboratory costs because they said he has a pre-existing condition (overweight). However, we drew the labs due to symptoms: weight gain, thinning of fur. I would check with other companies on how they handle labs and what they consider "pre-existing."

Insurer: AKC

By: CR

Useful
Verified August 18, 2020

Lifesaver!

I had always wondered if pet insurance was worth it and if they would provide adequate coverage but I decided to try it because I would do anything for my sweet pups! Healthy paws pet insurance could not be more worth it! I am so so thankful I have healthy paws pet insurance and recently put it to the test (unfortunately) as my 4 year old tore a ligament in her knee (ccl) and had to have a TPLO surgery. Healthy paws holds 110% true to their coverage claims and I was reimbursed quickly and without any hassle whatsoever. I also did the math and found that what I paid monthly (for 3ish years since I got her insurance) wouldn’t have even paid for a half of her procedure. So healthy paws has not only saved me a tremendous amount of money but also time and stress and I was also able to go to one of the best and top rated veterinary sports medicine orthopedic surgeons in my state because I didn’t have to shop around for a cheaper option. I will never go without pet insurance!! Thank you Healthy Paws!!

Insurer: Healthy Paws

By: Kelsey

Verified August 18, 2020

The best pet insurer ever

Very prompt with claims. You are the best. I have recommended you many times to friends.

Insurer: Trupanion

By: Maureen

Useful
Verified August 18, 2020

Very fast and reimbursed 100% what they…

Very fast and reimbursed 100% what they said they would.

Insurer: Spot

By: Bonnie Mcdaniel

August 18, 2020

A long-time, very satisfied consumer

In 2009, we moved from a company we had used for many years because we were so dissatisfied with the knit-picking of claims and the meager reimbursements. Over the last 11 years we have had 3 dogs and 2 cats insured with Pets Best and couldn't be more satisfied. Two of our pets had long, chronic conditions and Pets Best was always there for them up to the point of maxing out their benefits, which we did in a few categories. There have been minimal requests for additional medical records — often a very time-consuming delay — and although payments have slowed considerably in recent months, at least the reimbursements eventually materialized. I have recommended Pets Best to many of my pet-owning friends. A word of caution — as the pet ages, premiums do get very expensive. I wish the animal's overall health record was considered along with the age factor in setting these premiums.

Insurer: Pets Best

By: Suzanne Mitchell

Verified August 18, 2020

Do not waste your money

Out of 2 claims both were disqualified . I have paid them more than I paid the Vet for my dogs surgery.

Insurer: Trupanion Canada

By: Ken

Useful
August 18, 2020

Not as good as I thought it was going to be

It was easy filing the claim and got approved right away but now it's been 2 weeks and still no reimbursement

Insurer: Pets Best

By: Jade

Useful
Verified August 18, 2020

Quick and easy

The claim process was pretty quick and easy. Got the reimbursement in about a week. I hope I don’t have to use the claims very often, but I am glad to know it’s there for me in case anything happens

Insurer: Spot

By: Zach Gassman

Verified August 18, 2020

Great customer service.

Great customer service.

Insurer: Spot

By: Christina VanTuyle

August 18, 2020

Best. Insurance. Ever.

After researching numerous pet insurance companies, I found that Healthy Paws was the best fit for our furry family. It was very easy to sign up and even easier to navigate their app. Within 2 months of adopting Duncan, he needed knee surgery. I submitted all of his vet receipts and within the month I had a reimbursement of 90% direct deposited into my bank account. If it wasn't for the awseome coverage offered from Healthy Paws, I would be 2 grand in the hole. Don't hesitate when it comes to pet insurance...Don't hesitate in choosing Healthy Paws.

Insurer: Healthy Paws

By: Daria

Useful

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